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Sex vs. salary: Which would you rather talk about?

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Sex or salary: which would you rather talk about?
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My friend, a perpetual Manhattan bachelor, just got into a relationship with a sweet girl.
So naturally, we invited them out and asked EXTREMELY uncomfortable questions, primarily for my amusement.

  • “How’d you make the first move? No, no, slow down…literally, tell us every word. Show us your text messages too, please.”
  • “How do you talk dirty in bed? Here, I’ll pretend to be her, and you play yourself. Go ahead.”
  • “Have you said ‘I love you’ yet? Why not?” (They’ve been dating for 10 days.)

Lessons learned: Introducing your significant other to us is a special kind of gauntlet.

If someone had asked me those questions years ago, I would have clammed up and gotten super embarrassed. “Uhh..um…that’s really inappropriate dude!!”

But over the years, I’ve realized that some of my favorite people are brutally, refreshingly honest. You can ask them ANYTHING and they’ll answer. Take James Altucher or Michael Ellsberg, who bare their souls about their deepest fears and crushing insecurities.

As I wrote in my book, there are certain areas of our lives — surprising areas — that we HATE sharing:

‘We asked how many people pay off their debt in full every month,’ said Greg McBride, the senior financial analyst for Bankrate.com, says. ‘The number of people who said they paid off their credit card every month was high compared to the number of people who actually do. They were more willing to give their name, age, and even details of their sex life than providing the amount of their credit card debt.’ Really? Their sex lives? I would like to talk to these people…alone.

Let’s talk about your salary. If you were sitting around with friends eating, and someone asked you how much you make, what would you say?

In my experience, the vast majority of us would not answer (including me). But why not? Is the number…

  • Too personal?
  • Something that makes us feel bad?
  • Embarrassing because our salary is too low (or too high)?
  • Capable of making things “weird” and damaging relationships?

I think for a lot of us, the answer is YES! All of the above! It’s opening up a can of worms that we just don’t want to deal with.

And yet…we all want to know. How much does SHE make? He makes WHAT? Oh wow…I had no idea you could earn that much at 31.

Beyond pure curiosity, I want to start a conversation about how much we make because there’s amazing support when you’re able to share how much you earn, and how much others of a similar age and educational background earn. You can know if you’re on track and you might discover you’re woefully underpaid or paid very well.

You just don’t want to talk about it with people you know.

So today, I’m going to try an experiment: We’re going to ANONYMOUSLY share how much we make. And as you do, notice how it makes you feel.

Note: If this makes you feel uncomfortable, you should probably check out my huge free guide to salary negotiation and getting paid what you’re worth.

Questions (feel free to answer anonymously):

  1. What’s your annual income?
  2. Stats: Your age, location, job title (e.g., “31, Marketing coordinator for a tech startup in San Francisco”)
  3. What number would be “comfortable” for you?

And tell us what you think about seeing other people’s salaries. Anxious? Relieved? Jealous?

Leave your comment below.

Sign up FREE to learn how you can get a raise — including the exact words to use

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1539 Comments

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1539 Comments on "Sex vs. salary: Which would you rather talk about?"

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Ted
2 years 3 months ago

Annual Income: 179K
32 yrs old, Seattle, Software Engineer @ Blue Chip Tech Company
Current income is comfortable. 130K and up is comfortable.

Tim
Tim
2 years 3 months ago

Just curious, are income numbers include bonus or just salary?

Ambitious African
Ambitious African
2 years 2 months ago
I earn more than my man and it really is a non-issue. We are planning our wedding and I am footing most of the bills, but we make decisions together and a still get shut-down when I’m heading in the wrong direction…and so does he. We have been open about money since month 2 of our dating and we have been together 4 years. I would say, that if you treat money as “our money” and make decisions based on that, then you will be ok. Problems start when people start being guarded about income. Also, we’ve been dating since… Read more »
mansvento
mansvento
2 years 2 months ago

i earn USD$27K per year.
+USD$20K yearly by freelance jobs.

40, monterrey mexico, manager.
2 kids.
private school.
1 car.
house rented.

my wife rise children. we make a lot of sacrifices to pay the bills and keep girls on school.
not enough to vacations or invest on a beautiful house.

its not enough to fulfill all the requests. Its not comfortable.

I'll be the first I guess
I'll be the first I guess
2 years 3 months ago

(1) CAD$125,000 + bonus, retirement match, 5 weeks vaca, education allowance, and many other little perqs in my day job. Side business approx $15,000 per annum.
(2) 37, Toronto, I manage construction projects.
(3) This is comfortable. I wouldn’t refuse more, obviously, but we live well and happily and relatively stress-free on my (and my spouse’s) salary.

I'll be the first I guess
I'll be the first I guess
2 years 3 months ago
Also either sex or money discussions can be light hearted or challenging, depending. I can talk about either pretty easily. Hell people talk about the impact of a house purchase or a kid on their bottom line like they talk about the weather, and many people I know (particularly in sales or in govt jobs or self employed tradespeople, and most people we know from my spouse’s home country) talk salary just as easily. But I’ve also had challenging and upsetting conversations with friends about their major debt issues or long term unemployment or their partner’s gambling problem, on the… Read more »
Bri
Bri
2 years 3 months ago

As a recent grad, I’d love to work up to a construction project manager, and in Toronto! I love Toronto! It’s a second home.

I think looking through these salaries, it’s easy to get jealous, be we have to take into consideration location and cost of living too.

a girl
a girl
2 years 3 months ago

1a. Annual Income: $225K, +/- based on fluctuating bonuses
1b. Side Gig: currently ~$15K/year, just started last year
2. 37 years old, software-related job at blue chip tech company in Portland OR
3. Very comfortable. I support a family of four on this, and save a ton. Expect to be financially independent soon.

MrAnon
MrAnon
2 years 3 months ago

£40k (approx. $70k), 27 year old CRO manager for a digital agency in London.

I’d say that knowing my friends salary is completely different to knowing a strangers salary.

Between friends, despite wanting them all to do well, I naturally want to do better. It’s not a competition to me but there’s something about discussing salaries which ties in with a feeling of superiority/inferiority – this could just be a personal issue of mine!?

I believe I’ll be ‘comfortable’ when I doubled my salary to £80k but I’d always strive for more.

BG
BG
2 years 3 months ago
This is definitely not a personal issue of yours. I think probably a lot of people feel similar ways, like they are better at providing, they can afford more in life, support their lifestyle better – the more they make and one you get to the point where you can live very comfortable and go even beyond that, then you can start to afford increasingly extreme luxuries if you wish. Doing so can give you certain “status symbols” like a high end car, personal full time maids or servants, a second house or cottage, lavish vacations, etc. When you can… Read more »
MRANON
MRANON
2 years 3 months ago
Thanks BG It’s good to know that other people feel the same. Reading through the posts today leaves me in awe of others earning (in a positive way). I’m not at the stage where I feel like I’m enjoy all of the luxuries I’d like but I’m starting to slow down and start enjoying life more. I have only used 1 day of my 28 day holiday allowance so far this year which a plan on changing very soon. To add a bit of a background for anyone interested, my progression so far has been: First job (2009): after being… Read more »
An Aussie
An Aussie
2 years 3 months ago

1. $0. My business is currently earning $40k (and growing). It covers operations but it’s not paying me yet.
2. 31, Australia, profesional services (quit my day job year ago).
3. If I could double that I’d be laughing.

Ashley
2 years 3 months ago

I was you last year until Ramit got a hold of me. Still growing and have a lot of expenses, but paying myself $1,000-$1,500 per month and on track to double that next year, possibly 3 or 4x if I can get my systems in place. Feel free to email me if you want to talk details.

Mr Me
Mr Me
2 years 3 months ago
1) CAD 32K/year, 25K on the side 2) 26, Vancouver, Internet Marketing Consultant 3) Base on my calculation of the lifestyle I want to live in, it would be $126,000/year. Actually at this point in life, I don’t really care, if someone asked me, I just tell them I make $32k a year and 2K a month on the side. I don’t feel anxious, relieved or jealous, or uncomfortable when talking about my salary, but I am careful if I am the person asking. But if I make more than X amount, perhaps 100K or more, I may be more… Read more »
I'll Bite
2 years 3 months ago

1. $102k + 10 – 12% annual bonus
2. 33, Sr. Financial Analyst at a large corporation you’ve all heard of, Dallas-Fort Worth area
3. I feel like I don’t make enough money compared to my B-school peers. I know that I make much more than the average American, and I’m incredibly fortunate to be in the position I’m in. However, I would feel more comfortable in the $120 – $130k range.

Lindi
2 years 3 months ago

1) $140K/yr. Although about to transition to full time executive coaching so it will be a different ball game.
2) 34, Product Management in software technology startup… Just started my 6K consulting company on Executive coaching so that’s going to change.
3) Anything over $100K is comfortable for me.

Josh S.
Josh S.
2 years 3 months ago

1. $93k (76k salary and 17k side business last year)

2. 42, Chicago, project manager at a non-profit (with great benefits), plus side consulting

3. I’m fairly comfortable now, but my target is to make another 20-30% (enough that when we have children we could drop down to one income for awhile without too much sacrifice).

I don’t feel that uncomfortable talking about salary, but I do feel guilty in some ways for wanting more. I know a lot of people who get by on much less. I’m grateful for how well I do.

Dilip
2 years 3 months ago
Ramit, I think he has already answered it – “I know a lot of people who get by on much less.” So he is comparing his salary to people who make much less and probably think they are “happier” than him, but he still wants more, so he feels guilty. BTW – Me in India. 1) I make USD $20,000 per year on an average but Ramit knows by making INR 100,000 per month one can live a comfortable life in India and save for future too. 2) 40, with 2 kids. Own home, car. Full mortgage paid. Car on… Read more »
Brittany
Brittany
2 years 3 months ago

I understand that feeling of guilt especially when you have the mindset of a non-profit professional.

AL
2 years 3 months ago

1)59k + 5k bonus
2)26, Oahu, Commercial Solar Designer for a large PV company
3) With a kid, one on the way and a stay at home mom, 90k + would be comfortable.

Paul
Paul
2 years 3 months ago

Oahu rates are so low… businesses pay bare minimum. No need to retain talent when plenty of bright eyed youth want to live there for anything!

I lived there. I left. Pay was paltry. Spent every penny on rent and fish.

Core
Core
2 years 3 months ago

1. 90k
2. 26, Detroit MI, IT Consultant
3. I’m pretty comfortable right now, but my girlfriend will be moving in soon and we will be looking at condos/houses together. I’d like to be at 110k+

Jay
Jay
2 years 3 months ago

1. $29,600.00
2. 30, Accountant for a CPA office in Los Angeles
3. $50,000.00
I am amazed that there are people earning over $100,000.00 a year! 🙂

Hannah
Hannah
2 years 3 months ago
Ha, Jay, you and me both, and I’m in LA, too. It says something that we are probably in one of the three most expensive cities and so far you have the least I’ve seen, I make even less than that. I’m trying to make more with my business (I am making $200/mo. right now and expect that to increase in June) and working as a receptionist in a nail spa for 25-30 hours a week. I make $900-1000/mo there. I do NOT make a living wage and am still kind of working off of savings that I had from… Read more »
rob
rob
2 years 3 months ago

man i do a bit more and i also live in LA, i can’t say i don’t live good, but it could always be better. but yeah people earn A LOT in here…

I do web design, HOWEVER i am illegal so once i get my green card i know i could be earning a lot more.

ps yeah i do pay taxes.

EDATH
EDATH
2 years 3 months ago

Hi Jay! I’m with you there! I’m in little old NZ, and boy do I wish I chose to study software developing! Looks a lot more lucrative than event managing!

Kevin
Kevin
2 years 3 months ago

Hey Jay. I feel you. I’m making $24,000/year before taxes. Also in LA 🙂

R
R
2 years 2 months ago

I honestly don’t know how you do it, Jay.

For comparison, I’m also an accountant in CA (Bay Area) working at a large CPA firm.

29yo; 55K Salary; married w/ single income; to be comfortable (living where we’d like to and enough to cover a pet, monthly exp, and 40% savings) I’d like to make 120K/yr.

mike
mike
2 years 2 months ago

I was a staff accountant in my first week out of college in Atlanta which is a lower COL area. Then I earned $56k in my 2nd year once I moved to a higher COL area similar to LA. This was all before i got my cpa. After doing some research I found I was paid average. U need to find a new job buddy.

Adam
Adam
2 years 3 months ago

28, San Diego, 189K, hydrologist. 70K would be “comfortable”, I live well below my means. I like doing simple things that aren’t too expensive yet still give me a sense of self-development (ie. learning an instrument or improving my archery skill). I made a pact when I was 17 to donate at least 25% of my income per year, after graduation, to homeless children charities (divided among 10 charities for some equalization) since I was helped by these same charities in my early years. I’ve been fortunate enough to be able to up that to 50%.

Way to go!
Way to go!
2 years 3 months ago

You rock, sir. Serious kudos for that kind of generosity.

Mike
Mike
2 years 3 months ago

I hope to do the same as you one day, good sir.

AK
AK
2 years 3 months ago

COOOL! Nice work, just out of curiosity which charities? Local ones here? I’m living in San Diego as well.

GJ
2 years 3 months ago

Good on you, mate! I’ll echo AK’s comment – which charities? I also live in San Diego and I’m looking for a worthy cause.

An Argie
An Argie
2 years 3 months ago

1- I started my business a little less than 4 months ago after a major career change and I’m making around 500 euros a month so far (6K euros annual at this rate, but getting new and better clients every month so I don’t plan to stay like this)
2- 37, Independent Food & Product Photographer
3-I would like to make at least 40k (euros), then grow from there.

Daanish
Daanish
2 years 3 months ago

That is seriously awesome. Great job!

Paul
Paul
2 years 3 months ago

Why is donating this much a “good thing”?

Tiffany
Tiffany
2 years 3 months ago

Very Impressive and rare! It’s great that you give back so much.

AC
AC
2 years 3 months ago

That my friend is why you are making almost 120k over what you feel “comfortable with;) Good on you for trying to help those who cannot help themselves after you were helped early on in life rather than chase the materialistic life that most Americans do………I’m humbled….

Samantha
Samantha
2 years 3 months ago

I hope this is an honest response because it is pretty awesome to hear of someone being so generous! Most people don’t need that much to live off of, even if we have families. If we skip the stuff that clutters our lives, the temporary satisfactions, and other luxuries, we can afford to give generously 🙂

DD
DD
2 years 3 months ago

Household: ~100K/yr
34 yrs old, one professional and one student in Michigan
200K/yr would be comfortable with our children, 50-75K less without children (this will be easily obtainable once school finishes)

I am glad to see others that are around my age doing relatively well. I would like to know their savings rate. Ours is just over 30%.

john
john
2 years 3 months ago

$78k
32, engineer in San Diego
Would feel more comfortable at $120k or so

john
john
2 years 3 months ago

Stunned by how much everybody’s making. I feel like I’m behind the curve and won’t catch up

Jared
Jared
2 years 3 months ago

Don’t worry. Most people inclined to share their salaries are somewhat comfortable with what they are making.

T
T
2 years 3 months ago

1. $110K + small bonus
2. 30, St. Louis, Project Manager @ Aerospace/Defense company
3. $200K would be comfortable… ridiculous? maybe… I like nice things.

As I read through these, I’m struck by the number of people already well over $100K. My next thought was I should have gone to school for software engineering…

A
A
2 years 3 months ago

(1) $71k
(2) 23, Financial Analyst for a multinational consulting firm in Washington DC
(3) I can live comfortably (investing 10% of income and traveling 1-2 times per year) with $60k. I’ve been careful to control lifestyle inflation after receiving raises to help keep my ‘comfortable’ number lower.

CB
CB
2 years 3 months ago

Interesting how well you are doing at 23!

I also work for a super large consulting firm and just moved out of DC. I didn’t break the 70k mark until I turned 26-27.

Nice work.

Eric
2 years 3 months ago

That’s very impressive! You are where I am trying to get to.

22, Customer Support in Fort Worth, Tx, $24k net per year. I would be very comfortable at $60k since I currently own my own home. Looking to have solid freelance income from programming and rent out the house by age 25.

P
P
2 years 3 months ago

300K. I get 200K salary plus stock grants. Developer at Google in San Francisco. I would be comfortable with 100k or so- I’m lucky and invest a lot of money. Approaching early retirement

TJ
TJ
2 years 3 months ago

Fellow SF Googler here. $117k + bonus and stock at age 25, would be comfortable with, idk, $90k? After how many years/which job level would I expect your level of compensation?

P
P
2 years 3 months ago

TJ-

I’m 50 yrs old, been at Google for 7 years. Working for 30.

CB
CB
2 years 3 months ago

These numbers are incredible as non-management. Congrats on your hard work.

I assume you both had very strong CS backgrounds?

Kip
Kip
2 years 3 months ago
How is the work/life balance at Google? Spouse is 27, Software engineer at a defense contractor in Denver… decent benefits, great work life balance, however, he only makes $64k and is only getting 5.5% raise to ~68k after being consistantly told that he’s a top performer, most valuable team member etc. Seems like BS, but work life balance is important since we’re growing the family. Realize cost of living is far lower in Denver… but still. We are comfortable, but would love in increase savings and have more room for trips etc in our budget. 80k would be great in… Read more »
TJ
TJ
2 years 3 months ago
Thanks for the info, P. Thanks, CB. It doesn’t really feel like hard work to me; I think I work harder than a lot of people, but there are also tons of people who work much harder than I do and have much less to show for it materially. I feel lucky to be in the right place at the right time with the right genes (kinda smart, kinda dedicated). I earned a CS degree with a ~3.7 GPA from a school that just barely ranks into the top 20 in the US for CS. That’s probably considered pretty strong… Read more »
P
P
2 years 3 months ago

CB: Thanks. I also got some good advice early on and it compounded for me.

KIP: Work/life is great. People work hard but we also take vacations. They do lots of stuff to be sure we are happy and productive. Great place to work. By the way, I recommend getting out of Government contracting. I was there in a previous life and it’s much better and saner on the outside. The Gov’t is crazy.

Anon
2 years 3 months ago

65k

22, Engineer in Manufacturing industry, At a small plant of a large corporation. This is my very first job out of school.

Where I live, 55k would be comfortable. I’m investing and saving what I can.

Anon
Anon
2 years 3 months ago

Oops, probably closer to 40-45k is comfortable. I’m saving close to 2k/month without even trying right now, after investments, taxes, and expenses.

Guy
Guy
2 years 3 months ago

1. Annual income $70k
2. 29-year old Mechanical Engineer working for City of San Francisco
3. As a single guy in the bay area, $90k would be comfortable. Would increase as I get a wife, kids, house, etc.

Tyrone
Tyrone
2 years 3 months ago

$74k
37, Finanicial analyst for major corp in Atlanta.

I’m happy where I am because my wife makes 88k, and this combined income goes far in a city like Atlanta.

J
J
2 years 3 months ago

1. $83K
2. 23, Engineer for a pharmaceutical company in California
3. $70K would be comfortable, but I’d like to make $100K

YOHAMI
2 years 3 months ago

1. 240K annual income
2. 38 years old, game developer/ company owner in Buenos Aires, Argentina
3. 5 million would be comfortable

YOHAMI
2 years 3 months ago

“And tell us what you think about seeing other people’s salaries. Anxious? Relieved? Jealous?”

Happy that some other people are doing well. Scratching my head thinking how can you live with 30K in USA. Dreamy thinking what I would have done in my 20s if I was making money like some here (I was so broke)

Aussie
Aussie
2 years 3 months ago

1. Zip for myself, AU$150K + car for hubby
2. 27, Western Australia, Mum… Partner is 34 and a mining project manager
3. My husband’s job is not sustainable so we’ll be leaving at the end of the year and he’ll probably drop to around AU$35K for the first year. I can’t wait to have him back and doing something he loves instead of selling his sanity for that extra $55K in hand. That said I hope we get back up to AU$80K before tax soon. If we didn’t have to pay rent or mortgage we wouldn’t need much to be comfortable.

Anonymous
Anonymous
2 years 3 months ago

$100k plus 20% bonus. 34, Asst Treasurer for a corporate in the energy space, southeastern U.S. This income comfortably supports two adults and a child.

Some Guy
Some Guy
2 years 3 months ago
1. $85k + profit sharing (20k last year, expecting ~40k this year) + $8750 in 401k match + 8 weeks vacation + free medical/vision/dental + free bus pass + gym reimbursement 2. 32m, Seattle, Software QA Lead at a ~200 person tech company 3. I’m comfortable now even without the profit sharing, which all goes directly into savings. I’m trying to get to 100k base salary this year at which point I’d allow myself to upgrade to a nicer apartment in my neighborhood but I can live without that. I don’t really like comparing salaries with my friends. A lot… Read more »
Anon
Anon
2 years 3 months ago
(1) $72k + $15k/yr in retirement matching & stock (2) 28, Boston, statistical programmer at a think tank; should be getting a raise to about $80k in a month or two. (3) I am comfortable now, but $100k base salary would be more comfortable for me – my fiance earns a lot, and I want to make a significant contribution to our finances, but it’s hard to make a dent compared to him. I feel pretty wimpy in comparison to all of these other people posting who make so much more than me, but I have everything I need, so… Read more »
Meghan
Meghan
2 years 3 months ago

Hi! I’m a fresh M.S. graduate in Boston looking for statistical programmer/data analyst positions…any tips?

abc
abc
2 years 3 months ago

54k
24 year old teacher in San Jose, CA
80k would be comfortable

23 Year Old
23 Year Old
2 years 3 months ago

$83K / year + bonus, 401k matching, lots of travel and perks

23 years old, San Francisco, Design Manger

I’m definitely “comfortable” and able to save enough for retirement, travel, entertainment, etc, but would target at least $100K since cost of living in SF is so high. It really depends how you define comfortable

Some gal
Some gal
2 years 3 months ago

1. 67k / year with defined benefits pension (I get 70% of my 5 highest earning years of my career and can retire when I 55/56 if I stay with my com

Anoymous
Anoymous
2 years 3 months ago

These salaries blow my mind!

My annual income is 43K.
I’m 35yo and live in a small city in Virginia, USA. I have a technical role at a state university.
I think 65K would be very comfortable (65K here is the equivalent of 100K+ in SF, for example). I recently earned a MBA as a way of helping me get there.

I’m mostly jealous when I see these salaries.

Jim
Jim
2 years 2 months ago
Same jealousy here Anonymous. We live in “Coastal Virginia” and others doing my job in different areas make 30-50% more. – Me – Age 40 – 47K a year Technical support for a school system + 5-7K year side business – Wife -Age 35 – 44k Business teacher for a high school – No Kids living somewhat comfortably but would be better if we were around 110K combined (were close). . Vacation several times a year in an RV. Working off a bunch of debt that was piled up from our youth and school. Both have Virginia Retirement Pensions coming… Read more »
Some gal
Some gal
2 years 3 months ago
1. 67k/year with excellent benefits. If I stay with my company (govt) for my career I can retire when I am 55/56 with 70% of my top 5 earning years’ salary. 2. 27 year old, electrical engineering degree, Vancouver island canada, work for govt 3. My salary may seem low compared to others and I wish I made more but I get to live where I want and grew up which trumps money. It is also hard to find work here and i have a job that I can raise a family with (challanging yet easy hours and low stress… Read more »
swinglow
swinglow
2 years 3 months ago

I think the people on this blog are not a very good sample size when it comes to salaries. Many are in IT, Finance, etc. which tend to give larger salaries than those of us in nonprofits or government. I say if an individual is making more than $60K, they are good. Didnt some researcher find that $75,000 was the maximum income one needed to be happy?

Mr. Everyday Dollar
2 years 3 months ago

Swinglow – yes, $75k is the magic number. A persons day-to-day happiness didn’t change much beyond that point.

The only issue I find with that number is that it wasn’t adjusted for city or region. $75k goes a lot further in South Dakota than NYC.

Jason
Jason
2 years 3 months ago

I disagree with MR. EVERYDAY DOLLAR.

$75k might mean happiness for 1 person that is providing for themselves.

Try $75k a year with a wife who doesn’t work and 2-3 children. You will need more.

anon
anon
2 years 3 months ago
Jason: I think it probably depends on region. I live in AZ and my 4th child is due any day, my wife is SAHM, and we live off $60k and invest the rest of our income (truly. I know everyone says this). We are quite comfortable. Flexibility and simple needs make it easy. If we insisted on maxing out a mortgage and living the top lifestyle our salary could afford (debt), then, yes, this would not be enough. My pet peeve is the frugalistas, as I do think Ramit’s emphasis on earning more is where our focus should be, but… Read more »
FourGirls
FourGirls
2 years 3 months ago
Jason, I could not disagree more. We have four children (expensive teenagers, at that), we live in an upscale area outside of DC, and we have never needed that much income. While our income is much higher, our yearly spending is right around $84,000 per year, including mortgage and thousands of dollars in travel each year. That said, we rarely eat out (because I don’t enjoy it – the food at home is always so much better), we drive older cars, and we buy most of our everyday clothes second-hand. For me, I’m glad to make those trade-offs so that… Read more »
swinglow
swinglow
2 years 3 months ago

1. Currently $65,000. But I just got a new job where I will be making $90,000. Woo hoo!

2. 31 year old female in Washington DC. Technical Analyst

3. The new income is very very comfortable. I’m not planning to get used to it though. I plan to put ~30% in Savings + 401K. I don’t want to ever feel I can’t leave a job because I’ve gotten too used to the money.

Ryan
Ryan
2 years 3 months ago

Congratulations on the new job Swinglow!! That’s also great that you plan to save that much. I’m 30 and also work in DC doing security. I currently make about 43k plus another 8k a year for the military education benefits. I currently save about 25% of my income and I’d be very comfortable with a 60k dollar salary.

Anneke
Anneke
2 years 3 months ago
1. $23,000/year (plus full tuition remission for my PhD and health insurance) 2. 25, grad student (so I research and teach one class/semester), small town in Texas. 3. It’s very comfortable, but I’ve been house sitting for my “side job” for the past three years and so have hardly paid more than utilities and have not needed to buy furniture, dishes, etc. I travel a lot, eat well, paid off my small ($1500) student loan, and have saved $6k/year. I drive an ugly car, don’t wear fancy clothes, and have to move at least once a year. The most uncomfortable… Read more »
Lauren
Lauren
2 years 3 months ago

I’d be curious to know how you find clients. (I house sit as well in a small town in Northern California)

Anneke
Anneke
2 years 3 months ago

I find out (through my university) which professors will be teaching abroad and contact them directly, usually via email. I also keep my feelers out for profs on sabbatical or serving as visiting profs at other universities. Another good client: people (again, usually associated with the university) trying to sell their houses. I offer to keep the house ready to show while they’re away.

FourGirls
FourGirls
2 years 3 months ago

Anneke, I am super-impressed with your lifestyle design. You are rockin’ it!

Anneke
Anneke
2 years 2 months ago

Thanks for the encouragement, Fourgirls!

Chris
Chris
2 years 3 months ago

21k
24, Cape Girardeau, MO, Missionary on University Campus
72k

Chris
Chris
2 years 3 months ago

And tell us what you think about seeing other people’s salaries…I am more worried about increasing my salary and business than what other people make, I have bills to pay. Actually a lot of them, I am going through three major surgeries with several months spent in the hospital.

Lou
Lou
2 years 3 months ago

1. £6.50 an hour
2. 21, Northern England, Admin Assistant (only while I’m at university)
3. I’d like £7.50, but while I’m at university I work from home, plus I’ve already negotiated recently

I’ve just got another job in the summer as a Research Assistant at my university (thanks Dream Job!!) and that pays £9.68 an hour 🙂

Mr Tim
2 years 3 months ago
Interesting to see a comparatively low earner talking about how Ramit’s course had helped them. I work self-employed in the arts, and I’ve often thought that Ramit’s work probably wouldn’t help me so much when his client base seems made up of those working in IT, finance and management. I bring in about £6,000 a year, I’m 31, Midlands UK working as a storyteller and narrative consultant. Comfortable would be a steady £24,000 Talking about money? Well it’s two sided. It’s been interesting to see so many people here doing so well and I don’t begrudge them that, (I expect… Read more »
Jon A
Jon A
2 years 3 months ago

1. 370k from 495k in revenue in 2013
2. 31 year old independent .net/sql programmer in Phoenix AZ for myself thru LLC working from home.
3. $100k is comfortable to support wife and daughter, only debt is 15yr affordable mortgage @ 2.75%

CB
CB
2 years 3 months ago

Wow. Very impressive to get to that range at 31.

How did you manage to become an independent worker at 31 and still pull in enough contracts?

Jon A
Jon A
2 years 3 months ago

Thank you CB, started a contracting job for a regional bank and caught the eye of the Chief Accounting Officer. Please him and the whole C-level and when the bank failed and the leadership started their next jobs they all called me to build things for their next job. All relationships and recommendations from high-level people for my simple work, 4.5 years now and still going strong with no marketing or advertising. Only downside, I’m mostly paid for my direct efforts (besides the markup on providing staffing).

Jon A
Jon A
2 years 3 months ago

After reading more comments.. thought I should add to this. I’m a normal guy that works hard and took steps in my career to get here and also caught lucky breaks while taking risks.
2000: $6/hr
2001: $10/hr
2002: $15/hr
2003: $20/hr
2005: $45k/yr
2006: $60k/yr
2007: $72k/yr
2008: $85k/yr
2009: $100k/yr + $15k consulting
2010: $100k/yr + $50k consulting
2011: $100k/yr + $184k consulting
2012: quit day job in June made $50k/yr + $398k consulting but worked 80 hour weeks
2013: $370k after expenses
2014: $162k so far this year and work 55hr/wk, life is good

anon
anon
2 years 3 months ago

Here’s a question: How much of a pay cut would you take if it meant you didn’t have to work? I mean like Tim F’s 4hww.

There’s work for me to do, but very little urgent. Everything I do is optional to build my business, so I have tons of flexibility and take a month out of town every summer.

How many would do this if it meant cutting your income, say, in half?

BM
BM
2 years 3 months ago
Jon, nice job! I’m a 30 yr old independent recruiter in NYC and love hearing about other people doing really well independently. Hopefully some of the relationships I’ve developed will become more profitable in the years to come. Congrats to you and good luck! 1 – 200k in 2013 2 – 30 year old independent recruiter (mainly technical, but do quite a bit in other areas) in NYC (Manhattan). Working for myself from home and sometimes onsite for clients. 3 – I think 120k is comfortable to support my new wife and I. We rent a 1 bedroom apartment in… Read more »
BM
BM
2 years 3 months ago

After thinking it through a bit more, I have to edit my #3 answer. Comfortable would have to be more like $150-160k for my wife and I in the city.

Colin
Colin
2 years 3 months ago
Nice starting to look like glassdoor except with real people behind the salaries instead of just numbers 1. $105,000, $4500 stock award, 401K match up to 3%, 3 weeks vacation, High deductible medical plan 2. 25, Seattle, working for big tech company as Software Engineer 3. $150,000 so I can max out my after-tax 401k match in addition to my Roth and Pretax 401k, I believe in compound growth so much I didn’t even get a car so I could invest instead Everyone here is really impressive, it’s a real eye opener. I guess I never knew my starting salary… Read more »
SARAH
SARAH
2 years 3 months ago

Hi Colin. Solid for your age…but just a heads up..at $150,000, you’d not be able to contribute to the Roth, you’d be making too much! Good that you are doing it now while you can, I missed my window. C’est la vie. Cant complain.

Judy
Judy
2 years 3 months ago

You absolutely can do a Roth – it’s a called a Back Door Roth – google it.

Bas
Bas
2 years 3 months ago

1) 59k euro ~= $81k
2) 33 year old software test consultant in Holland
3) I’d like to grow to 75-80k euro in the next 5 years to comfortably support our children, pay off our mortgage early (with at least 10-15k per year) and travel a bit (more)

Salman
Salman
2 years 3 months ago

24, Civil engineer, Riyadh – Saudi Arabia

Annual income roughly equal to 14K

More is always welcome. I want to be in the 40-50k range

videogame anon
videogame anon
2 years 3 months ago

Base salary is 75k. With bonuses, overtime, et all it comes out to around 90k to 100k.
23, software engineer/developer at a video game studio in the Bay area
I’m comfortable with my current number (I very consciously took a pay cut to work in games, and though this is pretty standard with engineers at game studios, it doesn’t feel great). At the end of the day I would feel very comfortable with a salary of roughly 120k.

Oh Well!
Oh Well!
2 years 3 months ago

1. $50k
2. 35 year old, female. SW Manager, at the world’s best graphics company, located in India.
3. 50k is actually comfortable for my lifestyle. I wont mind 2x, 3x though 🙂
I do know that I’m paid way less than my peers, and looking at the numbers below, I had a serious wtf moment, wishing I’d taken job and salary negotiations seriously. Or moved to the US.

On a positive note – working to set up my own coaching/online business soon. So that’s going to be a completely diff ball game.

soso
soso
2 years 3 months ago

1. 25K as customer support for a tech startup + 60K with side income on my own publishing company
2. 32, Barcelona (Spain)
3. 200K

Simon
Simon
2 years 2 months ago

Hey Soso

When you mention side income with your company, how do you distribute your companie’s earnings? You pay yourself a salary or the earnings of your company are also yours?

Anon
Anon
2 years 3 months ago

1. Annual Income 76k, in the Northeast
2. 33 yrs. old , CRM Administrator @ Biue Chip Manufacturing Org.
3. Would feel comfortable at 150k , working towards that with certifications and building my portfolio of projects deployed , costs saved, and ROI gained in the organization. Also in one month going to start looking at Consulting or starting an online business and generating side income.

Andreas Rönnqvist
2 years 3 months ago

I am 33 years old and work as a project manager in Sweden for our municipality. I make 62500$ per year before taxes. I hope to turn that into 100’000$ by 40.

Finn
Finn
2 years 3 months ago

1. 43k euros (59k USD), plus a free 750 sqft condo to live in (and 5 weeks vacation, like every other Finn)
2. 40, Finland, Software engineer
3. If by ‘confortable’ you mean how much is enough for my current job, then my current salary is OK in my situation (no kids).

“And tell us what you think about seeing other people’s salaries. Anxious? Relieved? Jealous?”

Jealous, definitely. But I guess people living in SF have much higher expenses as well…

Frank
Frank
2 years 3 months ago

Annual income £36,000
49 years old, Cambridge, England. Senior Technician @ Tech Startup
From my £36,000 I save £8,000 a year into my pension, so I live on £28,000
Current income is comfortable – living in the UK I practice extreme frugality
that would be unthinkable in the US. (Where I am from)
The biggest cost is Petrol to get to work (£4,500 per year)

Nathan
Nathan
2 years 3 months ago

1) $115k
2) 24, Manhattan, Software Engineer
3) No number is “comfortable”. Wherever I’m at, I can always do better.

M
M
2 years 3 months ago

Digital Marketing Specialist outside Boston, make $34,000/year. I need to be making more like 60k, working on building up more specialized skills.

anon
anon
2 years 3 months ago

(1) CAD $103,000 + $7,000 bonus, 3 weeks vacation, 4% retirement contributions
(2) 32, Toronto [Oakville], Senior Product Manager at a Financial Services company
(3) This is comfortable, but I’m working on moving up to Director of Product, where I would like to receive between $135,000 and $150,000

Anon
Anon
2 years 3 months ago

1. $82K + up to 10% of that in commissions annually
2. 31, proposal manager/writer for a staffing firm in Manhattan
3. I used to make 105K plus better/bigger bonuses in DC, but I took a pay cut to get up to New York. I love my new job, my new city, and how much less stressful my life is, which gives me more time and energy to work on my freelance hussle. I would be more comfortable around 130K and very happy/comfortable with 200K.

Curiously sharing anonymously (you got me, Ramit)
Curiously sharing anonymously (you got me, Ramit)
2 years 3 months ago

$72K + $3.5K target variable pay (USD)
28, Midwest, Commercialization Engineer
Current is comfortable given low cost of living here, though I’d love to get to >$100K ASAP.

CURIOUSLY SHARING ANONYMOUSLY (YOU GOT ME, RAMIT)
CURIOUSLY SHARING ANONYMOUSLY (YOU GOT ME, RAMIT)
2 years 3 months ago

To build on the details… I’m more curious than anything. A little jealous, sure, but I’ve taken an active role advocating for myself (and looking at other jobs) that’s led directly to increases. Big corporations don’t always move quickly but I know I’m valued by upper management and hope to hit $80K+ this year.

Also, for a point of reference, $75K here is equivalent to $95K in Seattle, $115K in DC, $130K in SF, and $140K to $180K in NYC. So, comparatively, it’s not too bad.

Eric
Eric
2 years 3 months ago

1. I make about $7,000 a year.
2. 20 years old. I make sandwiches at the sub shop down the street in small-town Waukesha, Wisconsin.
3. Honestly, I’d be happy with $30,000 a year. Right now I’d just be happy with financial independence. I guess I still haven’t learned to be rich yet. 🙂 But I’m getting there.

J
J
2 years 3 months ago

Glad you shared! There are those of us who would be happy with a $30,000 a year salary, including me.

Dan
Dan
2 years 3 months ago

1) $175,000 w/ bonuses
2) 31, Wisconsin, Software Developer
3) Honestly I would easily be comfortable with $100,000? Maybe even $75,000? Somewhere around there as I have tried to keep my lifestyle inflation low. It would still be tough to take a giant step backwards even though I know I would be fine.

J.
J.
2 years 3 months ago
1. $125,000 plus 10% employer contribution to retirement fund (no match required). 2. 37, East coast US, professor. 3. My partner and I pay all our regular expenses out of my income and put my partner’s income toward savings, travel, fun projects, philanthropy, gifts to family and friends, etc. I’m not comfortable about money, though – I spent so long as a poor graduate student that I still can’t quite believe that checks come in every month. But at least I recognize that I don’t think there’s any amount I could earn that would stop me from being nervous about… Read more »
Anonymous
Anonymous
2 years 3 months ago

1. Around $70k
2. 28, self-employed writer/publicist, upper Midwest town where the median income is around $46k
3. I’m thrilled! My old job paid $24k so this is great.

I do feel jealous of all the 100k people on here, but it confirms my decision to look for financial advice on this site.

BOSTON
BOSTON
2 years 3 months ago

1) I make $90k+
2) 33, Sales Manager in Boston, MA
3) We get by on my salary with a little left over for savings – I estimate comfortable would be $110k – $120k

I’m not surprised by the replies and I’m expecting my next career move (looks like it’s happening soon) will push me past my comfortable number, easily.

VP
VP
2 years 3 months ago

Annual income: $270K
38 years, VP for a software and services company in Kansas City
Salary is adequate for anything I’ve wanted thus far in life

Anon
Anon
2 years 3 months ago

1) $50,000 USD
2) 27, Brownsville TX, lab technician in a startup
3) This is comfortable because everything is so cheap here. I’d rather have more days off than a higher salary, but the salary is also about 2/3 of what I was making last year, which is… upsetting.

Same Anon
Same Anon
2 years 3 months ago

One thing I noticed looking through these salaries is that I find a really high one and think ‘wow, I could do that’ and then I look at the job title and find that it’s not worth the money to have that job, to me. I’d rather stay in the sciences and not have these massive salaries than switch to tech or project management for more money.

Gus
Gus
2 years 3 months ago

1.) $60 k
2.) 34 years, McAllen TX, logistics manager.
Living in South Texas is not expensive at all compared to other parts of the country so things are good for now, but would like to be around $75k range in the next 1-2 years tops.

OK
OK
2 years 3 months ago
Annual income: $110K + bonus up to 20% Stats: 44, Midwest, solutions architect for an IT consulting firm. I would be comfortable at $200K. That number should be lower. The reason it’s not is, for a long time, I over-spent and did not really manage our family finances well. Now, with 3 kids, money seems to go out the door quickly, and I feel like I’m playing catch-up every month. If I’m honest, I want to upgrade our lifestyle as well. If I had made better decisions earlier, I could get by on less. I’m fortunate to have a good… Read more »
Anon E Mouse
Anon E Mouse
2 years 3 months ago

1. Annual salary 113k – but after bonus/stock my total comp was 132k last year
2. 26, Seattle, PM at a tech company
3. This is more than comfortable for my current lifestyle, very grateful. I’m young and single, saving aggressively – 70% saving rate last year.

anonymous female
anonymous female
2 years 3 months ago
annual income: $50k with excellent benefits 26 years old, southern california, i work at a large university as a manager of services for students. At the moment, my current salary is def comfortable (single, no kids, super cheap rent, low-maintenance car, etc). Later in life (when i choose to move to a better area, get a bigger car, etc) I think $80k would be comfortable. Learning other people’s salaries makes me want a job in software engineering! No, but really, the salary is just the tip of the iceberg – so for me, it raises questions. I always say; it… Read more »
ANON
ANON
2 years 3 months ago

1. Base salary 80k + 10% bonus
2. 27, Validation Engineer at a Pharma company in CA
3. Probably 100k? I really don’t know, as I feel I make less than my peers. I am comfortable where I am at now (single, no kids), but honestly I am very competitive, and want to be better than them.

Ashley
Ashley
2 years 3 months ago

Super interesting! I’ve been thinking about this a lot lately.

Two friends recently told me (separately) how much they make and I was shocked that with university degrees and two or more years of experience they are making 35k and 45k per year. I would have guessed much higher.

I am a stay at home parent. My husband is a intrument engineer ( he has a diploma and completed an apprenticeship and has over ten years of work experience) and makes between 175 and 200k per year depending on bonuses.

Ashley
Ashley
2 years 3 months ago

And can I just add, why the heck are so many people who feel like their ideal income is actually lower than what they’re currently making reading IWTYTBR? Clearly, they feel rich enough already.

My ideal number is 500k per year household income. We’re tentatively planning to start a business within the next two years to accomplish that goal.

J
J
2 years 3 months ago

“And can I just add, why the heck are so many people who feel like their ideal income is actually lower than what they’re currently making reading IWTYTBR? Clearly, they feel rich enough already.”

It’s because having a rich life means more than having enough money to be comfortable. Just because some have more than enough money doesn’t mean they are satisfied in all other areas of having a rich life.

laundryking
laundryking
2 years 2 months ago

What is an instrument engineer? I own laundrymats….about 60k USD. All cash

Me
Me
2 years 3 months ago
1. Less than $0 this year so far due to business loses on a spec project 2. 36, freelancer outside of the USA 3. $3k per month would be doable and much higher than the average and median salary in this country, and awesome from a part time effort. $5k per month would be very comfortable. $10k per month would be superb. Jealous of the high salaries BUT I cosole myself with the fact that as long as I live here I have access to decent national health insurance coverage which is not dependent on employment status, so that’s one… Read more »
Travis
Travis
2 years 3 months ago
1) Annual Income = $61834.95 plus bonus targeted @ 5% (usually ends up around 4.5%) 2) 35 y/o, Business Analyst, Living in Albany Oregon but work remotely for business in Michigan 3) Would be comfortable @ 75K but to speed up the process would like 80K+. I should note that OR has a cost of living about 15% higher than Michigan and currently I’m living in OR on a MI wage. I’m considering a job move but working from home is very nice and convenient We are working on getting starting a business for my wife in nutritional coaching and… Read more »
Travis
Travis
2 years 3 months ago

Oh and seeing these other salaries makes me a bit jealous since a lot are stating they are younger them me and make significantly more. However, having said that it also makes me wonder what they do to earn such a high income since I know it’s not just luck/timing at work in most of these cases.

ela
ela
2 years 3 months ago

1. 10k equivalent
2. 31, F, Eastern EU, consultancy department manager
3. Despite being the double of the average wage in the region is way too low, does not cover the monthly expences of a famliy of four, without a second salary in the household life would be pretty much impossible

N/A
N/A
2 years 3 months ago

160k, 41, Seattle, Director @ Major Corp.
135k+ is comfortable working for someone else.
75k is comfortable if I worked for myself. 🙂

D
D
2 years 3 months ago

1. $121,000 Small software startup as a developer.
2. 45, with wife and 3 kids, Boulder CO
3. More is better. Kids are expensive.

The readers here seem biased to higher salaries. Or people making more are more likely to feel OK about posting? I know this is a self selected group, probably interested in finances, so very biased. Nice way to do a survey of your readers and get more responses than from a form. You are a Jedi master Ramit.

MD in TX
MD in TX
2 years 3 months ago

30 years old, currently making 60K as a resident physician. Will be making 244K plus production bonus once I graduate, working in Washington state. I also negotiated a 15K sign-on bonus.

I am a physician working for a large hospital group.

I imagine that 240K will be a hell of a lot more comfortable than 60K is.

Nick MD
Nick MD
2 years 3 months ago

I went through similar, the most important thing you can do is prevent lifestyle creep, establish your comfortable life at your 60k now, then the bonus will be better. Avoid the big house and new cars…

JJ
JJ
2 years 3 months ago

35, 60K Site Designer for a Large Multidisciplinary Engineering Firm in Providence RI, I’d say 120k would be comfortable.

D
D
2 years 3 months ago
1) If I continue to make as much as I’ve made the past couple of months, around $6k. 2) 22, eBay reseller of vintage dolls & books (my primary income stream)/Etsy seller of crafts/writer of short stories for eBooks/etc, the suburbs between DC & Baltimore. 3) I’d be ecstatic in the short term if I could double that. Right now I’m just barely keeping up with my share of the bills (split an apt) and it’s tough. I quit my day job 5 months ago & every month gets better, so I’m optimistic. Ideally I’d like to get up to… Read more »
Danielle
2 years 3 months ago

I’m 25 living in Kansas City making $52 plus benefits as an occupational therapist working in early intervention. I also make an extra few thousand teaching piano students. I’m comfortable with that right now as my job is flexible and not really full time allowing me to finish my doctoral degree and work on launch my own business. I would be comfortable with 100k+. And I’m Equally comfortable talking sex or money 🙂

some guy
some guy
2 years 3 months ago

1) Annual income: $100K (Started out at $37K less than 2 years ago at the same company…thanks to Dream Job for the increase)
2) 25 yrs old, manager at software/telecom company in San Diego
3) This is comfortable, especially since I don’t have a family to support. But more is always better.

Sad
Sad
2 years 3 months ago

Annual income: $29k
Stats: 34, news reporter in Northern California who is beginning an online publishing company.
I would love to be at least $50k. I’m single, no kids and no major expenses. If I was at 50 I don’t think I would have any sleepless nights.

Jennifer
Jennifer
2 years 3 months ago

Annual income: $57K + decent benefits as Copywriter / side gig: freelance writing income: $1-2,000k per year
30 years old, NYC, single, no children, $30K in student debt
Ideal income: $80K ($100K is a dream!)

Would love to go full-time freelance eventually. Trying to ramp up the freelance writing business to achieve that goal.

Replying to this thread to commiserate with fellow media professional!

Annon
Annon
2 years 3 months ago

1) $60K + $5-10K in side income
2) 28, Boulder CO, Analyst for a small CPG startup
3) That $100K figure is a mental block I’m trying to break through.

TJ
TJ
2 years 3 months ago

1. $34,000
2. Age 43, Washington State, Park Ranger stringing together seasonal jobs with two different agencies.
3. Since my husband is self employed and only brings in about 10K per year and I am our main bill payer, I would say that $50,000 would be comfortable. It would get us out of the paycheck to paycheck world and allow us to live where we want, travel more and save for retirement and our son’s college.

Laura
Laura
2 years 3 months ago

Sr Education Services Coordinator 67k. I’m comfortable where I am as long as it keeps going up.

Emy
Emy
2 years 3 months ago
My previous life – (until marriage at 30) ~$25k- no benefits, no sick days, no paid vacation/holidays Hourly English Foreign Language Teacher, Chicago IL I was living month to month trying to save 15%, but definitely wished for benefits and job security, more so than more money. My current life – (32) trophy wife with an super part time job to keep me sane – ~5000 euros this school year (I’m the spending money here) as an extracurricular english teacher Husband – $100ish take home +benefits, European vacation time, and ex-pat extras I think we’re comfortable with room to spare.… Read more »
Mike
Mike
2 years 3 months ago

1) < $15,000/year
2) 20 years old, college student, software engineering intern. I make and sell custom-built speaker cabinets.
3) I can't give a comfortable number, since I haven't really had the full experience of living expenses + working a full time job. I'm sure my comfortable amount would fluctuate based on what my full time job will be and where I will be living.

I wouldn't mind making $20,000 / year right now, since it would help me pay for the rest of my college education and pay off current student loans.

Mike
Mike
2 years 3 months ago

And I’m amazed by some of the salaries I’ve seen. Perhaps even jealous. But I hope to make enough money one day to live comfortably as well as donate a percentage to charities, as another gentleman on this thread is doing.

Kyle
Kyle
2 years 3 months ago

$82K base , Target bonus $32K. 28 years old, Orange County, CA. Western Region Sales Manager. Would be “Comfortable” with $120 base and $80K bonus.

Mari
Mari
2 years 3 months ago

1. $90k/ year
2. 35 yrs old, scientist at a biotech company in SF Bay Area
3. $150k

Donnalee
Donnalee
2 years 3 months ago
$321.00 an hour, pro-rated more if person makes over $250,000.00 per year, much more if person is very wealthy and requires intensive consultation. I will also charge less for those in real need who are unable to afford serious money. I do a ton of free consultation on musical shows in senior housing communities etc. as ‘staff psychotherapist’ and assistant to directors too. 51, psychotherapist/consultant with speciality in buddhist psychology and old-fashioned multiple personality, NY area. Working maybe six paid hours a week is comfortable and the limit my health wants to do right now, since some of those hours… Read more »
Priya
Priya
2 years 3 months ago

That sounds like really interesting work! Could you elaborate on what you do? I’m just curious.

Priya

1. Maybe like $9/hour, but I am a college student with a part-time job.
2. 21, college student in Los Angeles.
3. I’m not sure, as I’ve never had to pay for my living expenses.

l
l
2 years 3 months ago

These numbers make me pretty embarrassed. So many people making 100K+. I’m pretty ashamed at how low mine is so certainly won’t be posting 🙁

Joe
2 years 3 months ago

This is very depressing. I’m happy for the successful professionals out there, but I’m no where near these numbers.

Joe
2 years 3 months ago
“It’s one thing to be embarrassed (which is fine), but my natural way of thinking is to say, if that’s something I want, what am I going to do to get it?” Feeling a little floored. So, I got all fired up from this response Ramit, and told my self “Dammit, just do something about it!” So I was ready to go tell my Boss I would turn in my two weeks and just strike out on my own doing freelance work I didn’t have everything figured out, but figured sometimes you just need to jump and work like crazy.… Read more »
Squirrel
Squirrel
2 years 3 months ago

YAY JOE!!!!! Fingers are crossed for you!

Mike Chapman
Mike Chapman
2 years 3 months ago

Look I make about $45000 a year and wish I made more.
My sex life is great Tonya and I are open in are sex life.

Joana
2 years 3 months ago

1. Anual income £23K from my full time job (which I’ve quit) and 10,000$ a month in my business which I started 6 weeks ago.
2. 22, London, Graphic Designer
3. Comfortable? Hmmm.. £35K but who wants comfortable?

As I’m young – I get super excited when I see people earning a lot because it makes me want to reach that! I get put down by people in my country (portugal) who are settling for 300e a month with the excuse that times are hard.

Love this post!

Simon
Simon
2 years 2 months ago

Hey Joana

I am 23 and I’m also starting my own business.

Congratulations for reaching the 10k so fast! I have a few questions if you don’t mind sharing :).

1. How do you handle your company’s earnings, do you pay yourself a salary or do your company’s earnings are your earnings?
2. Are you in Earn1k?
3. What system would you recommend to follow the lead to contract process?

Thanks!

Elizabeth
Elizabeth
2 years 3 months ago

I’m 28 and make $36,500 at a marketing company doing writing and PR. I live in a city of 350,000

Ryan
Ryan
2 years 3 months ago

Salary: $90K a year
32 years old, Seattle, Project Management with a large construction company
Happy with my current income, but wouldn’t turn down more 🙂
$75K and up is comfortable for what I do

Ryan
Ryan
2 years 3 months ago
I should also point out that while I’m a little jealous and somewhat floored by the salaries I’m seeing posted here, the big takeaway for me is that there is money out there to be made, and a lot of it. You just need to be smart about the industry you pick, the skills you develop, the ‘roadmap for success’ that you create for yourself, and most of all have the guts to go after it if it’s what you really want. Like the saying goes, “There is no failure, only feedback.” Congrats to everyone going after what they want… Read more »
Crystal
Crystal
2 years 3 months ago

1.) 66K
2.) Age 42 in Cleveland Oh working as a Systems Administrator for a Health System
3.) 100k

Would like that 100k since my husband hasn’t worked in 3 years. I am a bit surprised with the salaries. Makes me think that after being in IT for 22 years that I should be making more.

CFO
2 years 3 months ago

250 k (Salary) +Distributions (800k)
CFO
I want to make less in salary this year. But I’d be comfortable when my company hits $15 mm mark.

CFO
CFO
2 years 3 months ago

I’ll be 24 this year

Keoni
Keoni
2 years 3 months ago

Awesome accomplishment at such a young age.

Non-CFO
Non-CFO
2 years 3 months ago

This is impressive at 24. But one question: How much time do you have for your personal life?

Dumbledore
Dumbledore
2 years 3 months ago

How on earth did you get to your position at your age?
This is amazing, and I want to hear your story.

Almost $300k
Almost $300k
2 years 3 months ago

Has to be friend or family’s business, BS, or own company.

You don’t get hired in corporate america at 24 to be a CFO.

Congrats though, enjoy!

Mike
Mike
2 years 2 months ago

Bullshit

Mina
Mina
2 years 3 months ago

One of my US friends were really surprised to find out, how we, in (certain parts) of Europe can talk about it as much as some other people can talk about wheater…
I don’t see any big deal about it, and so doesn’t any of my friedns or family…

sadie
sadie
2 years 3 months ago
Wow, are you ever right about salary discussions making you feel bad about your life! I’m 42, make $53k CDN per year. My husband makes the same. We’re quite comfortable with our combined incomes, but i can see how others might not be. We’re on track to be debt free (mortgage included) in the next few years, and after that we’ll be VERY comfortable. We’ve got a good retirement plan, so the next decade of earning will subsidize more discretionary and ‘fun’ spending than necessities. If I lived in the US, I wouldn’t be comfortable with less than $100k each… Read more »
M
M
2 years 3 months ago

$65k USD
24, Chicago, Project Manager (Technology)
Pretty comfortable where I am at now as far as compensation

Terra
Terra
2 years 3 months ago

Income: 38K/year
Age: 34
Job: Cancer researcher

J Lopez
J Lopez
2 years 3 months ago

Brand specialist, Dallas, 36, 110,343

Steve
Steve
2 years 3 months ago

1. $45K + All living expenses (rent, utilities)
2. 32, Northern Virginia, Logistics Manager for Commercial and Govt contracting start up.
3. I’m comfortable where I am, but far from content or satisfied.

Seeing other salaries confirms how underpaid I am, but every situation is different and I only want to compare my past and present self.

Squirrel
Squirrel
2 years 3 months ago
I would add in the cost of rent and utilities as your “real” salary. So, even if your rent was cheap at 1k per month and utilities were 300, you are actually making $60,600. Furthermore, you are not being taxed on the extra 15,600, so you should multiply the 15,600 by whatever your effective tax rate on the additional would be–around 20%, so REALLY it’s an extra 18,720 and your “real” salary would be 63,720. If they pay for your car and gas too, that’s another 300 to 600 per month that you are “making” and not being taxed on.… Read more »
nathan
nathan
2 years 3 months ago

60k from current position. Starting my own side business soon.

24 year old Information Security Analyst 1 at a Hospital in Salem Oregon

Goal is trying to reach 100k between side job and current position in 2 years.

SD
SD
2 years 3 months ago

Annual Income: 25k
24 years old, Core Banking Software Consultant in Colombia South America
75k triple current amount and I’d be happy down here…

Definitely a wake up call..

Simon
Simon
2 years 2 months ago

Hey SD

Qué tal? Soy Simón y tengo 23. Yo soy de Colombia pero vivo en Costa Rica.

Es difícil encontrar gente interesada en negocios a nuestra edad. El hecho de que leas ITW ya es buena señal.

Estás en alguno de los cursos premium? Sería genial charlar de negocios con el contexto de este lado del mundo!

Terra
Terra
2 years 3 months ago

Income: 38K/year
Stats:34, molecular biologist, cancer researcher, Durham, NC
Goals: Comfortable income: at least 100K but the sky is the limit. I’d like to get involved in a startup.

michael
michael
2 years 3 months ago

1. 77,500
2. Stats: Your age: 30
location Pacific northwest
job title: Software Engineer in the web stack (ruby, rails, javascript, ember)
3. What number would be “comfortable” for you? 100,000

Alok
Alok
2 years 3 months ago

1. 16 K
2. 28, India
3. Well anything more will be fine. Even now I am fine.

DJB
DJB
2 years 3 months ago

Primary Income: $73K (CAD – Civil Engineering Designer)
Secondary Income: $25K (Real Estate and Consulting)

48 Years Old in New Jersey with no college education

I am comfortable with my current income but after a nasty divorce 8 years ago I still have a long way to go before I can retire.

Some guy in England
Some guy in England
2 years 3 months ago
1) 42,000 GBP + 5k GBP bonus 2) West midlands United Kingdom, 28 y/o software developer in the manufacturing industry 3) I’d be financially stable at a much lower salary, but clearly I’m aiming to increase my income. And as for what I think by this exercise and other’s salary — I’m definitely jealous of those my age or younger making much more, so this serves as social proof that it’s not unreasonable for me to make big salary asks. The only friends I ever discuss salary with are those that I know make quite a bit (MBAs, consultants etc.)… Read more »
Eleanor
Eleanor
2 years 3 months ago

1. Stipend of 1800/month, so 21,600/year. I take home about 17k of that

2. 28, physics student and research lab programmer/assistant in Durham, NC.

3. I’m not sure. I’ve never made over 25k since I started working at 19, and that was with 5 jobs at once. The most luxurious lifestyle I can see myself accepting wouldn’t need more than 40k, and the bulk of that would be going into savings.

S
S
2 years 3 months ago

1.) Annual Income 70k
2.)40 and a new mommy! 🙂 Marketing Manager for a tech company, starting a marketing consulting business as a side biz
3.) Should be at 90k + for what I do. Going back to school for some grad certs to help bridge gaps in my resume to take me to that next level and better reposition myself in the marketplace, make more money and SAVE!!!

Invictus
Invictus
2 years 3 months ago

1. $10k a year
2. 22, Colorado/Iowa/International, student graduating soon
3. $50k

Anon
2 years 3 months ago

1. 190k
2. Lead software engineer at a little tech startup in Mountain View (no, not Google – *actually* little)
3. Comfortable? Dunno. Maybe 150k? It’s expensive out here and I have a family.

Kelsey
Kelsey
2 years 3 months ago

Annual Gross income: 76k
25 yr. old Occupational Therapist in Philadelphia, PA – full time in Early Intervention (children 0-3)
I am comfortable, just bought a house independently. I support my boyfriend in college and we have 2 cars, 2 dogs, and I will be going back to school for my doctorate. I would be more comfortable with 90k+ (or 2 incomes at least!)

Menthor
Menthor
2 years 3 months ago

Hi!

I live in Brazil so I’ll have to put the currency conversion used:

Today Us$ 1.00 = R$ 2.25

1) Anual Income: Us$ 58613.33
2) 36, Campinas (BR), Project Manager for software company in Insurance market
3) Us$ 90,000.00 would be comfortable….

Sucks, hum…

🙂

DD
DD
2 years 3 months ago

$160k + stock bonus that may range from $50k-$150k, depending on stock performance.

36, I am moving to the SF bay area for this job at IT tech company (not Google or Facebook) into Strategy and Market growth position.

I think this is comfortable but not high at all given the cost of living in the region.

Riley
Riley
2 years 3 months ago

Self employed consultant just starting out and my projected income this year is $40,000 CDN. I am 24, Calgary Alberta, business development.
I am curious to see what others put and I am aiming to make $100,000/year in my combined businesses.

non-profit gal
non-profit gal
2 years 3 months ago

What’s your annual income? £23500
Stats: Your age, location, job title: 33, South East of England, Marketing for a non-profit
What number would be “comfortable” for you? £30,000

Lei Lani
Lei Lani
2 years 3 months ago

I earn more than just money, but my salary is $49,920 per year. I am 49 years young, and I am an engineer/CFO/CIO, etc. at a small (4 person) engineering firm in Hampton, VA. I am comfortable with what I pay myself, even though it is VERY low by industry standards, and we have very good non-monetary benefits (as I try to justify my low salary to myself and others!) Good point, Ramit…

That lady
That lady
2 years 3 months ago

Annual Salary $130K. 33 years old. Director of Finance, mid-sized government contractor, Washington DC. With my husbands salary (~$70K), we’re fairly comfortable, and almost never worry about money.

That Lady
That Lady
2 years 3 months ago

Reading other comments reminds me both of how far I’ve come (A little over 5 years ago before I started with my current company, I was making $44K), and how I can still work to make more. I’ve made negotiating my salary a priority over the past 4 years, even getting a $29K raise when I moved to my current position a few months ago.

New girl
New girl
2 years 3 months ago

Thats awesome- congrats on negotiating. I feel terribly cliche, as a woman who doesn’t negotiate at all. That takes balls.

Josh
2 years 3 months ago

1. 57K as an account coordinator for a Call Center + estimated 15-20K from new eCommerce startup, http://BlindSurprise.com

2. 25, Florida, Account Coordinator

3. I am comfortable now and would be at much less – what is important to me is the lifestyle I can lead while bringing in the income. Which is exactly what I am focusing on by starting my most recent business.

E
E
2 years 3 months ago

1) $104k salary.

2) 26, UX Designer for a tech startup in Austin, TX

3) $70k+ is comfortable (but I’m single and don’t have kids)

Adventuring Nomad
Adventuring Nomad
2 years 3 months ago
1) $15k. $12k from working with various agencies doing event marketing. Approx $3k from side hustle (aka building my own business via a coaching practice & purpose acceleration program). 2) 24. (SF & PHX) More accurately I have become a Digitial nomad. Traveled across the US for 2 months on a work tour & to Europe for over a month for personal adventure tour. I realize I am experiencing what I value & am grateful for that much. 3) $80k is my next ideal step. I’ve taken an alternative approach to life. I know that & genuinely feel so wealthy… Read more »
KCB
2 years 3 months ago

What’s your annual income?
$159k USD

Stats: Your age, location, job title
31, Virginia, Software Engineer

What number would be “comfortable” for you?
$200k

blackjosh
2 years 3 months ago
1. 39k about 10k from my production business. Less than what I was making in the Air Force, but I’m so free right now, and doing something different 2. Currently in Las Vegas, 24 yrs old working in corporate finance for big company. 3. I’m technically comfortable, I don’t have many expenses and I save a lot, but let’s be real.. 39k ain’t nothing really. I need like 100k..once I get that, I’ll want more… I cannot believe how many ppl are making high six figures! Proud of y’all. I’ll get there too. You guys are making me reconsider an… Read more »
Alexander Heyne
Alexander Heyne
2 years 3 months ago

Interesting – these comments are VERY skewed because…

The only people responding are the ones who are making (objectively) “a lot” of money.

Most others making less than 50k are probably like me: why would I respond? I have nothing impressive or to brag about.

Annual income: 32k.
Comfortable income: Around 50-60k (while still in my 20s and unmarried).

jenna
jenna
2 years 3 months ago

my income is 32K, go us for being brave! haha

Brent
Brent
2 years 3 months ago

1. $57,000
2. 33, Education administrator for a private school in Chicago
3. $75,000 would be comfortable, but I find it interesting you said “comfortable”. $75k does it for me because, right now, the things that make me comfortable don’t cost an awful lot. But with an extra $1,000/month, I could afford to be a little more carefree and spontaneous.

Joseph Boscoe
Joseph Boscoe
2 years 3 months ago

17,888.00 anual income.
Never had sex
Lost a job for 1 year
8k hospital
8k credit
25k house
Thase are my debts.
COL 1400 to 1600/ month basics. Lights,Heat Water, Sewer, Gas ,clothes, FOOD for my family

Keoni
Keoni
2 years 3 months ago

1) $350k gross commissions and fees. $75K net after all business expenses, etc. $36K as a director of a small public co. Another $15K from rental, vending biz and other small side gigs. Total: $126K. No paid vacation. No paid sick leave. No other benefits or perks but total flexibility and control of my time.
2) 48, independent financial adviser, Owner, 3 part-time employees. Hawaii.
3) $250K net would be really comfortable.

Jonathon Barton
2 years 3 months ago

1) $64k + 45k
2) 46, Denver, IT System Administrator @ Denver International Airport and 26, Denver, IT Dedicated Desktop Support @ CU Boulder.
3) We’re plenty comfortable on my salary alone, but I know that we’ll have a lot more (high 5 figures) earning power in 8-10 months when we have more experience supporting the (fast growing) ServiceNow system we started administering 4 months ago if we want to continue being an employee, and substantially more than that if we get into the hustle of being a consulting team.

Speaking of sex...
Speaking of sex...
2 years 3 months ago

1) I make:
$700-1000/month from my books
$300/hr as a sex coach, thanks to our culture being afraid of sex
$100/hr for phone consultations

2) I’m 33, female, I “live” in 3 different US cities, and job title? Fuck jobs.

3) I would be comfortable with much less, like $10k/year, but I wouldn’t be comfortable with a job or a full time business model.

A
A
2 years 3 months ago

What route did you take to become a sex coach/therapist? It’s something I’ve considered for a while. My background is all over the place — undergrad in art with a Spanish minor, currently working in corporate marketing for a major retailer. I’ll be 35 this year, single female, living in Los Angeles.

Another Anon
Another Anon
2 years 3 months ago

1) $70k + bonus (last year was $5k)
2) 40, Wisconsin, Vice President – Operations for a construction company
3) With a stay-at-home wife and 2 young kids, $100k would help. But comfortable? $150k+

Construction industry is slowly recovering and hopefully my income will increase 10-20% in the next few years. Surprised by some salaries (especially IT/coding) but I really like where I live and what I do. We live below our means and have significant savings (over $100k) and retirement/college funds (over $250k).

John
2 years 3 months ago

23 years old, Washington, D.C., Program Analyst @ Government
Current income is underpaid. Earns only 43k.

John
2 years 3 months ago
Let me add up little bit on here. I do have side business that I generates at least $150 dollars monthly (started on last January). However, within a year and half – I’m schedule to make at least 75,000, working as Program Analyst for the Government. Aside from the government job, I am pushing hard to move up my side business (network marketing business). Currently applying Google’s Community Partnership, hopefully, I’d be fortunate to get into this legitimate program for a year. As I do not know any of you, and I am not sure if anybody on this bulletin… Read more »
JT
2 years 3 months ago

Annual 40k
Prospects of 2500-5000 in bonuses
25 years old Store Manager in Los Angeles

In the middle of finishing my B.S. Biz Admin

120k would be comfortable, I am recently engaged ( Fiancé’s annual is 40k ) we have loans and debt to pay off. My Fiancé’s passion is writing, I want her home so she can pursue her passion.

John
2 years 3 months ago

Comfortable would be 200k yearly.

Kay
Kay
2 years 3 months ago

1. $40,000/year
2. 21, Office Assistant at a Tech Start-Up, San Francisco
3. I would feel more comfortable at $50,000 as I’m still paying my way through school and trying to maintain a social life. I haven’t taken out a student loan yet for school, but probably will have to soon.

Ash
Ash
2 years 3 months ago

Annual income: 33K
28 yrs old, Alexandria VA, Purchasing Clerk @ contracting company in Reston,VA
Comfortable income is 85K+
Goal income is 350K using all my planned avenues of revenue.
Currently researching my startup.

Ash
Ash
2 years 3 months ago

Don’t have a problem seeing other salaries at all or talking about it. I realized my position and know what I need to do to get there. See those salaries means that there is money to be made.

Keoni
Keoni
2 years 3 months ago

Great goals Ash. Keep them in front of you – eat, sleep and give life to them with your words, actions and thoughts. Be. Do. Have. Aloha!

Jenna
Jenna
2 years 3 months ago

Great outlook!

ANON
2 years 3 months ago

Annual Income:132K
36 Software Engineer SF Tech
130K comfortable

Britt
2 years 3 months ago
I am a 27 year old Mechanical Engineer making $160,000/year in the Nuclear Industry. Have a side business that is just beginning to gain traction, but not paying me yet. My income is comfortable, but I desire much more; not solely for material gain, but to increase my ability to help others and invest in any one of the many business ideas I have. However, if I could make $80,000 and set my hours or work from home; I would not hesitate to take the cut in pay as freeing up time to spend on things that I care about… Read more »
Mathieu
2 years 3 months ago
Income: 15k, which is less than half than last year. Freelance graphic designer since one year (hence the hopefully momentary drop). 34 years old. I would be very confortable with 50 k I do not know what feelings I get from seeings some figures here. With such incomes, I would probably retire within 5 years and still upgrade my lifestyle. But I would certainly still be doing about the same thing, maybe with some travelling. Making my own mountain to climb, as stupid as it may look. Weird, I would have guessed that this blog readership to be young graduates… Read more »
Tom
2 years 3 months ago

This is a really interesting social experiment. I’m quite shocked by how much people are earning. It would be fascinating to know whether people earning less are less likely to post and therefore filtered out. Does the more you earn mean you are more likely to share even though you are anonymous?

I earn
1) £57,000 + bonus (£14,000 last year) = £71,000 ($113,000 approx USD)
2) 28, Software Sales/Account Manager, London
3) Honestly £50,000 – I’m comfortable now and can save. For me comfort is really about not being tied to a job though so I’m a long way off that.

Anon
Anon
2 years 3 months ago

111K + 10-15% bonus
34 year old, Raleigh-Durham, Working for an Analytics company
200k+ would help me think of early retirement

Anonymous Coward
Anonymous Coward
2 years 3 months ago

132K, 10% bonus
24 yrs old, software engineer at SV company
comfortable, will be more so once I’ve payed off the debt of bad decisions past

mary
mary
2 years 3 months ago

Annual Income: 56K. Dietitian at a large corporation.

IT
IT
2 years 3 months ago
$64200 salary + vesting in ~$20k in stock per yr (depending on stock price at time of vesting which tends to fluctuate by ~$100 through out the yr) 27 yrs old, Network Admin for massive e-commerce website Despite tripling my salary over the last 3 yrs,my income isn’t quite comfortable yet partly due to my past spending. My wife and I are currently trying to dig our way out of debt along with her quitting her job last month to stay home for a little bit with our new born. I would be comfortable with $100k base with my stock… Read more »
Erick
Erick
2 years 3 months ago

Ask your wife why she married you and what are your best abilities!

I asked my wife and it was incredible to see how she saw.

Play of your strengths

anon
anon
2 years 3 months ago
1) $80K/year + ~10% annual bonus 2) 29, Twin Cities, MN – Engineer for a mid-sized medical device company 3) We live comfortably. But… my wife also works and we have a young child we don’t see much except on weekends since we’re at work most of our child’s waking hours. I would like to earn at least double what I earn putting in 75% of the time or less while allowing my wife to stay at home if she wants…or not, if she wants to work (she loves her work, but it doesn’t pay great). Overall, this makes me… Read more »
K
K
2 years 3 months ago

82K annually. Statistician.
Washington DC.

Comfortable would probably be 130K.

This is sad as all the jobs connected to Finance etc, which do not necessarily create anything new, just transfer wealth and so well paid. But a cancer researcher makes 34K? Sick

Adam
Adam
2 years 3 months ago

A lot of jobs in finance are not automatically wealth transfers. The bulk of finance employees aren’t bankers, HF (in which case I agree with you), they’re people who manage the financial statements and reporting of the worlds companies, which is a necessary part of business. As a finance cog in a big company wheel, it’s ridiculous how much effort goes into getting the books closed each month.

SP85
SP85
2 years 3 months ago

28 yr old female, Sr. Healthcare Consulatant based out of Phoenix, AZ

$95k+20% annual bonus.

Not dissatisfied with income at this point but would be more comfortable at $150k

Justice Wordlaw IV
2 years 3 months ago

25
Chicago, IL
$60,500/ per year
Director of Digital Marketing
I would of be comfortable at $85,000 per year.

Dan
Dan
2 years 3 months ago

115 k… 28 days paid vacation.. clinical pharmacist in Detroit, MI..

90 K and up is good for me.. pretty nice hours and work every 3rd weekend.. NEVER bring home work with me.

Dan
Dan
2 years 3 months ago

forgot to include I started this job at 24 and I am currently 26

Atlanta Guy
Atlanta Guy
2 years 3 months ago
Annual: 118k base plus bonus 40, Global IT Strategist in Atlanta Comfortable number: Hard to say, right now 150-200k would be good. Seeing other comments, I feel a couple of things 1) Any jealousy/envy is fleeting because I know that I can make changes to get to the next level 2) Realizing that I’ve possibly over stayed my current position and will need to plan around the skills I need to a) either switch companies for a 30-40%+ bump that I know is out there or b) start something on the side and build it to the point where I… Read more »
Anon
Anon
2 years 3 months ago

140k
36, s/w engg for a mid size co in sf bay area.
given that we are a single income family living in silicon valley, we’d be more comfortable in the 220k range

David Robertson
2 years 3 months ago

1. Annual income 169k
2. Age 36, Moorpark, CA Sr. Account Executive at a mortgage company.
3. Comfortable is 250k, still trying to get to that mark.

Thank you so much Ramit, this was very eye opening!

Randall
Randall
2 years 3 months ago

30 years old. Client Services Coordinator at a large Commercial Real Estate Company. $38K +bonus. $60K would be comfortable. Reading everyone else’s posts is depressing…

NGO Guy
NGO Guy
2 years 3 months ago

Annual income: $42,000
27 years old, Program Coordinator for an international development NGO/non-profit, Washington, DC
I’m comfortable now, but I’d like to at least get up to $50,000 so I can save more.

NGO Guy
NGO Guy
2 years 3 months ago

Seeing other people’s salaries is frustrating for me, as I feel stuck. I’m currently taking math classes and thinking about going back to grad school to gain more quant skills so I’m more valuable. I like my work being involved with international issues, but also would like to make more money, specifically as I hope to start a family.

Erick
Erick
2 years 3 months ago

1.I made 44k last year after taxes
2.I am 24 was a captive insurance agent
3. Recently married just moved new baby and new business. I am comfortable at 50k but i will make $142,789.00 this year after taxes of course

Erick
Erick
2 years 3 months ago

I am from El paso TX

Young and Dumb
Young and Dumb
2 years 3 months ago

1. Last year I made 23k doing menial labor
2. 19 years old, Princeton NJ, Massage Therapist at a spa
3. I’d like to reach 100k in the next 1-2 years.

Why Not
2 years 3 months ago

Annual (2014 estimate): Between 200k-225k depending on hours booked
Side work+Affiliate income: 50k
44 yrs old
Database Architect/developer/BI Developer – “Just call me data!” Consultant.
NYC, NY
200k is comfortable.
How I feel about others incomes? I don’t know really. Some I say – wow, maybe I should look into that field, others I say could do better by making a change.

John
John
2 years 3 months ago
Job #1-Large balance debt collector: 40 hours weekly, 47.5k yearly average depending on commissions Job #2-Nightclub bouncer: 16 hours weekly, 32k yearly, mostly made in tips. I’m 26, living in Seattle WA. Wow… I’m beginning to feel priced out of the IWT readership… I guess since I’ve been following Ramit since his Stanford days when I was still in school I expected there to be more students/low salary people on here looking for a leg up. After reading the comments I’m starting to feel like I’m in the wrong place for help, like the crowd here is all already way… Read more »
Di
Di
2 years 3 months ago

I get you… kinda feeling that way myself.

Anon
Anon
2 years 3 months ago

i retired early at 42 and i still read IWT. i think you should take it as a very good sign that so many people making bank are here — if they’ve done well for themselves, they’re probably on top of their game, and if they’re hanging around IWT, it must be a good place to be.

also, some of these comments reveal how quickly you can go from making okay money to good or great money in a short amount of time.

The Dragon Overlord
2 years 3 months ago

1) £27k

2) 24 years of age, BI Analyst at an insurance company in Surrey (outskirts of London)

3) At this stage of my life, I am earning a comfortable amount of money. I have the money and ambition to do the things I want to do in life, so I can’t complain really.

danger mouse
danger mouse
2 years 3 months ago
About 35k a year- working part-time 34, IT in Chicago This is actually pretty comfortable- I make it work Seeing other people’s salaries- I feel a tinge of competitiveness, and a desire to make more, but then I remember that money isn’t everything for me. I once made >100k consulting for a big firm, and it was the unhappiest I have ever been. I work part-time and on my terms. I’m free to pursue things I never had the time to pursue before, and I get to spend time with my kids that I’ll never get back. Sure I’m not… Read more »
Anthony
Anthony
2 years 3 months ago

1. 135,000
2. 39, producer for a television shopping show
3 . 200,000

Gamer
Gamer
2 years 3 months ago

Age 35, Game Producer
105K base with roughly 50-100% bonus based on sales performance.
Numbers are pre-tax.

Currently pretty comfortable with my income; reviews are coming up which should boost the salary number and a big project shipped which will boost the profit share, so I cannot complain.

That said, I do need to keep the number private, particularly the bonus as it is very atypical.

Emily
Emily
2 years 3 months ago

I’m at 37K pre-tax, bi-yearly bonuses add a small bit to that
32, in Seattle, a manager at a boutique cleaning company
Comfortable income would be $70,000 +

Seeing everyone’s income (thanks all for sharing!) is incredible. There’s a chasm between me and that majority of others sharing and I’m starting to think I’ve been selling myself short, not asking to be compensated appropriately for what I do. Well, that, and why the eff am I not in technology?! There’s money all over the place there!

Ramit, thanks for this.

Scott
Scott
2 years 3 months ago
Annual income: $40K 23 years old, San Diego, graduated college 8 months ago. Business development / content strategy at a marketing agency. Not happy with $40K (I’ve got $30K in student loans to pay damnt!). I’d be more than “comfortable” at $80K, which I hope to achieve in the next 3 years. But honestly, my goal is to have $30K of student loans paid off by the time I’m 26. It’s so incredibly stressful having that much debt hanging over me, with only a $40K salary. Anyone else feeling this way? Seems like most commenters are a bit older than… Read more »
Nick
Nick
2 years 3 months ago

I’m 23 and make about 40k. i don’t have any student loan debt and i’m still stressed. I live in DC where the cost of living is one of the highest in the country (im sure san diego isn’t cheap either). I’m expecting to pay ~$1,000 (this is lowish) per month in rent which is almost half my take home pay. Factor in my car payment, groceries, transportation.. there isn’t a whole lot to save/spend for fun.

if you’re on this website, you probably have a good head on your shoulders and are financially responsible, so good job and good luck.

Corinne
Corinne
2 years 3 months ago
1. My annual income is $31,000 2. I’m a 23 year old administrative assistant 3. The salary I have is comfortable for me. More of course would make me even more comfortable. I did not get hung up on the number while writing. I did get hung up typing my title since I feel more like I do more work than the normal assistant, but you would never know unless you worked with me or heard me talk about the job. I ask people all the time what their salary is for the industry they work in just for curiosity… Read more »
SHOCKED AT EVERYONE'S NUMBERS
SHOCKED AT EVERYONE'S NUMBERS
2 years 3 months ago
Between my husband and I, his part-time retail job, fashion design, me running shipping and website, still less than 40-50k/year! Waaaay below these people here, still trying to figure it out. Trying to do it without working for someone else, but it seems that may be the way to go to get started! YIKES! I don’t share because it’s embarrassing that I am SO OBVIOUSLY missing something. I know there are people our age (25 and 30) who are creating success, and it’s not the talent that’s lacking here. Just utterly horrible at building a business I guess. Comfortable would… Read more »
SHOCKED AT EVERYONE'S NUMBERS
SHOCKED AT EVERYONE'S NUMBERS
2 years 3 months ago

Just read the responses again… Like WTH!!!!!!?!??! Racking my brain right now…….

anon
2 years 3 months ago

1. I honestly don’t know. My last corporate job was in 2009 and I made $75k. Lots of experiments, travels and freelance gigs since. I just started my consulting business fall 2013 and still growing it. I only worked 4-5 months in 2013 and my tax return was based on $18k in freelance income. For 2014 I think I’m on track for $70k.
2. 30, NYC, strategy and marketing consulting
3. Would be comfortable with $100k.

anon
2 years 3 months ago

forgot to say, that seeing the higher salaries make me feel jealous b/c i want to be there. and down on myself b/c i know i could be there but have just taken some different paths the last few years. and then encouraged b/c i wouldn’t trade the paths i’ve taken for anything and am now focused on making more so i can do more.

seeing the lower salaries remind me that i’m doing fine and can certainly do with much less and am grateful for where i am.

Mohammed
Mohammed
2 years 3 months ago

1. 58k (pre-tax)
2. 30; Columbus, OH; IT Consultant (Business Intelligence)
3. I’ve always lived within my means, so however much I’m making right now is what I’m comfortable with. If I ever get the inkling that I am uncomfortable with my income, I find a way to get a raise. For me it’s not about the number, it’s about what I want to be able to do with the money. With that said, my “comfort zone” right now is 98k (pre-tax).

Aidan
Aidan
2 years 3 months ago

Annual Income: 84K
33 yrs old, Los Angeles @ a medium sized company with a consumer facing website
Like the people I work with, lots of perks like flexible hours and vacation. I really wish I was saving more though. Really want to make 100K to be comfortable. Currently trying to get a promotion.

Aidan
Aidan
2 years 3 months ago

I forgot to mention my job title: Front-End Engineer

Jason
Jason
2 years 3 months ago
1. $54k 2. 22, Mechanical Engineering INTERN for an SLA 3D printing company in Boston…I wish I had known about Ramit before negotiating this up, so I could have gone further. 3. $120K. This number depends and would likely go up as I get older and start a family. Also because of my strong ethnic heritage ties, I would like to be able to support not only my kids but also my parents. Ideally, 100% of this would come from multiple passive income sources so that I would not be dependent on someone else for my sole source of income.… Read more »
M.S.
M.S.
2 years 3 months ago

1. 120k

2. 26, NYC, Account Manager, Google Ad Sales

3. 180 – 200k would be comfortable for NYC (could buy an apartment and save more), but my current salary would feel comfortable almost anywhere else for those same goals.

why not
2 years 3 months ago

Agreed on the 180-200 for NYC being comfortable. EXPENSIVE city to say the least. As a consultant who has done a bit of travel throughout the US – at the same rate I charge to be in NYC I have been constantly surprised at the difference in lifestyle you can have elsewhere for the same income. How people (and I know many) can actually live here – not “exist” but live here – on less than 100k is beyond me. Further, I am born and raised NYC – not a transplant.

LAGuy
LAGuy
2 years 3 months ago

$240K (+/- from bonus)
26, LA, Fashion Tech startup
This is more than comfortable. I don’t see adding 10s of thousands as ‘life changing’ so would say that targeting 7 fig income is the next goal.

V
V
2 years 3 months ago

1. Current income 55,000
2. 26 yo Speech Language Pathologist
3. Comfortable : 85,000

Malcolm Ocean
2 years 3 months ago
Ramit, I’m really curious who the “we” is in the story, that invited your friend and his new significant other out. You and your SO? Or…? Anyway, really loving the vulnerability and openness here. I just forwarded that email to my partner. We just started officially being in a relationship last week, and we were quite explicit in designing that relationship. We haven’t said “I love you” yet, although I think it would be cool to have a conversation about what that very-loaded phrase might mean for each of us. I’m a student, software developer, and entrepreneur, who made about… Read more »
Nina
Nina
2 years 3 months ago

~£65k, google conversion came up ~$110k. I’m 30, live in London, work as a business analyst in an investment bank (on a contract so no benefits).

I don’t have kids so this for me is comfortable, I save/invest around 20% of my income anyways and only work around 10 months a year.

AK
AK
2 years 3 months ago

45K
24, Consultant for government contractor in sunny San Diego
doing alright for now but would like at least 60-70K within the next couple of years

Jenna
Jenna
2 years 3 months ago

1. $32,000
2. Stats: 28, Central, NY , Telecommunications Assistant
3. $52,000 a year annual salery would be comfy.

Tim
Tim
2 years 3 months ago

1. $86,000 + 5% Bonus + $18,000 Net Rental Income. Note: In Canada after tax and deductions the $86,000 turns into $56299.70 depositied into my account.
2. 30, Edmonton Canada, Marketing Manager
3. $114,300 would be comfortable. We will get closer as my wife starts working this year. (She’s been finishing up school) This would let us Travel, Entertain, Eat Out, Invest 10% – 22%, Give 3 % to charity, purchase more rental property and live very comfortably.

BB
BB
2 years 3 months ago

24 years old.
Economics consultant.
Make $104k.
$100k is very comfortable.
Don’t like my job. Thinking of moving to a startup where I’d take a 50% pay cut. Scared of that.

BB
BB
2 years 3 months ago

Forgot to mention – Boston, MA. I save about 35% of my take-home currently. Huge pay cut would mean lifestyle downgrades and saving a lot less.

ANON
ANON
2 years 3 months ago

What don’t you like about your current position? Are you currently in Boston or the suburbs? I’m currently feeling around as well and am north of Boston.

BB
BB
2 years 3 months ago

Mostly culture. Leave an email and I’ll send you a message if you’d like to chat.

JF
JF
2 years 3 months ago

~$62,000/year
24 year old Bartender, East Village in Manhattan
~$100,000 would be comfortable for my location, but I aspire and am working to way more than that

Jess
Jess
2 years 3 months ago
Holy hell people! Those are some salaries! 1) Mine annual income is $82,400. $57,200 (Salary) + $25,200 (Money I make in rent – I have 3 room-mates.) 2) I’m 25, and I work as a data analyst at a big oil and gas company in Calgary, AB. I just finished my first year, so 1 years experience. 3) Comfortable would be around $120,000 – this would make sure I can pay my mortgage, travel twice a year, spend up to $10,000 on self-improvement/learning per year, up to $10,000 for donations/generosity fund (I currently donate about $2000 per year, but spend… Read more »
SSSSSSS
SSSSSSS
2 years 3 months ago
Annual income: 145K salary, ~75K bonus and stock 39 yo software engineer in silicon valley comfortable would be closer to 300K total. I have to say I love seeing what other people are making, whether less or more than me. It’s super reassuring to know that some people have been able to make something work really well, and also a reminder of how much I have to be grateful for. Re what’s comfortable, I’m married w/ 3 kids, just squeaked into buying a house in one of the top 5 most expensive areas of the country, and would like to… Read more »
Azuma
Azuma
2 years 3 months ago

Annual Income: $8,000
26 years old, Houston, freelance graphic designer + web developer
I would be comfortable making $24K this year

Carla
Carla
2 years 3 months ago

$16880.71 annually, part time customer service at an online start up in Europe

AnonMO
AnonMO
2 years 3 months ago
What’s your annual income? Primary Job: 52k + 17 days annual vacation + 4 personal days + retirement pension(I contribute about 1% of total salary). Second Job: Opened a business in April 2013, taking about $1k per month out, hoping to make it 2k. It did allow my wife to quit her job and work at our new business 30 hours a week. She makes about 24k/year. Freelance: 3k annually, web design, consulting Starting another company this year. I want to have 10+ income streams. Need to save more. Stats: Your age, location, job title (e.g., “31, Marketing coordinator for… Read more »
John Doe
2 years 3 months ago

Annual salary: $231K
Annual bonus: ~$100k RSU / $30k cash
27 years old / UI designer in Silicon Valley

Feels like I’m getting paid way too much, but companies are competing for talent.

Stacy
Stacy
2 years 3 months ago

Wow. What kinds of UI? The BF’s experience in the video game industry doesn’t even come close to those numbers.

Maria
Maria
2 years 3 months ago

Annual Income: 120K + perks
Just turned 33, I live in Colombia and own a Translations Firm
I must be honest, I am striving for more. This barely covers my monthly expenses (for a family of 4). Living in Bogota is quite expensive

Happy Girl
Happy Girl
2 years 3 months ago

I make 46k a year.
I am a university professor, 33 years old, Cincinnati, Ohio.
I would love to make 70k a year, that would be comfortable.
I usually feel envious of others’ salaries, which I am trying to neutralize at the moment 😉
Thanks!

E
E
2 years 3 months ago

1. $0
2. 27, Chicago, Graduate Student. Just started an online business as a health coach.
3. I would be comfortable with 75K.

Black Dude
2 years 3 months ago
1. Annual Income $300K-$320K 2. Male, Black, Canada, Age 26 — Marketing Consultant 3. This number is comfortable but I’m aspiring for more. I want to make a difference in my community and help the next wave of youth from my town to aspire to do something more than the chasing stereotypical & societal expectations. === Ramit, I read a post like this from you probably 2 years ago where you asked people to write their salary and story in the comments. That post struck home. I saw people my age making $100K and thought – Why not me? Why… Read more »
Kip
Kip
2 years 3 months ago

Thanks Dude! I’m still trying to figure out what I want to do/how I want to contribute to the world and my family’s finances. You are very inspiring. I’ll have to give myself a kick in the pants, get out there and start taking risks and trying things.

Wow!
Wow!
2 years 3 months ago

Very inspiring. Screenshotted this comment and saved it!

I am 21 years old, and about to graduate with a degree in Philosophy and minor in math from a small liberal arts college. I’m hoping that I can take a few months off before I take up a full-time job, so I can use Ramit’s and others’ material to start an online business.

Freelancin' Gal
Freelancin' Gal
2 years 3 months ago
Thanks so much for sharing this! Seeing all these 100K+ incomes (coupled with younger-than-me ages), I started feeling jealous, then immediately afterwards started justifying why I’m not willing to trade-off my quality of life for a high income. But I like your stance better: Why not me?! And how can Ramit help me make it happen?? Here’s me/us now: 1. Annual income: $35K (net, after taxes, after expenses) 2. Stats: 37, Toronto, self-employed wedding + editorial photographer (married to another self-employed freelancer in the wedding industry who is making almost exactly the same amount as I) 3. A combined income… Read more »
Kay
Kay
2 years 3 months ago
Annual: $17,280 (before taxes). Age: 22 Job: Various part time and freelance jobs. (I transcribe about 10 hours a week, Work in Marketing/Social Media management about 10 hours a week, and freelance design for about 10 hours per week). Goal: $75k annually (because studies have shown that happiness tends to peak around the 75k mark. I wouldn’t mind testing that theory myself). Also, because I’ve estimated that this is about how much I would need to make in order to pay off my student loan debt (I’ll have about $80k by the time I finish my master’s degree program) in… Read more »
Anon
Anon
2 years 3 months ago

1) 62k
2) 23, NYC, IT Consulting with Big 4 Firm
3) Given my current lifestyle/goals, 80k would be ideal- allow me to save more and spend a little more freely

Anel
Anel
2 years 3 months ago

Annual income: 21 000
23 years old , Montreal Canada ,Customer service rep,
I would be happy with 200 000 a year .
I am young i have saved up 20 000
would like to start my own company at 25 currently working on it.

Krys
Krys
2 years 3 months ago

Annual Income: 20k
22, Bay Area, Customer Service/QA
It’s a struggle to meet bills and University expenses. 35k+ would be “comfortable”

Rohit
Rohit
2 years 3 months ago

What’s your annual income? – $85,000
Stats: Your age, location, job title – 29, DC, Internal Auditor
What number would be “comfortable” for you? – $130k

Canadian
Canadian
2 years 3 months ago

1. 34k CAD
2. 34, Office Administration, Canada
3. Would be comfortable at 45k, this would allow for more savings, and family trips.

I am very jealous of all the 100k jobs!!

k
2 years 3 months ago

28 year old
Martial Arts & Fitness Instructor
Vancouver
Annual Income: 28k aprox (dependent on student and client retention)
Comfortable income: 40k + (I lived on 36k in japan and had some room to play however in the years to come I would like to be pushing into the 50k – 70k range.)

Anonymous
Anonymous
2 years 3 months ago

1) $170K + 0.5% equity
2) 27 years old. I work remotely as a web/software engineer for a NYC startup
3) $120K, but ONLY IF it was from my own business. $170K is great, but not if it’s out of your control.

Anonymous
Anonymous
2 years 3 months ago
It’s validating to see that I’m ahead of the curve for my age/experience group, but it does make me uncomfortable (in a good way) to see other engineers in their 30s making $300K+ from their own gigs. It reminds me to not get comfortable and go out and build something sustainable on my own. For those of you that think $170K is out of reach, know this: 3 years ago I was making $64K with a job that I hated. Since then, I’ve increased my salary 265% by: 1) constantly learning and applying new things in my industry, and going… Read more »
RW
RW
2 years 3 months ago

34, $40,000/yr minus business costs, East Idaho, Real Estate Agent. I was comfortable at $75,000 but got laid off. I feel like 40k is no where near enough, I think in this area $80,000 would be just about right. Of course more would be better.

Chris
Chris
2 years 3 months ago

33, Sales Engineer (i.e. commissioned) for a large company, Canada
Roughly $80K per year (in Canadian)
Not sure if we’re keeping tabs, but I am a woman working in a predominantly male field.

I am pretty comfortable with this salary… which is a shame, because I’m pretty sure I could be making more. (And apparently am too lazy to do anything about it since things aren’t “bad”.)
Money isn’t everything, but it definitely gives freedom.

Nick
Nick
2 years 3 months ago

$43k
23 years old, Washington, DC, Commercial Real Estate Researcher
$70k would be “comfortable” everything else held constant

D
D
2 years 3 months ago

1 – ~$80k a year. (Depends on bonuses, etc)
2 – 22 y/o in Columbus OH, working in digital marketing
3 – I’m comfortable now – money’s not a real concern. But I’m just getting started, so I hope I’m not capped here.

Anon
Anon
2 years 3 months ago

1) $70k

2) 25, San Diego, Software Design Consultant

3) Considering I’m living in one of the pricer US cities and my taxes are insane as a sole proprietorship, somewhere around $100k would be great.

anon
anon
2 years 3 months ago

1. 670k, potential additional 100k depending on business distributions
2. 38, east coast, medical
3. 5M lifetime

ANON
ANON
2 years 3 months ago

Sorry didn’t understand question no. 3. I am way above what I need to live comfortably. 100k/yr after tax would be more than comfortable. 5M lifetime is total passive amount assuming 3% return pre tax that would be comfortable (about the same number yearly).

AL
AL
2 years 3 months ago

First annual income: $40k.
Last year was my first full year after grad school. I’m 24 and a freelance musician. My goal had been $25k, so I feel pretty great surpassing that by a good deal.

Looking forward, I would be comfortable with $50k, but my Rich Life target is $60-70k: enough to live on my own, pay all my own bills (parents still cover cell phone and health insurance), and still afford my Big Wins.

Chica
Chica
2 years 3 months ago

You are totally right – I am now embarrassed. I’m 26 and will probably make around $40K this year as a freelancer. Currently doing your Earn 1K program, so hopefully I can stick to my guns and not cave into working a regular job, due to sheer embarrassment! I don’t know about a particular number; I just want to live a quality life the way I envision! Empires take time to build. Your sex questions are hysterical and I could probably look you dead in the eye and answer those questions in depth, no problem!

Brandon
Brandon
2 years 3 months ago

28yo, Portland OR, firefighter, at 60k a year. No kids and not not married, so it’s more than comfortable for just me right now. Get to put 500 bucks a month in deferred comp and have a decent pension if I make to retirement age and don’t die on the job (cancer, injury, accident) first. I’ve made the lifestyle choice to have low overhead as far as bills go.

Mike
2 years 3 months ago

250k + on a good year.
50 – 75 – Side business.
I am much wiser about money now. But was very wasteful before and didn’t invest at all. Over the last 2 years I’ve learned to invest all the time have much more float, and have reduced my debt to $500 from $100,000+
Would like more because I want to afford my own luxuries on a fixed income rather than spend any money I make from my investments as I treat them as securities for the future.
I would also like to start helping people through school.

Anonymous Monster
2 years 3 months ago

$150,000
30, Midwest, IT Security

John
2 years 3 months ago

Annual Income: $55K
Stats: 47 yrs, Sacramento, Music Artist, Awesome Dad, Web Site Administrator/Web Site Project Manager for NY/SF -based Jungian image archive institute.
Comfort level: Right under the next tax bracket. 🙂 Seriously though, I’d be satisfied with $150K, very satisfied with more.

ZTL in da house!

John
2 years 3 months ago

Forgot to mention, seeing other people with higher salaries makes me feel great – what a great country/world we live in. I don’t ever feel jealous of people who make a lot of money – it’s awesome. I’m striving to make a lot more myself!

Tim
Tim
2 years 3 months ago

age 46 annual salary $71,000 Healthcare. Over $100,000 would be comfortable. Michigan

Erika
Erika
2 years 3 months ago

Annual Income: $33,000 (CAD)
Stats: 33, Web Designer and Content Strategist at a small web marketing firm in Ottawa
Comfortable: $150,000

I am definitely feeling like a slacker next to all of these salaries but I’m guessing that my lack of formal education and associated complex have held me back. The whole being a woman and feeling guilty about wanting to earn a lot doesn’t help either.

theWritingHand
theWritingHand
2 years 3 months ago
Age: 37 years Annual income: €19,000 (pre-tax) working as a customer support agent (cause I desperately needed a job) and doubling as a copywriter in the company (because I want to prove to my boss that he needs one, and I’m the guy to do it + get a raise). For a customer support agent, the pay is decent. But for my skills and experience, I feel sorely underpaid. Side income: €35 per hour on average – but I intend to bring that up to €100 per hour (I know I’m already delivering value to match that – all I… Read more »
Brittany
2 years 3 months ago
1. $29,000 + a little extra from freelance music jobs 2. 22 yrs old, Nebraska, Box Office Manager at a non-profit Symphony 3. $40,000 + more gigs would be comfortable, but I’d not be upset about making more I’m honestly really surprised at the amount of money people think they need to have to be “comfortable.” Having more money is always enjoyable and not a bad thing, but when I think “comfortable,” I think enough money to pay the bills, invest/save a bit, and have a bit left over for a couple fun things. Of course, in Nebraska, the money… Read more »
Bella
Bella
2 years 3 months ago
1. In the last year I earned around 8000 euros (before tax) from a mixture of freelance design projects, DJing, research work, and working as events manager in a bar. The bar has financial problems and still owes me money, which I’m not very optimistic about receiving. Even though I’ve been working more than 40hours/week, I’ve relied on borrowing money from my partner to pay my rent and basic expenses, which is obviously unsustainable, and frankly, it’s embarrassing. 2. Age: 33 Job titles: Market Researcher, Graphic Designer, Events Manager, DJ 3. Anything about 30k (euros) would be comfortable. I live… Read more »
Bella
Bella
2 years 3 months ago

That should read “anything ABOVE 30k (euros) would be comfortable”

theWritingHand
theWritingHand
2 years 3 months ago
Bella, I know this thread isn’t really intended to give advice. But I have a little something that I would like to share with you, because I feel it might help you. If the comment goes again moderation rules, it will be deleted anyway, so I’m gonna take the plunge. When I was just starting out I had the problem of having no professional reputation because I lacked a decent portfolio (I’m still relatively unknown, mind you, but at least I’m getting requests for work). Here’s how I solved it: I picked two friends who had a project that they… Read more »
Josh
Josh
2 years 3 months ago

1. 40k
2. 26, phoenix, work in customer service for a growing software company.
3. I would be conformal at 90-100k as I want to move to San Fran and will need that to get by.

I am reluctant to talk about this with friends as I know most of them make much more and there is definitely some insecurity/inadequacy with that. It does make me a little jealous to see people making so much more but also is interesting that almost everyone says that would be comfortable at a higher number than they are at currently.

Ksenia
Ksenia
2 years 3 months ago

1. £25k
2. 24 years old female, southwest UK, cad technician at large construction firm
3. Currently moving on up thanks to dream job – becoming a bim lead and looking at 30k+
More interested in being paid in relation to my job and performance as I live comfortably already (I’m sure I’ll find fun things to spend money on)

Had convo at work about money – was told I was doing really well for a graduate in the industry, but chatting to admin staff and grads from other departments was eye opening as they were pleased about 17k offer.

Tom
Tom
2 years 3 months ago
1) 62K USD (~38K USD after taxes, health insurance, federal pension and other federal programs) 2) 26 years old, research associate at a 2nd-tier university in Dresden, Germany 3) Things are comfortable now, but I noticed recently that my bank account is holding about steady, not exactly growing at a noticeable rate after 2.5 years of employment. As long as I don’t have dependents this is fine, but as I plan to find a long-term woman and produce several dependents, it might not be fine for too much longer! Currently I can fly back to visit my family in the… Read more »
BAHBLEU
BAHBLEU
2 years 3 months ago

ANNUAL INCOME: $15/hr, ~$37K-$40K
AGE: 22
LOCATION: QUEENS, NEW YORK
JOB TITLE: ADMIN ASSISTANT
SPECIAL #: $50K – $75K

jackass
jackass
2 years 3 months ago

annual income: 55000 + education benefit 5500, bonus 4% of annual salary

23 yo, New York City based healthcare IT consultant at a big company.

I don’t know what would be comfortable since I am single and I just graduated from college last year; Perhaps 120L after tax would be great.

Jane Doe
2 years 3 months ago

1) $60,000 plus what is looking like $25,000 from freelance projects this year (thanks Earn 1K and 6 Figure Consulting System)
2) 29, NYC, marketing manager at a non-profit, doing marketing projects on the side
3) I would feel more valued making $80,000 from my full-time job, particularly after seeing the averages listed here. I am pretty comfortable now already, though.

I’d be interested to see the chart comparing salary info of the IWT audience compared against US averages. I assume it’s much higher here because we are badasses.

Anon UK
Anon UK
2 years 3 months ago
£36k (approx. $60k USD) 30 yrs old, Marketing Manager in a University in the South West, UK Current salary lets us live a comfortable life, the only major thing missing is the ability to save for a deposit and qualifying for a mortgage on a house in the UK (we want to buy due to the limitations on what you can do to make a rented property feel like “home” over here) – If I was on £50k (approx. $84k) we’d be very comfortable. I’m not too fussed about what other people earn – I’ve earned as little as £1k… Read more »
Hayden S.
Hayden S.
2 years 3 months ago

Annual income: €20K – approx $28K

25, Architect assistant/3D artist for an architecture firm (MJMDA) in Malta Europe.

Right now i’m doing Ok as don’t have huge expenses… till i start paying the house loan and refurbish the house. I will be comfortable and super happy with €30K – $41K

My jaw dropped when I saw people earning that kind of money .. $100,000+.. BUT we live in different continents and the standard of living is totally different.

anonymous
anonymous
2 years 3 months ago

$29,000 for part-time work (25 hrs a week), because I have a disability.

28, Colorado, Research analyst in a small (<10 people) marketing agency

I'd like to move up to 40 hours and have my hourly rate go up, and I think my value to the company would command more like $60K a year, eventually. or move to another company. A lot of it depends on helping the company to grow its business.

KC
2 years 3 months ago

1) $45K
2) 28, pharmaceutical researcher in Southern California
3) $55K would probably be comfortable

Seeing other people’s salaries definitely has me feeling jealous, but also more motivated to seek a higher paying job, which I’m on track to do later this year after I finish my graduate program.

Addie
Addie
2 years 3 months ago

24 years old, graphic designer, 23k, Omaha Nebraska

A more comfortable number would be about 50k

Seeing other people’s salaries makes me feel like I’m missing some piece of the puzzle.

Anonymous Coward
Anonymous Coward
2 years 3 months ago
1. 85K USD 2. 30, Federally-employed electrical engineer in San Diego, CA 3. I’m comfortable where I’m at now, but I’d like to make double what I’m making now to fast track my goals. All the 100K+ responses don’t surprise me because top performers tend to flock to forums like this. I’m pleased to see people doing well, and it motivates me to seek out more opportunities. For years, I’ve become complacent and out of touch with what I really want to achieve in life. But since the end of last year, when I discovered IWTYTBR, I’ve been taking action… Read more »
Troy
Troy
2 years 3 months ago

Totally agree! I negotiated my latest position and salary using Ramit’s advice — after being stuck at a dead-end job for 5 years.

Cheers to bigger and better!

Mike
Mike
2 years 3 months ago

1. 70k + 10-20k in bonuses, commission. + 401k match, 4 weeks vacation, full benefits.

2. 26 male, Senior accountant, CPA at a public accounting firm in Washington DC.

3. I’m comfortable now, anything more will just go into my savings. Over the next 3-4 years in should be well over 100k.

As far as talking about salaries with friends and family, I try to avoid the topic all together. I’m making more then just about all of my peers and I have no interest in making them feel bad.

huc
huc
2 years 3 months ago

1. 80K (60K from my own biz and 20K from Stock trading)
2. 42, Bogota, Owner ( started own biz 1 year ago)
3. 100K

Interesting
Interesting
2 years 3 months ago

What type of business do you own?

Bryan
Bryan
2 years 3 months ago

1. 60K
2. 40 years old
Garbage man
Seattle area
3. 60K will be much more livable once all my debt is paid off. I’m making huge progress.

rp
rp
2 years 3 months ago

1) 42k a year
2) 31 Accounting Specialist, Charlottesville VA,
3) 62K (already have a few pokers in the fire to work on this)

throwaway3472
throwaway3472
2 years 3 months ago

Annual Income – 200k or so

a. “Real” job – 75k
b. Consulting – 100k+
c. Real estate – 25k

30 year old software developer in TX

75k is more than comfortable, if I can just get it without working for someone else 🙂

nonprofit
nonprofit
2 years 3 months ago

1. Annual income: $40,000 plus about $3,500 per year in rental income + $12,000 spouse.

2. Stats: age 36, marketing/editor for small religious non-profit in Indianapolis, IN,

3. Comfortable number: Ha Ha Ha! MUCH MUCH more. I’m married with 2 kids, so we are barely making it. $75K sounds nice, but once I hit that it won’t seem like enough.

I do have lovely “intangible” benefits, such as flexible work hours, 5 weeks vacation, 15 minute commute.

ANON
ANON
2 years 3 months ago

At least on the flip-side to “only” making $55,500 is the fact that Indianapolis is an extremely affordable place to live. I hear you though, “comfortable” differs from person to person as a definition as well as physical location.

Imakeitwork
Imakeitwork
2 years 3 months ago

1) 45k (base +bonus)

2) 24, HR Coordinator, Boston, MA

3) I make my current salary work, but I’d love 65k+

Seeing the stats makes me think I picked the wrong line of work.

C
C
2 years 3 months ago

29, living in Berlin (a notoriously cheap city, though getting more expensive)

diverse freelance jobs, mostly to do with marketing and translation, making around €10k (ca $14 k) per year for the last few years, working on changing that with a change of career

comfortable would be €36k/$50k, but that would be REALLY comfortable, I can afford everything I need right now even a vacation here and there

am astonished at what people are making — not hating at all, just wondering what I’d do with all that money. probably work for 5 years and then quit for good…

trying to afford rent in nyc
trying to afford rent in nyc
2 years 3 months ago

1. $65,000
2. 24, NYC, Consultant for an IT company
3. Ideally $70k and up

When I compare with my peers I don’t feel anxious or worried about the number (though I do get jealous of the quality of life my friends in smaller cities experience), but when I see the massive shift in people aged 28 and up, some making 100k and up and some making salaries close to what I make now, I start to get worried about my career path and which direction it will take me.

M
M
2 years 3 months ago

Annual Income: 70K

29 yrs old, Downtown LA, Operational Analyst @ start up branch

Wish I made more, thinking 100K+ would be comfortable

M
M
2 years 3 months ago

With the high price of living in LA + out of state student loans I’m still paying off, I can still save with 70K, but I stress about how I spend

Happy Momma
Happy Momma
2 years 3 months ago
1) income varies. I am a freelance web / graphic/marketing designer. At previous job, made $42k. (Just 2yrs ago). Independently, about $65k and work much less, and at home. Spending more time being a mom. My favorite client just offered me $90k to work for them, but I declined because I’ve learned that TIME is much more valuable than money. I hate working my ass off to make someone else rich. If I need to make more, I put in more effort, on my own terms. I’ve been laid off a few times and it’s hard to feel secure in… Read more »
Anon
Anon
2 years 3 months ago

agree with you completely re: time being worth more than money and not feeling secure working for someone else. when my husband quit his engineering job to work with me at my business, his family thought it was too risky. one by one, his brothers were laid off while we built the business up. when times were tough, *we* laid people off! much more security on the boss end.

Doug
Doug
2 years 3 months ago

26 years old, living in Nashville. Communications specialist making $40,000/year. About to quit and make considerably less as I start up, so $40,000 seems pretty comfortable!

Tori
Tori
2 years 3 months ago
1. I make 25k a year and I’m typing this on the bus route to work. 2. I’m a 23 year old man, live in Phoenix, Arizona and I work full time as a Warehouse Distribution worker. It’s very physically demanding and I’m 10 credits away from my associates degree in Communications. I contributed 10% of my pretaxed income to my recent 401k. 3. I just want to set the bar to live free. And play my guitar and live a rich quality of life. I feel like I can still have a good life with what I make but… Read more »
JOHN
JOHN
2 years 3 months ago

1. $40k
2. 30, Salt Lake City, UT, Account Manager for a small company
3. $70k would be very comfortable even with 2 kids for the way we live now.

Seeing so many higher salaries makes me feel like I’m not living up to my potential. Like I should be doing something more with my life. I don’t like talking about my salary because I’m not proud of it. We’ve never had money problems, our only debt is our mortgage but my wife and I both drive old beater cars and have to think twice before spending money on anything fun.

Andrew
Andrew
2 years 3 months ago

I am a 25 yr old male living in Palo Alto founding a Behavior Design firm. Currently I make about 45k/year

Melinda
Melinda
2 years 3 months ago
Unbelievable the salaries that are on here. I am definitely behind. 1. $16k + $3k, husband’s salary $60k 2. 37, Virginia, part-time admin at a public university and violin teacher. Husband is a professor. Biggest benefit: flexibility, as I go to Austria, Croatia and Bosnia for a month every year for a study-abroad trip. 3. When I was single and childless, I made $48k a year as a litigation support analyst at an international law firm, and I was comfortable on that – I could save (enough to quit my job and move to Sarajevo, Bosnia for 6 months) and… Read more »
John S
2 years 3 months ago
1. I was making 41k for 6 years. I just got a new job making $19 an hour with no benefits but the role itself and the environment is 10x better than where I was so the slight disadvantage of pay really was worth the change to not be yelled at by my bosses each day. I also just started an SEO service online with a partner, with about 20~ clients I’m up to about $1500 additional income each month give or take some. So I suppose if the clients sustain and grow I’ll be in the 60-70k range on… Read more »
FB
FB
2 years 3 months ago
Annual Income: $63K 24 Years old, Financial Analyst @ F30 Retailer in Atlanta Comfortable? For a single 24 year old guy yes, but I would be happier right now with a salary closer to $75-80K, which would allow me to live the same lifestyle I do now but save much more aggressively for big purchases in the future such as car, wedding, travel etc. I also came from making over $70K before 20-60% bonus working in investment banking in New York City. I would say despite the deep pay cut & “shame” I felt leaving such a competitive top tier… Read more »
DBo
DBo
2 years 3 months ago

1. 84k
2. 28, Epic Software Support – Boston MA
3. Would be comfortable in a 120+ range allowing me to save more

ANON
ANON
2 years 3 months ago
1. $40k/year 2. 24, FP&A Analyst in the Boston Metro Area for a small wholesale company. 3. $100k/year by age 30 would be “comfortable” I plan to significantly increase my income after acquiring my MBA in two weeks, performing well on my current work, picking up extra work for others, and a performance review in July. Also, I plan on starting to write an ebook and creating a blog this summer to help supplement my income and “keep me busy”. I’m surprised by some of the salaries posted on here. Very impressive, and I plan to be closer to some… Read more »
Linda
Linda
2 years 3 months ago
Myself (39 yrs old): $62k/year (+ $5k for web development business 1st quarter 2014. Going to grow that as much as possible but have no guarantee what it will be by the end of the year.) Partner (49 yrs old): $50k/year North Carolina I am essentially an office manager for a research facility for my day job and then have my own web development business that I have had for a few years but is really starting to ramp up now since I plan on it being the primary source of income in a year or so. $50k/year would be… Read more »
PB
PB
2 years 3 months ago

1. 83K, Regulatory affairs for medical device company
2. 58 – female
3. No, not comfortable at all. Husband’s salary keeps going down as mine goes up. Debt due to special needs child.

Shoulda stayed in software.

M
M
2 years 3 months ago

62 500$ CAD
35, Montreal, Canada, IT Analyst,
75k would be comfortable to allow a few free spendings.

Pat
2 years 3 months ago

1) ~5k per year
2) 23 year old full time student, part time tutor/HW grader
3) ~65-70k would be comfortable

Michael
Michael
2 years 3 months ago

1. 120K
2. 53, Landman, Texas
3. 200K would be comfortable with our kids

Kevin
Kevin
2 years 3 months ago

1) $60k salary
2) 25, IT Leadership Development Program for a BIG science company in Pittsburgh
3) I’d be comfortable at any six figure level. I will be retiring from the corporate world in the next few months working on my businesses full-time.
It is quite interesting to see the many six figure salaries at young ages.

S
S
2 years 3 months ago

1. 150k/year.

I am happy that everyone on Ramit’s blog is, fittingly, living rich lives. I am dismayed by my own income, however. I’ve worked so long and so hard for next to nothing to show for it, doing something that makes me dread each day. I can’t complain, though. These years of hard work can be only matched by years of continuing to do so, except working towards things that I want for a change. Happy that you guys are doing so well!

Jen
Jen
2 years 3 months ago

Annual income between my hubby and I is aprox $135,000
I make about $35,000 as a dispatcher for a plumbing company. I’m 34, in the greater Seattle area
He makes $77,000 as an aerospace engineer (for a small company, not Boeing). He’s 35, also in the greater Seattle area
The rest is rental income from two houses we own in the area – both are doing slightly better than breaking even.

I’d be comfortable in the $100,000 range. Our goal is to get there without me having to work. We’re about 3-4 years away from that happening though.

Jen
Jen
2 years 3 months ago

Also, I should say, I get some perks on top of my salary – full health & dental insurance paid for, cell phone paid for, a vehicle to drive with gas & insurance paid for, 2 weeks vacation a year and a flexible schedule.

Rico
Rico
2 years 3 months ago

1) annual income: 53k
2) digital marketing specialist for an agency in Milwaukee
3) It’s “comfortable” now, I just want more. That’s why I signed up for Earn1k

Rico
Rico
2 years 3 months ago

forgot my age… I’m 27.

Kristy
Kristy
2 years 3 months ago
Annual Income: 80k gross income (but equity + benefits put me at 107k) Age: 30, San Francisco, Technical Project Manager Comfortable number: I live comfortably within my means now (and actually live on ~35k/year), however: I am embarrassed of my low comp wage based on the number of years I’ve put in at my company, and am aware of colleagues at other companies who do the same work, but make roughly double. A more comfortable flat income number to share would be above 100k. The year prior I did make just over 100k, but doing so involved putting in an… Read more »
Damon
Damon
2 years 3 months ago
Annual Income: 80k 40 years old (turning 41 in June). Moving to Pasadena, CA in a week. Have a remote job based out of CA but want to keep looking for better opportunities, both remote as well as local. Current income is tight because of current and prior obligations. 160k and up is comfortable. I’m a senior front-end developer who learns new technologies quickly, can solve complex design challenges, can train other developers in new technologies, and am often the one on the team who gets the “big picture” when others might not. 80k a year at 40 is pathetic.… Read more »
Anon
2 years 3 months ago

$120k/yr
Chicago Software Developer
Comfortable

Milwaukee
Milwaukee
2 years 3 months ago

1. 75K +5K Bonus
2. 28, Milwaukee, WI, Marketing Manager for Enterprise Software Company
3. 175K

Steven
Steven
2 years 3 months ago

I make about 42K a year as an hourly employee working as a solar installer.
At 42 years old living in Ventura County Ca this doesn’t cover tent for a decent place to live, let alone home ownership.
Doubling my current wages, while still under 100k, would make a huge difference! With no schooling other than a high school diploma I feel at a lose as to how to improve my financial situation.

S
S
2 years 3 months ago
~110K/year; software engineer; 38yrs old. 7 children, sole breadwinner; my wife stays at home with the children (homeschool, because public ed in the US is pathetic); borderline comfortable 6 months ago I left my job and took a 50% pay cut (was making >$200k) so that I could: * work somewhere temporarily that would pay the bills and still let me own my ideas and start a company on the side (non competing of course) * start a company that makes a real difference in real people’s real lives. Am shooting to have this 2nd company be my primary income… Read more »
CC
CC
2 years 3 months ago

$67 K
23 years old, Washington DC, Financial Analyst @ Federal gov’t agency
Comfortable with this, even renting in a very expensive city. Probably couldn’t afford a car if I needed one. Would need to double hh income w/ kid(s), however.

Ben
Ben
2 years 3 months ago

Annual income: $35k
24 years old, Madison, graduate student & lab manager. I supplement my meager teaching assistant salary through web design and sports officiating (fun & surprisingly lucrative). Probably a third of my income is from self-employment.

cat_alyst
2 years 3 months ago

1. Right now I make about $35,000 a year.
2. I’m 45 and living in Los Angeles for 5 years. I’ve been a self-employed musician for about 20 years (composer, performer, teacher) with various sources of income and levels of success (going into debt, getting out of debt, rinse, repeat).
3. Probably about $55,000 would be comfortable, although since I’m more generous then wise, I should probably aim higher.

Seeing other peoples salaries makes me feel: tentatively hopeful, mystified, and determined

Crabber
Crabber
2 years 3 months ago

1. 50k
2. Personal trainer in Detroit.
3. 100k.
Seems like everyone here is software/IT. Guess it’s a good job to be in nowadays.

Crabber
Crabber
2 years 3 months ago

1. 50k
2. Personal trainer in Detroit.
3. 100k.
Seems like everyone here is software/IT. Guess it’s a good job to be in nowadays.

Ashley F.
Ashley F.
2 years 3 months ago

1) $70k+
2) 29, Director of User Experience for an ecommerce company + adjunct English Professor + Consultant, Minnesota
3) I’m comfortable now.

Wow.
Wow.
2 years 3 months ago

$37K
31, Front-End Web Developer
Income is too tight. Feel like I should be at $50K+ & growing.

Jackie
Jackie
2 years 3 months ago
1. ~$20K 2. 28, Boston, “Jackie-of-All-Trades-Freelancer” – Personal Trainer, Nutritionist, Healthy Cook/Housekeeper, Virtual Assistant. 3. $60K+ would be comfortable. I like quality food and toys It’s a relief to talk about $ openly and encouraging to see others my age and younger than me making way more. I’ve currently dug myself into a corner by filling up my schedule with all sorts of gigs that are fun, fulfilling, and fairly flexible but my income depends on my presence at various places over a 12 hour period each day. This lets me know it’s possible. Now to cultivate one area and… Read more »
Anonymous
Anonymous
2 years 3 months ago
1. Annual salary $102k, wife’s annual salary $100k. Variable other income from investments, side projects. 2. 38, Chicago, associate director of an educational not-for-profit based at a public university. Wife is a VP at a medium-sized not-for-profit organization (she just started this job this year after a couple years not working due to kids and health issues). 3. Comfortable would be probably $250k in total salary/income. With two kids (and thus childcare), aging parents, and some recent medical expenses, we’re basically saving nothing (and indeed have drawn on investments quite a bit, especially while my wife wasn’t working). We’re doing… Read more »
GJ
2 years 3 months ago

Annual Income: About $20k (plus a free ride)
Age: 23
Occupation: Master’s student, graduating in June with no debt but no job lined up

Comfortable: Let’s say 75K a year – but that’s to feel comfortable mentally. Physically, I feel like $1500 a month is letting me live like a king. Money isn’t really important to my comfort, but making more than others my age definitely is. If I could shake the desire to compare myself to others, I think I’d be comfortable on maybe 50k gross, properly managed.

Hawk
Hawk
2 years 3 months ago

29, Female, Software Engineer, 71.5K. 150K would be comfortable.

Paul
Paul
2 years 3 months ago

Annual Salary: $54,500
35, South Bend, IT Support Consultant
I would be comfortable with $75,000-$100,000 it would depend on work/life balance

Paul
Paul
2 years 3 months ago

My feelings are that I am behind. Where I live has a low cost of living but I would like to “play” more, couple more toys, enjoy activities. I think there is more out there, but I need more education and sometimes it seems like it isn’t attainable.

Allison
Allison
2 years 3 months ago
$44,000, 27 years old, office job (too complicated to explain briefly) at a major art museum in Washington, DC. I am a federal employee, which means my salary is really non-negotiable. There was also a 4 year pay freeze for all federal employees that just recently ended. I was hired in the middle of that, but I can’t imagine being a long-time employee and then suddenly NO increase (even for cost of living) for 4 years. Hooray government! It’s interesting because I absolutely love what I do (art kid’s dream!) and for the art/museum field, my salary is actually above… Read more »
JAW
JAW
2 years 3 months ago
The stark figure of income is only half (or less) of the story though. Some people commenting have 7 kids, others are single 23 year olds. Some may have large college or consumer debts, alimony, have huge mortgages, support family back in their home country or just really expensive vices and hobbies. Some may have none of that and indeed may have inheritances, side businesses and additional spousal or passive income. Personally, I make decent money now but made a lot more – real “braggable” cash – in a previous job and city. But my career owned me and made… Read more »
Somebody
Somebody
2 years 3 months ago

1. Annual: 85K
2. 24, Boston, Software Engineer
3. 85K would be comfortable if I didn’t have student loans

After reading other people’s comments, I realized that what I thought was a pretty high salary is on the lower end for my field.

Someone Else
Someone Else
2 years 3 months ago

Honestly, when I did Ramit’s Dream Job, 80k to 90k was the general ballpark average of engineers in the Boston area.

Sarah
Sarah
2 years 3 months ago

I’m 32, have a BS & a MPA.
I’m a database analyst at a university in Michigan.
I make a little over $52,000.
I wish I made something closer to the $70,000 mark.

Sarah
Sarah
2 years 3 months ago

Forgot to add, I’m also a race timer part time on weekends. From that I make about an extra $6,000 a year.

anonymous
anonymous
2 years 3 months ago

8,000-9,000 broke poor
27, student
100,000+ to be comfortable, I need to find a way out of poverty first.

Anonymous
Anonymous
2 years 3 months ago

1. Current: $85k + stock options
2. 28 y/o, female, do business development for a seed funded healthtech startup in San Francisco
3. Comfortable: $150k

Writing this out makes me realize I’d prefer to make a lot more than I do now (almost double). I have an MBA and think I should be making more when I see other ppl’s comments…

Maria
Maria
2 years 3 months ago

1. Annual Income: $109K reg job+ 23K side business-E1K ( Thanks Ramit!!)
2. 38, Government Investigator , Los Angeles
3. Current salary is comfortable, but I am ramping up side business to leave my full time job by the end of the year. Would feel good at 70k, working for myself. Currently on track to meet that goal by Dec.

Dan
Dan
2 years 3 months ago

Income: $170k plus company car
Age: 32
Location: Boston
Job: Sr Manager-level position in the Medical department of a pharma company

I’m comfortable, but would be more so with around $225k – we live in an expensive area and I’m the sole provider for a family of five.

Jared
Jared
2 years 3 months ago

Annual income: 50K

23 years old, Arizona, Recent hire staff accountant @ a medium sized accounting firm
Used to living on college budget. Most college grads especially living in Tucson would be happy with 35-40k.

Anon
Anon
2 years 3 months ago

$128k job (85k base, 43k bonus/stock/401k etc…)
7k rental income
28 yr old, Houston, corporate finance for big oil
Would like a base of $150k

Anon
Anon
2 years 3 months ago
1. $0 (shut down my startup and have been on the job hunt for the past few months. I’ve earned around $1k in consulting services since then) 2. 30 yrs, Toronto, aspiring Product Manager. 3. $80k would be comfortable I’m quite impressed by the number of high-rollers on this site! I would have thought people who are earning that much wouldn’t feel the need to supplement their income with side gigs. Kudos to them, but I would lying if I said I wasn’t envious. I have too much student debt from all the years of schooling I’ve been through and… Read more »
Erika
Erika
2 years 3 months ago

CAD$60,000
F, 29, Toronto, Financial Analyst for a Retailer
Comfortable would be $80K
Seeing / Talking about salaries makes me feel informed and motivated.

Mark
Mark
2 years 3 months ago

Annual income varies with OT. Between 75k and 90k at primary job.
1k-5k with side jobs.
28yo Machinist in mid-size aerospace shop in CT.
Hearing about others with higher salaries makes me jealous and motivates me to do more.
Hearing people with lower I usually try to offer advice (almost never gets through).
Can say the same about myself when given advice at times.
Comfortable for my expenses is 50k with still saving, but would like to see 150k
Just bought a condo with cash and don’t have credit cards. Need to build my retirement now. (Outside of “qualified plans”)

Mark
Mark
2 years 3 months ago

Have only taken some college classes for my pleasure and no degree. I did go to a Vocational school(Trade school) for manufacturing.

25, Los Angeles
25, Los Angeles
2 years 3 months ago
1. 100k + 10K bonus 2. 25, Los Angeles, Assistant Controller 3. 130K Ramit, It is true that most of us feel uncomfortable to share salary information with friends and family. And as you pointed out in your email, it’s because we feel our relationship would change. However, I did find that at a previous position where my colleagues all had the same title and did pretty much the same thing, we were all very willing to share with one another when we weren’t willing to share with our lifelong friends. Even as we’ve moved on to other positions, we… Read more »
CPA
CPA
2 years 3 months ago
75k per year + ~6-7% annual bonus + 5 weeks vaca + fitness subsidy + CPE expenses paid + 6% 401k match 28 year old male in San Diego. Senior Consultant (IT auditor/consultant) with one of the Big Four. 100k would be comfortable I think. I would say I am only financially uncomfortable right now because of student loans. I’m amazed at some of the very nice salaries on here and people’s ability to save and donate such large amounts. I do feel like I am very behind simply because I have spent so much time, all of my 20s,… Read more »
CPA
CPA
2 years 3 months ago

Forgot to mention: I love to share salary information with strangers, especially those in the same industry/job, takes away the power the employer has to push down pay and instead offer what people are worth, but I do feel uncomfortable with sharing with friends because I feel like it changes how people see you and creates a sense of competition between friends.

JAW
JAW
2 years 3 months ago
Yep, at my partner’s company just about everyone at the associate director level and below is open about what they make and discuss (or complain about) it regularly. I think perhaps because there are a lot of salespeople on board there, who in my experience can be quite shameless (in a good way!) about money. Colleagues and ex-colleagues also share the salaries offered when they interview/take jobs at other firms. That group are remarkably open in a way I haven’t seen at a non-government workplace. It is interesting because as you say it definitely takes a lot of power away… Read more »
25, Los Angeles
25, Los Angeles
2 years 3 months ago

CPA,

Don’t you worry. I was in the same boat as you. You will see the dividends once you move on to private. I’m assuming you’re a sup-senior now?

CPA
CPA
2 years 3 months ago

Jaw,
Wow, your coworkers freely share? Mine do not. I guess they see us all as friends and have the same trepidation as noted above. It’s a shame. Glad to see your coworkers are willing though.
25, LA,
Yeah, spot on. The external offers are much higher. However, I’ve come to realize that this isn’t the type of life we are supposed to live, sitting in a cubical for insane hours, to give people advice on how to better document nonsense…There’s no real creation or value-add happening. It’s time to change that.

Aaron
Aaron
2 years 3 months ago

Annual Income: 156K
25 Yrs old, Washington DC, Cardiovascular Perfusionist
Current income comfortable. Anything over 85K without student loans is comfortable.

Aaron
Aaron
2 years 3 months ago
Wanted to add that I am moving to LA shortly and taking a HUGE pay cut – 85K a year + 15% 403(b) contribution and FREE UNIVERSITY TUITION for my future children. I am making the move because, though making 150+ a year is great, I really want to pursue freelancing and my hospital job in DC doesn’t allow much time for outside endeavors. I am following my dream with the nice safety net of 6 figures after bonus pay. I completed the Earn1k course and it really opened my eyes about my true potential as an individual. I made… Read more »
Chris
Chris
2 years 2 months ago

Aaron,
I am really interested in your (only loosely connected) different sources of income. I am also based in Washington DC. I work in energy development but am mildly obsessed with fitness/nutrition as well s personal finance. How did you get started in fitness/nutrition consulting? Did you get any qualifications/certs?

And in contribution to the rest of broader the discussion:
– 31, Annual about $130k
– Project manager at a large multilateral organization
– Comfortable now. My ideal $$$ figure has less to do with amount and more to do with type of income (would prefer to be own boss/entrepreneur).

Thanks!
Chris

Ada
Ada
2 years 3 months ago

1) $75k
2) 26, Business Analyst, Washington DC
3) Technically, this is comfortable, but for me to be able to pay down those massive student loans quicker, I would want to be more in the 100k arena.

Amy
Amy
2 years 3 months ago

37, Business Analyst in Atlanta for a tech company – 75K + 12% bonus. I’m comfortable.

Lauren
2 years 3 months ago

since this is anonymous (to others), Ramit, I love you. If it weren’t for the fact that I’m married and expecting a baby, you’d have a lot to worry about 😉

in a bad year I gross 80k as a consultant and coach. In a good year I gross 300k. (that’s high/low over the past 5.)

of course, I travel when I want, don’t go to an office and don’t start work til 11 or noon. I paid for my own health insurance until I got married. I never got a tax refund.

Lauren
2 years 3 months ago

OOps! or not anonymous!

I forgot: I’m 33, NYC and would like to be making 500k a year working about the same hours (40 hours a week), some from products, not services.

RW
2 years 3 months ago
I am 22, live in Calgary, Alberta, Canada, work as a Corrosion Engineer for an oil and gas consulting company making 65k right now. I think about 125k would be absolutely perfect for anything you could ever need and give you the power and flexibility to be able to help others who are in need. I like seeing other peoples salaries and I wish it wasn’t such a big deal to talk about it in person. As in most situations, I think ego and jealousy plays a large role in this conundrum. If anything, seeing other people’s salaries that are… Read more »
Chris
Chris
2 years 3 months ago

1. $60,000 base, plus profit sharing.
2. 29, Los Angeles, Associate Attorney at a mid-size firm (~15 attorneys total)
3. I feel like this is a good start for a first-year attorney. If I didn’t have insane student loan debt, this would be comfortable. I think I would be very comfortable with $75K+. Aiming to be making $100K annually within 10 years.

Jason
Jason
2 years 3 months ago
1. Right now, $170k. However, this is due to the fact I have 2 full time jobs currently. 1 job pays $70k, the other $100k. 2. 36 in Louisville, Kentucky. 1st job is “Senior Search Marketing Strategist” and 2nd job is “VP of Performance Marketing”. Both companies are marketing agencies. 3. $120k seems comfortable if your working for someone else and have a family. Personally, my comfortable level is upwards of $5MM. My income is very unstable. Even though I have no mortgage ( house is paid off ) and no loans ( cars paid for and no debt whatsoever… Read more »
Jason
Jason
2 years 3 months ago

I should mention I work remotely for both companies and I do almost the same job for both, which is how I am able to pull this off.

Ben
Ben
2 years 3 months ago

Income: 60K a year + 11K bonus
Stats: Roseville, CA. Work from home as QA on financial product.
Comfortable: 80-90K

South Florira
South Florira
2 years 3 months ago

Annual Income: 68,000
30, Transportation Analyst, consulting firm
Current income is comfortable, no kids, goal is to make $150,000+

Mike
Mike
2 years 3 months ago

1) $118k base with approx 20% bonus
2) 34, database administrator (almost said 32 – can’t cope with the face that I’m already 34) in Manhattan
3) 150 is probably comfortable but we’re doing ok right now.

I don’t talk about salary generally because a) I’ve had friends freak out because I make much more than them (when I was making 40k!) b) I don’t want them to feel bad and c) I don’t want to know what coworkers make because I don’t want to get jealous and pissed off and uncomfortable.

ANON YMOUS
ANON YMOUS
2 years 3 months ago

1) What’s your annual income? $95k
2) 26, marketing/PR for tech company in NYC
3) What number would be “comfortable” for you?
Good question. I’m not sure. I’m comfortable now but wonder if I should be saving more. I saw some people below planning for early retirement and maybe it’d be nice to make more & save more.

Anon
Anon
2 years 3 months ago

save as much as you can in your 20s — makes a huge difference down the line!

Anon
Anon
2 years 3 months ago

Salary: 69k
Age 28, Mechanical engineer in Nebraska
We’re ‘comfortable’ now…but I’m impatient and don’t want to wait for retirement. Current goal is $200k per year.

I am incredulous at the salaries and ages of some folks and while definitely happy for them perhaps a little jealous. It does make me want to make changes though. The one caveat is that my job is a consistent 40 hrs/wk. Would’ve been interesting to see if/how people have to sacrifice for those high salaries.

Hush Hush
Hush Hush
2 years 3 months ago
Current Me: 1. ~ $170k (depends on commissions) plus ~$20-$30k in equity annually (made $48k when I started 7 years ago) 2. San Francisco, 36, Ad Sales/Biz Dev for major web publisher 3. earning more than enough to be comfortable now, but trying to save as much as possible, support unemployed wife, and aiming for early retirement. Lucky we don’t have any debt other than rental house mortgage. 24 year old me (12 years ago): 1. $24k 2. Portland, OR newspaper ad sales 3. $30k woulda made me more comfortable For those feeling underpaid: if you don’t live in a… Read more »
Sven Skarie
Sven Skarie
2 years 3 months ago

1. $57,000 last year
2.Realtor with long and foster in Maryland/DC Metro Area.
3. $90,00-$120,000.

CT Commuter
CT Commuter
2 years 3 months ago
1. $45k + bonus ($5k last year), company also comps my commute and gives regular raises (+health/dental/vision insurance and a stocked office kitchen so I don’t go out for lunch) 2. 25, Live in CT/work in NYC, Digital Project Coordinator at a large media company 3. Current income is comfortable– our household income is over $160k. My husband is a compounding pharmacist at a sterile lab. I could definitely get behind making more, though. Market salary for my job is closer to $50k and we have a ton of student debt we’re paying off so we can afford to have… Read more »
Sven Skarie
Sven Skarie
2 years 3 months ago

1. $57,000 last year
2.Realtor with long and foster in Maryland/DC Metro Area. 31 years old.
3. $90,00-$120,000.

Shane
Shane
2 years 3 months ago

1. $60k + commission (quarterly)
2. 25 yrs, Global recruitment firm – Compliance division, New York, NY
3. Fairly comfortable, not thrilled about my job but giving me good skills to build on. Trying to save as much as possible and travel/teach english in either South America or Southeast Asia.

Miguel
Miguel
2 years 3 months ago

earn 108k (new job soon, should be getting around 130k)
.NET consultant Denver – 37

Side biz just started – $65/hr (through recruiter, so expect that to go up)

Comfortable – likely 130k with family
I have an internal ‘benchmark’ to reach $250k to really live the ‘Rich Life’

I’m actually ecstatic about these numbers — see immense potential to really grow and provide more for my family. I didn’t really start “playing the career game” until less than 2 years ago really. This certainly offers encouragement on the side biz.

Audrey
Audrey
2 years 3 months ago

Annual income: 16,500
25 yrs old, Mexico City, administrative assistant
Current income: uncomfortable, I need at least 25,800

Motivated By These Responses
Motivated By These Responses
2 years 3 months ago

I knew we made our money stretch to support a young family (3 kids under 6), but I’m blown away at the incomes reported here!

1. Averaged right around $45k/year the past three years. Both cars and motorcycle paid off and no other debt, too.
2. Turning 35 this month. Central California. Random business consulting/coaching + a number of failed launches. Wife stays home with the kids.
3. $120k would be very comfortable (ie: travel more, save, invest, etc)

Anonymous
Anonymous
2 years 3 months ago

1. $37,000
2. Age: 26, Location: Denver, CO, Job Title: HR Coordinator
3. $70,000 would be comfortable

SOL
2 years 3 months ago

1. 29K hoping to make 135K post-graduation
2. 28, PhD Student at Indiana University
3. I just calculated this number a few days ago and I’d be comfortable around 70K (luckily I graduate next week!)
Seeing other salaries is actually very encouraging because grad school distorted reality for a bit. It’s cool to see the number people would be comfortable with too as it seems many here have realized that number is a small part of grander scheme.

I’m curious, how many people calculated the number for comfort versus just a feeling / guess?

thisishowmuchimake
thisishowmuchimake
2 years 3 months ago

Annual Income: 50k
Age: 23 years old, Assistant Project Manager.
Comfortable: 30k and up is enough to live on, for me. I live in a big city, so I’d want at least 30k to pay for the necessities plus a few dinners at restaurants, concerts, etc.

I’d like to be closer to 100k/yr in the next 5 years, adding on side projects.

Ali
2 years 3 months ago
Incredibly interesting. I’m curious about how this conversation reflects the demographics of your readership, and not necessarily averages as a whole. That said, I am very pro talking about salary, to the point where I probably make my friends uncomfortable – which means this comment thread is probably the best thing that’s happened to me this month. 1) 65k + minimal amount with side business (maybe 4k) 2) 31, Copywriter, San Francisco tech company 3) Admittedly, I’m pretty comfortable where I am – but I’d be a lot more comfortable with 90k. Like other readers, I’d feel guilty. People live… Read more »
Another Girl
Another Girl
2 years 3 months ago
Being somewhat cowardly and not using my name in case some how, in some strange world, my office finds this (I’ve had a lot of animosity about salaries in this office, specifically, one person who thought he should be making a lot more than everyone else and wasn’t). Annual Income: $66,800 32 yrs old, higher education fundraising, donor stewardship I’m primary support for myself, my wife and the tiny tyrant arriving in October. My wife started her own business last year and income is rising, but slowly. We can live on what we make and own our own home, but… Read more »
Hannah
2 years 3 months ago

Annual income: $36,000 pre-tax
32 years old, Arkansas, dance studio owner exploring other income options (ZTL student) and working part-time
I would be much more comfortable in the $75,000-100,000 range.

Man, hearing other salaries here gives me a combination of feelings… total dread and anxiety mixed in with a little drive to start kicking some ass.

J
J
2 years 3 months ago

Current: $46k
Stats: 31 yo, MT, non-profit director
Comfortable: $60k

Dave
Dave
2 years 3 months ago

1) A laughable $48k (Cdn dollars)
2) 29 (soon to be 30), Halifax, Canada, Affiliate Relations Specialist with an MBA and CPA accounting designation
3) Comfortable for me at this point would be hitting the $60k mark. I live in a city with relatively low cost of living, so this would allow me to pay off my debts and start investing in setting up my own business.

Hard to get perspective when seeing stranger’s salaries to be honest…not nearly as awkward feeling. It’s much different to discuss it with friends and family.

Brian
Brian
2 years 3 months ago

Annual is 28K; am 31, a control desk advisor /supervisor at a support desk in Toronto. Comfortable is 75 k +

Laura Brown
Laura Brown
2 years 3 months ago
Annual Income: $65K 34 yrs old, Atlanta, Accountant II at a non-profit hospital company Current income is getting small, considering it’s supporting 4, soon to be 5 people. It would be nice to make over $100K. I have to say, since I work with payroll mostly, seeing others’ salaries isn’t a big deal to me. It’s all just a number on a page. I rarely compare my income with others, unless we’re talking about people with 2 incomes who whine about how much they owe on their house and credit cards while taking vacations almost every month. Seeing others’ salaries… Read more »
J
J
2 years 3 months ago

I’m 50 years old. I have a masters in professional writing from USC. I currently work two part-time retail jobs. I make about $27-28k a year. The highest I’ve ever been paid is $75k/year. I estimate that my career average has been about $30k/year. I’ve been woefully underpaid or underemployed. I’m embarrassed and depressed.

Stacy
Stacy
2 years 3 months ago

I’m 40, have a Civil/Environmental engineering degree from USC, spent a decade in the oil industry, and never broke $50K before taking a decade off to do the mom thing. I am right there with you on the underpaid and embarrassed bit. With a strong side of “WTF have I been doing SO POORLY that I got shafted so hard with income numbers?!”

I’m currently working on a master’s in Library and Information Science based on the job satisfaction I’ve gotten out of recent volunteer gigs. Will definitely have to work on the negotiating for decent pay thing…

25, Los Angeles
25, Los Angeles
2 years 3 months ago

I’m sad to see fellow Trojans struggling to be paid well. Have you made use of the network or the career center? I believe the career center changed its policy a couple years ago so only recent grads can meet with advisers (it used to be open to all alumni) but you can still go to pick up a lot of great material to then use while you reach out to the vast Trojan network.

Be confident in what you bring to the table and add value and I can assure you the income will increase.

Stacy
Stacy
2 years 3 months ago

25, LA – the USC career center is actually how I got my job in the oil industry in the first place! They called me out of the blue, I wasn’t even looking, offered me a paid internship as a junior, and then brought me on full time when I graduated. Apparently I should try again and better prepare myself on what is and is not acceptable terms of employment this time!

John
John
2 years 3 months ago

1. $110k
2. 34, telecommute for a software company in southern CA as a software developer (live in upstate NY)
3. $80k

Alex Bodensieck
Alex Bodensieck
2 years 3 months ago

$49,000 plus random gigs; part-time tax season work, buying/selling concert tickets
25, Schenectady, NY, Accountant for a public school district
$100,000 seems to be the number in my head but once I’m there, I’m sure it will increase.

I don’t really care about seeing other people’s salary, if they’re making anything doing what they love or getting paid what they’re worth, that’s good.

Also, the sex is great!

RS
RS
2 years 3 months ago

1. $90K + annual bonus (~5%)
2. 37, Austin (TX), Applications Developer
3. Comfortable right now but Austin in getting expensive so $105K-$110K would be nicer.

Bridge
Bridge
2 years 3 months ago

31K
33 yrs
Female, SLC ut
Retail specialist.

I’m definitely in the wrong industry. I’m barely making enough to scrape by let alone invest or live on my own.

Laura
Laura
2 years 3 months ago

Hi Bridge,
Interestingly enough, when searching for “retail” through all these reply’s, indeed they’re all on the (way too) low side, in comparison. My manager once mentioned something: “retail just doesn’t pay well”, almost adding “only the ones that really love it, keep doing it”..

In a sense seeing the figures here does feel comforting to me, knowing it’s not just me being a bad negotiator, it’s in the industry as well (even globally).

Even so, I wonder what’d happen if retail would start paying people what they’re worth…

JJ
JJ
2 years 3 months ago

1. $45k
2. 32 yrs old, Financial Analyst at a fortune 500 company – Buffalo, NY
3. This is “comfortable”, but I’m definitely striving for a lot more.

It’s interesting to see others salaries. Seeing people at my age making a lot more than I do motivates me to try and get to the level I’d like to be at, but I don’t get any feelings of jealousy or relief if I make more/less than someone else. Salary is just a starting point, I know people who make a lot more money than I do who are in far worse places financially.

ANONYMOUSLY
ANONYMOUSLY
2 years 3 months ago

31, Corporate Accounts Coordinator and Photographer 55k
Current income is uncomfortable. 80K and up is comfortable.

Wahine
Wahine
2 years 3 months ago

60K
36, Hawaii, GIS Analyst
60K is enough to support myself, but 100K would be comfortable & I could afford to enjoy travel and save more for retirement

Ashley
Ashley
2 years 3 months ago

1. $59K
2. 30 yers old, marketing manager for a not-for profit association in Minneapolis
3. “comfortable”, while relative, would probably be about $80k

I am stunned by the high salaries of the majority of the commenters on this post. It’s likely just the readership of Ramit’s blog but WOW…perhaps I need to consider a new career choice.

OPAL
OPAL
2 years 3 months ago

1. ~$90k (last year figure)
2. 28; poker player
3. $200k (£10k/month) would be comfortable and I believe I’m capable of it

Troy
Troy
2 years 3 months ago
1) $73,000 salary for 9 to 5. Freelance photography business brings in another $8,000 yearly. 2) 27, Washington, DC. Multimedia Developer. 3)I’d be comfortable with $150,000 My goal is to crest $200,000 combing base income and other revenue steams (photography and other multimedia services). My partner and I also want kids, so the more, the better. Reading other incomes here, I feel pretty ok. I’ve gotten damn close to my goal of $100k before 30, and unlike every one of my friends, I don’t have a college degree. We still enjoy the same things and I’ve found my passion in… Read more »
College Guy
College Guy
2 years 3 months ago
1. Income: $13K, primarily coming from part-time jobs and scholarships that exceed tuition 2. Stats: 21 year old college student in Nashville, TN, who works part-time at a tech startup 3. What’s “comfortable” for me now is relatively low (like less than $10k), but I’d love to be earning AT LEAST $50k upon graduation To me, these posts are AWESOME and don’t scare me away or even make me anxious. Because even though what I make per YEAR is what a lot of these guys/gals are making per MONTH, I want to hang out where and do what these people… Read more »
Cherish
Cherish
2 years 3 months ago

Love this!!! Keep up this attitude and you will go far!

Go Brewers
Go Brewers
2 years 3 months ago
Gross income in 2013 was $129K plus $14K distributions, I expect to be around $160K total this year. 27, Chicago, Cost Analyst/Consultant for Defense/Aerospace contractors. My wife and I are comfortable with my income plus hers (she is a HS teacher and makes about $60K gross) but we have lofty goals, I would like to be bringing in over $500K in the next few years. To be honest it feels weird sharing this – even with strangers. Maybe it is because of the way my parents raised me. They never shared how much my dad made – ever. I don’t… Read more »
G.
G.
2 years 3 months ago
Annual Income $70k Age 26, Salt Lake City, Web Developer I think the key difference for me would be feeling comfortable and being comfortable. I could be comfortable with my current income and not require much more even as the primary breadwinner for family of five. To feel comfortable I would like to see my income $200k+. The truth is I *could* be comfortable with my current salary, but everything is going fine now. I can learn to better manage internal variables that could harm my financial well being, but there are too many external variables. Company downsizing, rising cost… Read more »
Di
Di
2 years 3 months ago

OK, I’ll bite.

1. $50K a year
2. 58 years old – Office Manager/Sales Coordinator – Publishing – Detroit area
3. $100K because I like the number 🙂 – I’m putting my last child through college so it’s very ugly right now.

Would love to try tech just to do something new and fascinating. Advice from an old lady to you young ones, take the classes!!! Wish I had.

Anonymous
2 years 3 months ago
I’m a 38-year-old woman with a Master’s degree in a different field. I make $64K a year in Seattle as a technical project manager and QA guru. I know I’m being underpaid for the software management field, but I’ve chosen to continue working here because of several reasons. * My husband also makes an OK salary, so put together, the two of us are comfortable here in Seattle (a high-priced town). Although we have to budget and scrimp on some things, we have enough for eating out every so often, sending the kids to gymnastics class, buying new tires when… Read more »
T
T
2 years 3 months ago

Annual income: $75k

Stats: 23, Director of Admin for a non-profit in Boston.

I feel pretty comfortable with my salary right now, but would feel more comfortable at $100k-120k range. I also feel guilty for earning at my salary level since I’m at a non-profit.

Beverly
Beverly
2 years 3 months ago

I am a 36 year old currently on maternity leave for the next six months or so and bring home $0. I am comfortable with this because it’s what my husband and I have decided is best for our family right now. I plan to resume working as a massage therapist and labor doula when the baby is no longer exclusively breast fed.

My previous income was 37k per year. Although I am comfortable with that, I hope to increase that amount in the future.

B
B
2 years 3 months ago

Go you! I took 6 months for maternity. Thank god for PFL. I didn’t mind being broke at all to be with my little mama. Enjoy! No money is worth it.

Natacha
Natacha
2 years 3 months ago
I am making 1800€ per month without the taxes and other stuff taken away. I am 23, egineer in Germany. I feel ok telling it ecause this is a pretty low salary for an engineer in germany and this is because I am making this special program for beginners. I would like to have more but more would not make me feel so much comfortable with people that are not in the fields than me, especially guys I meet: I don’t like to be earning more than a guy I date and I have the limiting belief that if I… Read more »
HEREGOES
HEREGOES
2 years 3 months ago

Annual Income: 26500
29 years old, Pittsburgh, Paralegal in small law firm
36k would be comfortable

It’s a bit distressing to read about how far others have gotten at various ages, but also kind of inspiring. I feel like I put way too many things ahead of money and feel the sting as a result.

B
B
2 years 3 months ago

Just before I quit
1) $28,900 annual plus benefits and a tiny $1000 bonus if that @ kaiser Permanente as a performer educator (we would do educational plays at schools)
Oakland, ca (it’s actually getting pricey!)

100k would be comfortable to support myself and save. I also have a 1 year old I should be saving for but I can’t.
Quit my job to go back to school in psychology but now I’m thinking I need to jump on the software engineering train!

I’m impressed by some of these incomes. It’s inspiring!

B
B
2 years 3 months ago

Oh and I’m 26.

Elliott
2 years 3 months ago

1. ~ $100k
2. 33, Europe, Active Duty Officer & Veterinarian in U.S. Army
3. I’m comfortable at this level but would love to make more in order to reach financial independence.

Laura
2 years 3 months ago

Annual Gross Income: $17k
Occupation: Actor/non-profit arts admin
Age: 27
Location: Los Angeles
Comfort Zone: 100k

Anon
2 years 3 months ago

34k, nanny, SF bay area. I think closer to 50k would be comfortable — currently all things are a stretch.

M
M
2 years 3 months ago

$54K (wife $50K)

Age 41 – married with 2 kids

North Carolina – accountant/middle manager at a university

$75K would be comfortable

I am jealous of those with higher salaries.

Jason
Jason
2 years 3 months ago

You shouldn’t be.

If you and your wife work at a university, you probably get to send your kids for free right? That’s how it works with the colleges where I live.

If so, thats an easy 10-20k a year as a benefit depending on age of your kids and school.

Hello!
Hello!
2 years 3 months ago

I make 40k as an apartment asst. manager, plus an off the book 4br luxury apartment (utils included – so totally free living). I make 12k coaching a youth soccer team. I’ve earned 4k in a freelancing art business. The latter two I’m pursuing actively. I’m also in Ramit’s Zero-to-Launch program for a third stream of revenue.

For me comfort is maybe 80k, but is more dependent on me doing what I love and being outside of corporate control. I’ll be comfortable with the discomfort of knowing my destiny is in my hands.

Kirsten
2 years 3 months ago
1. $67k 2. 28, Atlanta, Public Health Technology Translator for a giant government consulting firm. 3. If I had no debt, I’d be living comfortably and putting away about $1k a month on this. As it is, I pay $1300 a month towards debt, and am trying to build enough of a cushion to not live paycheck to paycheck. I’m also looking to bump up my take home from $3600 to about $5000 with AirBnB and ramping up my side gig. I have no problem talking about my income and assets, financial or otherwise. 😉 It drove my ex nuts.
Rachel
Rachel
2 years 3 months ago
My total compensation is about 100000 year. This includes allowances for “business expenses” like cellphone, car use, etc. and salary. I live in a small-ish town not far from Philadelphia, PA. I’d like to be earning more, but I am also well compensated in vacation time – 8 weeks a year plus holiday weekends. I have never been embarrassed to talk about how much I earn. Maybe that is because I lived in Israel for a time where talking about earnings is as normal as talking about other day to day things, like what you had for lunch. I wish… Read more »
Justin
Justin
2 years 3 months ago

Annual Income : 105k
29 years old, Network Security
anything over 80k is comfortable for me

Happy
Happy
2 years 3 months ago

1. Base $70k + Bonuses. Last year I did ~$95k gross. My wife owns a business plus my side business we netted about $8k on paper [which is up from -$7k last year 🙂 ]

2. 43, Los Angeles, FT graphic designer / PT producer,photographer,videographer.

3. I have everything I need right now so I’d be comfortable continuing to make $70k when I leave my job and transition to my own business full time later this year. I plan to make a lot more than that though 🙂

LC
LC
2 years 3 months ago

1. 70K
2. 28. Engineer for a medical device company outside of Boston.
3. With my fiancé, I think I would need 100K to be comfortable. 110k to make serious strides paying off my student loans. Although we may be comfortable once we finish paying for our wedding.

Stacey
2 years 3 months ago

Income: $70K / Month

Job: Online Business Owner

Comfortable?
Yes, I am comfortable. We live WELL below our means. It’s much more than I need and allows me to travel the world with my small family. However, my target is 200K per month. Not for $$ reasons, but it means that more people are making the switch to my product, which has already impacted the lives of many individuals and families.

LTP
LTP
2 years 3 months ago

What’s your annual income?
$80k

Stats: Your age, location, job title (e.g., “31, Marketing coordinator for a tech startup in San Francisco”)
31; Richmond, CA; technical writer for a managed service provider

What number would be “comfortable” for you?
$120k

Underachiever
2 years 3 months ago
1. 118k (salary) + 40k rental income = 158k 2. 33, DC, Management Consultant (public sector) 3. 250k salary would be comfortable. I feel bad for being so lazy relative to my doctor friends and to some of the people on this site who work harder. These people deserve to make more. Hopefully one day I can figure out how not to be lazy and actually work hard and concentrate. However Ramit – I do save really well because doing nothing (automating your savings) is easy. You should have had a total net worth question on here, i think that… Read more »
IT Girl
IT Girl
2 years 3 months ago

100k
31, systems analyst/it auditor for govt, Orange County, CA based.
Comfortable at 150k+

A. Nonymous
A. Nonymous
2 years 3 months ago
Annual Income: 43,000 Age: 28 Location: New York City Job Title: Member Services Coordinator at a grant-based nonprofit What number would be “comfortable” for you? I’d rather be at around 55,000 at this point – that number would give me a healthy monthly spending bonus and allow me to fully max out my Roth IRA without cutting back. I do, however, feel like most of my peer group makes less. I feel weird saying I want to hang out with people that are making more money (b/c then it sounds like that’s the only reason, making me skeezy!) but if… Read more »
Dave
Dave
2 years 3 months ago

1) $250K
2) 39, Orlando, CEO of small consulting firm
3) $140K would provide a good life. Everything received over that is going directly to savings.

Hans-Dieter Gerber
Hans-Dieter Gerber
2 years 3 months ago

42 years old, Doha – Qatar, Deputy Director Curatorial and Collections @ Museum. 130k annual income (tax free), free housing, 6 weeks vacation, 7 casual days, annual economy class tickets for whole family to our home country. 200k would be comfortable.
Studies in my home country show that secrecy about your salary benefits the employer. Equal pay for equal work is harder to realize that way.

Bnonymous
Bnonymous
2 years 3 months ago
1. Currently I’d guess about 75K Euros. Used to be about 180K Australian dollars. And before that a LOT less, at times 20K a year. 2. 45, Austria, before somewhere in Australia in the middle of nowhere, entrepreneur 3. I have always been comfortable. How comfortable and happy I am has never had anything to do with how much I earn. I have also always been comfortable talking about it to anyone, friends or strangers. I do nöt care how much they make, if it’s more or less. I honestly have never, never, ever understood why money is such an… Read more »
Bg
Bg
2 years 3 months ago

~$50k after taxes. 28 yr old naval officer in DC. Definitely challenging being in the military in a normal (ie not military town) city that has a high cost of living, esp when it comes to keeping up w peers in the private sector. Would be comfortable making maybe $125k by early 30s. Would let me think about making ‘big kid’ moves like having a family, buying house, etc while continuing to travel, learn, and do things I love.

Josh
Josh
2 years 3 months ago
1. $55k/yr + $11k bonus if all goes well, so total $66k/yr. 2. 25, Washington, DC, but just landed this as a remote job, and my wife and I are moving to Denver in two months. Customer Support/Account Management – type work for a company in Boston. 3. Comfortable would be north of $100,000+ (That allows for a lot of savings, investment, etc.) Already, though, I’m contemplating moving to South America, which would make my relative income go through the roof. I’d much rather earn what I am and work from home (or a coffee shop, or Brazil) and have… Read more »
EAS
EAS
2 years 3 months ago

$79,000. 29, gov’t attorney, DC-Baltimore commuting area. $150,000 comfortable for family of 4. Single: $70-75,000

JR
2 years 3 months ago
Annual income: after bonuses, around $150K I am 27 in Colorado, account for an o&g company. Honestly, this is at least double what I would feel is comfortable, but it is great for increasing savings! It really doesn’t do anything for me to see other people’s salaries since I don’t know them. If I was asked by someone I know, I would feel uncomfortable sharing because of how high a salary it is – almost like I would be judged for making that much money. I don’t know if I would be, but I am guessing I make more than… Read more »
Stephanie
2 years 3 months ago

What’s your annual income? $48,000

Stats: Your age, location, job title – 24, Accounts Payable Analyst for international company in Pittsfield, MA.

What number would be “comfortable” for you? $75,000

Andrew
Andrew
2 years 3 months ago

Annual Income: $34,000
Stats: Male, 33, Fort Wayne, IN. Meteorologist/Reporter at a TV station for news.
Comfortable: $60,000

Anonym
Anonym
2 years 3 months ago
I can’t believe some of the numbers!! 1. 65k + year end bonus 2. 28, in architecture field, Los Angeles 3. Comfortable right now as single, but 85-100 would be most comfortable to take care of parents, travel and when I start a family. I don’t like talking about salary especially with my friends/ old coworkers probably because when i refuse to answer they say ‘why the big secret’. I worked my butt off going to interviews and researching and finding a number that makes me happy and reflects the value I bring to the company to just turn around… Read more »
Dev
2 years 3 months ago

1. I currently make $45,000 a year in my primary job with a small side income of ~$1000 a year (yeah, I know it’s tiny)
2. 31, primary job is project manager overseeing a $74,000,000 program for the state government in Denver, Colorado. I also run a blog and am a Certified Cicerone for hire.
3. To be truly comfortable, I would need to make $80,000 a year

Dev
2 years 3 months ago

I forgot the second bit (sorry!). Seeing other folks’ salaries is alternately depressing and inspiring. Depressing because some of them are so low that I know I couldn’t live on them, and inspiring because it may mean I’m not stuck at this level forever.

My partner and I have always been very open about what we make, although my dad was always very private about it. I feel that there’s no reason to be so closed off in this arena as long as you’re not looking for a pity party or to brag (too much).

Jarrett
Jarrett
2 years 3 months ago

What’s your annual income?
$70,000
Stats: Your age, location, job title (e.g., “31, Marketing coordinator for a tech startup in San Francisco”)?
27, Physical Chemistry Specialist, Houston, Tx
What number would be “comfortable” for you?
There is no comfortable number. I will always want more. More money to help charities, family, and friends. More time to spend with my ailing wife. More time to become the person I want to be…

Anonymous
Anonymous
2 years 3 months ago

1) $81,800+ 12.5% (give or take) annual bonus
2) 31, Denver, CO, senior scientist technologist
3). It’s a pretty comfortable salary. My husband makes about the same which puts us firmly in comfortable camp with three kids

MH
MH
2 years 3 months ago
1. $90 K annually + benefits 2. 27 year old guy, Denver, Colorado, Product Development Engineer for a small medical device company. 3. I live very comfortably on this salary now (I’m single and don’t have any debt). I finished paying off my student loans a few months ago. I want to earn $100k+, not because I need it, but because I think six figures would be associated with even with more responsibilities and expanding my role within my company (I would like to transition to more product management/business development work). Plus, I think it would be cool to be… Read more »
THIS GUY
THIS GUY
2 years 3 months ago

Income ~ $80k
27 yrs old, Milwaukee (Land of Beer), Sales Controller (Finance Manager) @ large multinational

Current income is comfortable, but who wouldn’t be striving for more on a daily basis.

Sometimes I feel guilty because I know I make more than friends while also saving more. But after looking at these comments, I may need to continue to push my requests and I continually see I should be paid more!!!

Emmanuel
Emmanuel
2 years 3 months ago

Annual income: 16k (USD) + health care + car + cellphone with unlimited internet + profit bonus +
26 years old, North of Mexico, Field service engineer in Industry
How I feel: Not so bad, it’s something competitive for the region, and I’m able to live well, but not so much space to save and get major expenses like getting married and buy a house.
If you get double income in a company you are expected to work at least 12 hours daily and have HUGE responsibilities!

Anonymous
Anonymous
2 years 3 months ago

1. $48,000
2. 33, Office Manager for trade service business, Ottawa
3. $75,000

Here’s the funny thing: most of my friends and all of my family know how much I make but putting this up here feels like standing naked in the street and asking for comments on my body composition. *shiver*

Mostly I feel jealous about other people’s income, but sometimes there’s some resentment; I’m working on those feelings because I don’t want them to affect my relationships. That being said, I openly state that I aspire to being a grown up like my niece, who’s 28.

CAD Monkey
CAD Monkey
2 years 3 months ago

1. 56k
2. 28, SE Ontario (small city, not Toronto), Mechanical Designer
3. Much less. I currently max out my retirement fund and get 10% of my salary put away in shares to save for big wants. There’s no realistic magic number for me, I can live on less and do the things I want, my happiness is driven by things like my family and my dog… and pinterest, hahaha! That being said I’ve never said no to more and have asked for it!

CAD Monkey
CAD Monkey
2 years 3 months ago

Forgot to mention, that’s CAD and I get benefits, shareplan, pension and annual bonus of a couple %s depending on how the company is doing. Plus all the free bad coffee I can chug down!! And an annual safety boot stipend if I need it.

JB
JB
2 years 3 months ago

1. $73K
2. 37, Social Media Specialist for a media company in Brooklyn
3. $90K – Cost of living is HIGH here and I’d like to be able to save more.

Kam
Kam
2 years 3 months ago

Annual Income: 50k
26yrs old, Legal Assistant, Baltimore, MD
Income is ok. I would like to add 100k to that number.

Emily
Emily
2 years 3 months ago
$58k as a fundraiser for a nonprofit. They say you don’t go into nonprofit work for the money and its true, although I feel pretty fortunate compared to others who are making minimum wage and trying to support a family! I would be comfortable/happy with $100k and consider myself a success as far as salary goes and being able to take care of my future retirement/health care needs. The satisfaction of serving others and trying to do some good in this world is important, if I had to choose between serving a mission at a lower salary or making more… Read more »
Aus fam
Aus fam
2 years 3 months ago
1. Husbands salary $85K AU, I do bits of consulting work ($5-8K, but tax actually works against me working too much, in this kind of range !), We find it a struggle – I have renovated downstairs bed/bathr to host an OS student – bringing in another $10K a year tax free. 2. I am a 41 yo consultant and “eternal” student (husband – fish scientist/ manager). I learn as much as I can about developing future businesses using my strengths and skills sets amongst caring for 15 month old and 5 year old at home. I know I am… Read more »
Aus Fam
Aus Fam
2 years 3 months ago

And other peoples financial journeys here….great to read about what is possible…..

Smiley
Smiley
2 years 3 months ago

Annual Income $200k
30 yrs old
Dentist
I was comfortable at my first position of $90k

Anon
Anon
2 years 3 months ago

Annual Income: 40k
27 years old, Volunteer Recruitment Coordinator at a small literacy nonprofit in Philadelphia
Would love to make more (60-70k), but my current organization can’t handle larger salaries (fact).

Tico
Tico
2 years 3 months ago
Annual income: $93 k Age: 39 Occupation: Information Security analyst, financial institution, NYC Stats: I kind of feel poorer after reading this! it may be self selection bias (as most folks who read Ramit’s blog are likely to be young, fabulous and successful) but it seems that most here are doing rather well, and good for them! My job has some perks, even though we haven’t seen good raises or bonuses in a few years. I get 4 weeks vacation, I work from home 2 days a week, and a very flexible schedule. I have 3 young kids and the… Read more »
Michael G
Michael G
2 years 3 months ago

100k, 25 years old, title and escrow in San Francisco, CA
Living comfortable now, only debt is home mortgage, would love to earn more to further my investment portfolio

sara
sara
2 years 3 months ago

1. 100k
2. 32, director of sales in film, nyc
3. 150+

Josh
2 years 3 months ago
1.) $73K+ a year 2.) 27, Manhattan NYC, Executive Comms for a philanthropy 3.) If I stayed single all my life: $110K, but if I end up with 2 kids and a partner $175K+ I still have $30K or so in student debt and a few other debts I’d like to pay off. I do have a 401K and I invest on my own in stocks. I’m pretty comfortable right now–can take trips whenever/wherever I want, eat out for every meal, and live in a great neighborhood in Brooklyn. But will definitely need more $$ in the future to rent… Read more »
Alysia
Alysia
2 years 3 months ago

Damn, everyone here is rich.

1. 37k …and lately i’ve been making 1000/month on the side doing web design.
2. 26, Associate Producer for a local government TV station near Detroit, MI.
3. I mean, I’m pretty comfortable right now. I guess if I was making 50k I could literally afford everything I wanted (I’m a cheap date).

Seeing everyone else’s salaries makes me feel anxious. I feel like I’m working for way too little money compared to most of the commenters! I guess it doesn’t matter much because it’s not like I’m lacking.

Tom
2 years 3 months ago

My tax return for 2013 stated $35K income.
60, Frederick, MD
Independent WordPress Web Designer and Developer
$60K is comfortable for me. (Actually that is a little less than I have made most of my career. Last year was a bit of an outlier)
How I feel reading other people’s salaries? A bit of an outsider. Do most people make that much?

Mike
Mike
2 years 3 months ago
1. Around £24,000 pa gross =$40,000 US 2. Age:40. Location: Surrey, England (about 30 miles South of London) Job: Classical musician. So a mix of performing, conducting and teaching. 3. This is a very expensive area, London even more so, and that is where I aspire to live, along with most pro musicians. So a comfortable figure to be able to buy a decent flat in a good area would be £40-50,000 =$67,000-83,000 US because I teach the kids of a lot of middle class parents in this area, I do get a bit jealous of their incomes, which are… Read more »
N
2 years 3 months ago

$87,500 – including rental income from 2 properties.

25, Durham, NC
Support for two IBM products Business Process Management products (enterprise level)

Pretty comfortable right now. Try to keep expenses low. Main priority now is freeing up time so I can focus on important non-work related priorities. Would like an extra 10k to invest.

Matthew
Matthew
2 years 3 months ago

Annual income: 110K
38 years old, Austin, Project Manager @ Startup Tech Company
Current income is comfortable, but with four kids, I would like to push 175K.

A
A
2 years 3 months ago
1. Working for a large chain gym as a personal trainer manager and a “top producer” – income was 40K working 60+ hrs a week. Since I quit that job and started doing private training, income is now about 70K (working 20hrs a week or less). Talk about entrepreneurship vs having a JOB (Just Over Broke). Never doing 9-5 again! 2. 30 years old, DC area, Master’s in Medical field and Bachelor’s in business (both tie me to a 9-5. Thanks, I will take pt any day and devote the rest of my time to building two online businesses) 3.… Read more »
ThatGuy
ThatGuy
2 years 3 months ago

1. 175k
2. 40, Palm Beach County, FL, Science Geek
3. I have thought about how much annual income is enough. Instead of an annual income goal, I think a disposable income goal is more meaningful to me. My past tendency has been to raise expenses to the level of current annual income. I’d like to have about 120k disposable income annually.

ThatGuy
ThatGuy
2 years 3 months ago

Oh yeah, and I really don’t care what someone makes. I hope everyone here makes more this year, and I am going after more. Because I can.

DDT
DDT
2 years 3 months ago
Been clearing $18K / yr for the last 4 yrs. I’m a married dad of 6. Very hard, but somehow I’ve made it. I live in Bristol, va, self-employed marketing and graphic design. Been too poor to get better programs or upgrade my tech, and now I’m so far behind the curve that my skills are useless for the kinds of clients that would pay good fees. But I’m tired this career, and through Ramit’s advice and the searching and learning over the recent past, I am doing what I can with my limited resources to rebrand myself, lift my… Read more »
Alex
Alex
2 years 3 months ago

Man, you really deserve a better deal!

Makes me feel almost bad for my own level of success since you obviously are working a lot harder for a lot less.

I hope Ramit gives you a consultation or something. Really wish there was something I could do to help you find lucrative work but I’m in a different part of the world…

DDT
DDT
2 years 3 months ago

Also, I’m 39 yrs old. Off to a late start, but now I’ve got hardened experience at my back.

miguel
miguel
2 years 3 months ago

what’s the one thing that will help you in 2014?

Knowledge? Tech Upgrade? Better network? Better clients? social skills? negotiation skills?

Let’s start with just ONE thing and then move on to the next.

You have amazing room for growth…..(although I can’t comment about Bristol).

SF Female
SF Female
2 years 3 months ago

1. 195K total (145 base and 50K bonus).
2. San Francisco, Advertising Technology Director (Sales, BD stuff)
3. I’m comfortable now. I support my husband (who stays home with the baby). My goal has always been to get to $500K per year by the time I’m 40. Very confident I’ll get there.

A Name
A Name
2 years 3 months ago

1. $60K gross
2. 29, Eastern Europe, Software Engineer
3. It’s quite comfortable currently as it comes to over 3 times the national average after taxes/

M
M
2 years 3 months ago

75k annually. Virtually no benefits (flex-time, though asked to be in the office as much as possible), $150.00 stipend per month for insurance (Mine is actually double that)
36, Chicago, Project Manager for a small web development company. We wear A LOT of hats…
Comfortable? $150-200k though it seems that level is attainable only through a huge hit to quality of life. e.g. To make that much you have to work all the time.

Alex
Alex
2 years 3 months ago
Location: Sweden Age: 27 Profession: IT consultant (ie software engineer), self-employed Income: I invoice about $12-$15 000 per month, but social fees and tax man eats up a lot of that. Also, I can take out some of it as a yearly dividend at lesser tax rate, plus I can buy a lot of stuff (computers, phones) tax-free on the company. So, quite hard to say what I make in US terms but I guess it would be north of 100k. What would be comfortable: not so much a number, but more a lifestyle. I would like to work from… Read more »
Ugh
Ugh
2 years 3 months ago

36yo Client Manager in the pharma industry making 62K a year and suddenly feeling like a total loser compared to most of the salaries posted here. Seriously – this is depressing. I’d be comfortable at 100k as a single dad with 2 kids.

El Rando
El Rando
2 years 3 months ago

1. $51k (pre-tax)
2. 24, New England, Retail Manager
3. $100k. I haven’t asked myself the question, “at what salary will I be comfortable?”, until now, and it took me a while to land on that number. I could live comfortably with less, but breaking the six-figure barrier is something I’ll continue to work for.

El Rando
El Rando
2 years 3 months ago

As I see others’ salaries, I’m certainly envious, but more than anything else, I’m thinking I need to make changes to get to where I want to be.

coolio
coolio
2 years 3 months ago

Income: $105k + $25-35k bonus + options
Age: 24, SF, Software engineer
Comfort level: I willingly got into too much debt, so I could be more comfortable with less debt (house + car) or higher salary

coolio
coolio
2 years 3 months ago

also an additional $30k/year rental income

Annie
Annie
2 years 3 months ago
1. Current annual Income: $4k (from fixed income investments) + $24k (from rental property) 2. 29 y.o. graduate student in Cambridge, MA 3. Would be comfortable at $75k, since that’s what the research on happiness says. But I wouldn’t say no to more. 🙂 Looking at everyone else’s salary, I do feel a little anxious — like I should be making more given my age. But then I remind myself that I have a plan to reach 80-100k in 2 years. I’ll be on a 2-year contract with a max salary of $50k when I graduate in a month. To… Read more »
z
z
2 years 3 months ago
– Income- $111K + 5-10% bonus – Benefits- pension, 401K matching, incredible lease car deal, 4 wks time off, great medical, excellent work-life balance and short commute = more family time – Job- project manager for a design consultancy in LA (my background is mech engineering) – Age- 44 I have a good job, but struggle financially due to the cost of living and raising a family in LA. Wife doesn’t make much, so we don’t have much to save and are always tight with money despite being pretty frugal. I am continuously frustrated with my financial situation, but also… Read more »
J
2 years 3 months ago

1) $130k + 15% bonus
2) 35, IT Architect, Chicago
3) 200k

I like talking about salaries and I like helping people find ways to earn more (e.g. have helped people successfully apply Ramit’s (and similar) advice). I often find, though, that others who make ‘less’ aren’t so happy to discuss and immediately feel like I don’t ‘deserve’ what I’ve earned and worked to achieve. (P.S. I don’t care what they think 🙂 and I can look myself in the mirror every day and be proud of my accomplishments.

Sunny
Sunny
2 years 3 months ago

1. 270k total, 120K from day job as a strategic consultant (Big 6 firm), $220K Gross side business doing Wedding Photography
2. 31 years old, Washington DC, Strategic Consultant by day, Photographer by Night
3. Once I pay off the house $100K a year would be amazing…but until then want to expand the business to at least make a 20% more per year – day job 3% and I would be happy.

Chris
Chris
2 years 2 months ago

This is AMAZING – you basically make 60% of your income from a side job that takes 1-2 days per week? Congrats -that’s huge!

How long have you been growing your company? What’s your average revenue each gig (inc. extras like albums etc.) [don’t have to answer, I’m just wondering high end or mid-range?]?

Any insights appreciated!
Chris

she said
she said
2 years 3 months ago
Wow, I’m noticing a lot of people who are “comfortable.” 49, Dallas, stay@home mom, household income $192K+bonuses, but I haven’t earned money in years. ..possibly because we were fairly comfortable. We re-located several times for my husband’s career and I’ve been hyper-focused on raising kids, -those are my reasons for not earning money. Deep down I would like to earn, and earn BIG, but I’m afraid of the changes that might incur. Not the least of which might be -what happens if I earn significantly more than my husband? I see the ridiculousness of focusing on something that may never… Read more »
Benji
Benji
2 years 3 months ago

Annual Income $80k
29 years old.
Vancouver, BC
Supply chain management for an online retailer.

Benji
Benji
2 years 3 months ago

I’m pretty comfortable right now, but would certainly take more. The $100k threshold seems like a personal barrier.

Lauren K
Lauren K
2 years 3 months ago

Annual income: $43K
28, New Orleans, Special Education Case Manager and Reading Interventionist @ KIPP High School
Comfortable Income: 70K

Low man on the totem pole
Low man on the totem pole
2 years 3 months ago

Annual income: $35k
28 years old, tech support agent for cell phone company
Comfortable income would be $250k

Amishepreneur
Amishepreneur
2 years 3 months ago

1. $300k (should be $500k this year and keep doubling next couple of years)
2. 26 years old Male, Kansas, Owner of an ecommerce company
3. $20k

Pablo
Pablo
2 years 3 months ago

I like how your comfortable number is a fraction (6.7%) of your total income! My comfortable number is about half of my current income.

Amishepreneur
Amishepreneur
2 years 3 months ago

Well, I’m young, single, and cost of living in KS is dirt cheap. I can buy a nice little house for $50k, for instance. It frees me up to give a lot of the money away to charity, since I don’t need it.

JB
JB
2 years 3 months ago

1. 70K + 10K Bonuses
2. 32, Software Developer in Idaho
3. Comfortable would be $250K (no idea why but a quarter million annually has a nice ring to it and would go a long way where I live)

I’m stunned by how many people here are making $150+ in the same field. Regional differences maybe? Other? Feels like I’m behind the curve.

Anonymous
Anonymous
2 years 3 months ago

$100,000 per year, even. No bonus.

Age 30, Attorney at mid-size law firm in San Diego.

$100,000 is the most I’ve ever made in my life, but it’s still not enough to pay down principal on my law school loans. $130k would be comfortable – my student loan debt would actually go DOWN every month, not still continue to climb with interest.

Ishtar
Ishtar
2 years 3 months ago

Annual Income: 45K + the amount made through my freelancing.
25 yrs old, Toronto | Vancouver
Marketing Manager @Family Owned Asset Management Company & Freelance Graphic Designer/Digital Marketer.
Current income is decent. I don’t think I’d ever be comfortable. i’ll always be hungry for more!

Kreativess
2 years 3 months ago

Annual income 84k; 54k as a CAD drafter for a school district (great benefits), 18k as a graphic designer and 10k renting out my spare bedroom.

31 year old from the Bay Area, California.

Honestly I would definitely feel comfortable making the same amount if I didn’t have 20k in debt and only worked one job. I work full time, I run my graphic business pretty much every day of my life (even on vacation, when I’m lucky to get one) and renting out a room obviously has it’s disadvantages!

Girl
Girl
2 years 3 months ago

120k
31, Chicago, Project Manager
I am comfortable now but really need to do a better job at saving and not shopping so much.

Girl
Girl
2 years 3 months ago

I do feel a little anxious and/or jealous if I see people doing similar jobs and making a lot more or if my own friends who are of the same caliber are making more but it only gives me motivation to do better and ask for more.

Anonymous
Anonymous
2 years 3 months ago
1. Pre-tax salary of $65k, plus employee dollar for dollar match in 401k 2. 25, San Francisco, Marketing Operations for a public company focused on small businesses and individuals. 3. “Comfort” is hard for me to quantify because inherently I always want more. Right now, $85k would be great as it’ll allow me to do some things I’ve really wanted to do and pursue personal goals, but as my goals change over time, so will my needs. A comfortable amount could be $85k this year, but even a few years from now, comfortable might be $150k or $50k. Seeing others… Read more »
Mapping girl
Mapping girl
2 years 3 months ago
– $56K + 4.5% 401K match, 3 weeks vacation, not great health insurance, 9 to 6 type hours – 27 yrs old, Washington DC, GIS Analyst for consulting firm – Although I started out here at $44K and negotiated my way up to $56K within 2 years, I still feel like I should be making more. After being acquired by a larger company, my benefits have decreased in quality and I don’t feel like the company cares about its employees. I am looking to make a move to another sector and hope to be able to come in somewhere around… Read more »
Jim
Jim
2 years 3 months ago

1) 104k salary, 20k bonus target, 45k rental income, 10k side business
2) 29, Boston, Accoutning Manager/Landlord
3) I know I’m technically ‘comfortable now’, but still don’t have the discretionary income levels I’d like. I’d like to total closer to 200k, but I’m also single and not providing for anyone else yet.

THERE'S WORK TO BE DONE
THERE'S WORK TO BE DONE
2 years 3 months ago

Jim, this spread is my ideal income set up!

If you don’t mind my asking…

are the rentals apt units or houses and how many?
How many years did it take to get the rental steady?

since we are up close and personal…no pressure!

Jim
Jim
2 years 3 months ago

It’s one three-family house for now, and I live in the top floor. It took a lot of upfront remodeling/work, a lot I did myself, to get it up to par for the area. I’ve been cashflow positive on it for a couple years and I’m currently trying to repeat that whole process again this spring/summer, while keeping the first house.

Natasha
Natasha
2 years 3 months ago
1. $31k 2. 27, Compositor/Artist at a small studio in the Bay Area 3. I think $75-90k would be really comfortable for me ^.^ I gotta say that a wave of both awe and depression swept over me as my eyes glossed over all the $100k+ numbers (good job, btw you guys)! Even seeing that the majority of those numbers were coming from software and tech backgrounds it really made me stop and think, “What have I been doing?” I love the company I’m at and the people I work with are amazing. The long term goal is to be… Read more »
Markette
Markette
2 years 3 months ago

I’m 33, and in public education (for now) so my salary is published in the paper: a measly $53500 for 10 years of experience, a degree beyond a masters, and innovative expertise with technology, literacy, and leadership/coaching.

I know I’m worth $80K, easily.

Meg
Meg
2 years 3 months ago

It’s funny – I’m in about the same position as you and would love to be making a “measly” $53K!

Anon
Anon
2 years 3 months ago

1. 130K + 15K bonus + ~10K equity
2. 29, Corporate Counsel for a medium-sized public tech company in the Bay area
3. 150K would give me enough $$ to pay for a SF rent + the lifestyle I want + save.

Feel anxious when I see salaries of those around me (mostly those that are 33+) making 200K+. I wonder what I should do now to put myself in a position to attain that salary at that age. Overall, feel satisfied with relation to my direct peers.

M.L.
M.L.
2 years 3 months ago

1) 36K
2) 32, Vermont, high school science teacher
3) 45-50K; I could cover my mortgage with more leftover to take care of house project, get a newer car, and pay down college & grad school loans faster

cno
cno
2 years 3 months ago

What’s your annual income? $156,000 + 15% bonus
Stats: Your age, location, job title 37, Informaticist, NC
$110,000