Start Here: “The Ultimate Guide to Personal Finance”

Seriously, you don’t

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It's not about being a genius, it's about getting started.

As discussed in the Shrug Effect.

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To post this image on your blog, MySpace, etc:

See Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, and Part 7 of this series.


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  1. hey i have that same piggy bank! is that what it does take to get rich? and following the previous patterns, shouldn’t the words cover the piggie’s eyes? but really.. i agree.. misconception.

  2. The words-over-eyes captions are only for photos illustrating those of us who suck at money…

  3. I like it because it is so true!