Comments on: Analysis: 7 readers who saved over $100,000

By: Cheryl Ann

Cheryl Ann — Sat, 21 Nov 2009 17:50:22 +0000

It’s interesting that so many think his advice is common sense. If it was, most Americans wouldn’t be drowning in debt.

Not knowing these things doesn’t make people idiots. It makes them people too involved in their own lives; jobs, kids, marriages, school, etc, to spend hours searching on the internet for financial advice. He provides the information in a fast,easy to understand format. And I commend him for that.

By: Bobby

Bobby — Tue, 17 Nov 2009 18:56:47 +0000

Yes, that’s a good point. Can we see this for those of us who earn a more modest income?

By: Rosa

Rosa — Sun, 15 Nov 2009 20:07:11 +0000

I love stories! Oh but could you include income in future case studies? It’d be helpful–saving $50K is great (and great job to everyone mentioned!) except it’s a much more attainable goal if you make more than $50k+/year range (vs the under $30k range) so it would be more helpful to see a bigger picture.

By: Bobby

Bobby — Fri, 13 Nov 2009 19:12:52 +0000

Inspiring stories. I can do this.

By: Vas

Vas — Thu, 12 Nov 2009 06:58:07 +0000

Congratulations to all those savers. Good job!

By: Christopher P

Christopher P — Thu, 12 Nov 2009 00:58:47 +0000

Hi Amy,

Sometimes you can hit a wall when it comes to how much you can save. When that happens it turns into making more money. Ramit has some post on this site on ways people can do that.

Without looking them up, some suggestions i remember reading involved selling things you may have around the house that you no longer use or need. Using your skills or learning new ones to make side money.

By: Amy

Amy — Thu, 12 Nov 2009 00:52:19 +0000

I have read about the thousands saved by the people using the tactics on the site; what I haven’t read is how much these people earn annually in order to save so much in the first place. Also, what is the cost of living in the area these people are from?

I am disheartened because my take home pay will not allow me to save $14000 a year.

By: Kevin@OutOfYourRut

Kevin@OutOfYourRut — Wed, 11 Nov 2009 21:06:27 +0000

Ramit, this is really great! Not just that people are doing it, but how they’re doing it in detail.

The cool thing is that each is doing it in a different way, so we can imagine working something out for ourselves that will fit with our own circumstances and preferences.

You’re presentation leaves little room for excuses!

By: Deepak Gera

Deepak Gera — Wed, 11 Nov 2009 13:32:39 +0000

hi ramit

i’m from india and am an entrepreneur engaged with printing & advertising. I make around 25-30% net profit… is investment (for a return of 8-10%) makes sense for me ? instead i can invest money in my own business’s expansion and can fetch a return of minimum 20%… do you have any suggestions/programs for people doing own business ?

By: Christopher P

Christopher P — Mon, 09 Nov 2009 23:40:02 +0000

Hello,

I want to thank Ramit again. He offers good effective advice that does speak to some people and help them. I am familiar with Susan Orman (i’m sure there are many other names out there giving advice). Lot’s of the advice is common sense and i was doing it.

But bottom line was that until i started visiting this site and eventually purchased his book i was not implementing change in the most effective way. I find Ramit to be a very genuine person and i like his style. It worked for me.

I’m the Christopher P mentioned in this story. Ramit, his website and his book where the catalyst that helped me change my life. Will it do it for everyone. No. But if you are willing to try i think utilizing Ramit’s advice and guidance can help you change things for the positive.

As an update. I now have my own business and work only for myself. My finances are in order, I hardly have to think about them, and i make my own hours.

THANKS RAMIT
Keep up the good work.