Comments on: How a Boot Camp member saved $75,000 on his mortgage http://www.iwillteachyoutoberich.com/blog/save-on-mortgage-bootcamp/ Personal finance blog for college students, recent graduates and everyone else -- including entrepreneurship -- for getting rich. Featured in the Wall Street Journal and New York Times. Sun, 12 Feb 2012 18:46:58 +0000 hourly 1 http://wordpress.org/?v= By: Kari http://www.iwillteachyoutoberich.com/blog/save-on-mortgage-bootcamp/#comment-120112 Kari Sun, 13 Dec 2009 20:32:22 +0000 http://www.iwillteachyoutoberich.com/?p=4149#comment-120112 At Kevin, If you are so disappointed with the information conatined in this web page or program, keep moving. No one is forcing you to read this or participate. If it does not cover the information you desire there are litterly thousands of web pages out there willing to teach you the investing basics!! If you already have this stuff down then keep your smart ass comments to yourself and stop posting on this site unless this is your job, to browse the net a make negative comments on other peoples work and the good things they are trying to do. Good luck in life, you need it. At Kevin,

If you are so disappointed with the information conatined in this web page or program, keep moving. No one is forcing you to read this or participate. If it does not cover the information you desire there are litterly thousands of web pages out there willing to teach you the investing basics!! If you already have this stuff down then keep your smart ass comments to yourself and stop posting on this site unless this is your job, to browse the net a make negative comments on other peoples work and the good things they are trying to do. Good luck in life, you need it.

]]> By: Minority Fortune http://www.iwillteachyoutoberich.com/blog/save-on-mortgage-bootcamp/#comment-119942 Minority Fortune Sun, 06 Dec 2009 20:41:38 +0000 http://www.iwillteachyoutoberich.com/?p=4149#comment-119942 I think Ramit's Boot Camp is a great thing. While not personally enlisted, I can appreciate it for its purpose. It may not pertain to everyone b/c everyone has their own goals when it comes to wealth. The Boot Camp certainly speaks to someone or else Ramit wouldn't have several hundred participants using it right now. While others may have the basics down, there are millions who don't, hence the dire state of our economy. However, sounds like Ramit is looking to engage the various wealth seekers that roam his blog. Look forward to the developments! I think Ramit’s Boot Camp is a great thing. While not personally enlisted, I can appreciate it for its purpose. It may not pertain to everyone b/c everyone has their own goals when it comes to wealth. The Boot Camp certainly speaks to someone or else Ramit wouldn’t have several hundred participants using it right now. While others may have the basics down, there are millions who don’t, hence the dire state of our economy.

However, sounds like Ramit is looking to engage the various wealth seekers that roam his blog. Look forward to the developments!

]]> By: Ant http://www.iwillteachyoutoberich.com/blog/save-on-mortgage-bootcamp/#comment-119933 Ant Sun, 06 Dec 2009 07:55:46 +0000 http://www.iwillteachyoutoberich.com/?p=4149#comment-119933 @ Kevin - Great points - Thanks for making them, despite the somewhat underwhelming responses to your thoughtful posts. I, too, am curious as to where Ramit will take this blog, but agree with this notion that getting excited about not being an idiot is simply not inspiring enough for his entire readership. I would be much more interested if I got more about how to put that 40k to work for me (other than what I get sound long-term investment approaches - e.g., bogleheads forum, where people spend lots of time debating the many questions you raised in your last post). I feel the investment advice here is good for the starter crowd. On the other hand, Ramit's not bound at all to an investment philosophy and can bring tons of interesting ideas to the table. Perhaps that's the power of possibility here... @ Kevin –

Great points – Thanks for making them, despite the somewhat underwhelming responses to your thoughtful posts.

I, too, am curious as to where Ramit will take this blog, but agree with this notion that getting excited about not being an idiot is simply not inspiring enough for his entire readership. I would be much more interested if I got more about how to put that 40k to work for me (other than what I get sound long-term investment approaches – e.g., bogleheads forum, where people spend lots of time debating the many questions you raised in your last post). I feel the investment advice here is good for the starter crowd. On the other hand, Ramit’s not bound at all to an investment philosophy and can bring tons of interesting ideas to the table. Perhaps that’s the power of possibility here…

]]> By: Pastor Jim Kibler http://www.iwillteachyoutoberich.com/blog/save-on-mortgage-bootcamp/#comment-119918 Pastor Jim Kibler Sat, 05 Dec 2009 14:18:59 +0000 http://www.iwillteachyoutoberich.com/?p=4149#comment-119918 Nice article. I think the most important thing you are doing is pushing people into making a decision to get out of debt. The added bonus is that your are then showing them how to do it. Good job. Nice article. I think the most important thing you are doing is pushing people into making a decision to get out of debt. The added bonus is that your are then showing them how to do it. Good job.

]]> By: Allen http://www.iwillteachyoutoberich.com/blog/save-on-mortgage-bootcamp/#comment-119907 Allen Fri, 04 Dec 2009 20:51:03 +0000 http://www.iwillteachyoutoberich.com/?p=4149#comment-119907 Ramit: I think Kelsey was confused more by the 1-gender typo in the headline than the 1-digit typo. ;-) Ramit: I think Kelsey was confused more by the 1-gender typo in the headline than the 1-digit typo. ;-)

]]> By: Carrie Rattle http://www.iwillteachyoutoberich.com/blog/save-on-mortgage-bootcamp/#comment-119904 Carrie Rattle Fri, 04 Dec 2009 17:04:52 +0000 http://www.iwillteachyoutoberich.com/?p=4149#comment-119904 Ramit's intent is right. His point is to bridge the gap between not knowing to knowing, then from knowing to actually doing. I've been in financial services for +20 years and its amazing what people still don't understand. But even folks who should know better (like bankers), still often don't actually follow advice. Other motivators get in the way - keeping up with the neighbors, running a family + working 12 hours a day - you guys get the idea. To change a habit you need to execute the new behavior 3 times. Then it becomes a more natural default. Getting people to DO this stuff is the key. Go Ramit. Ramit’s intent is right. His point is to bridge the gap between not knowing to knowing, then from knowing to actually doing. I’ve been in financial services for +20 years and its amazing what people still don’t understand. But even folks who should know better (like bankers), still often don’t actually follow advice. Other motivators get in the way – keeping up with the neighbors, running a family + working 12 hours a day – you guys get the idea. To change a habit you need to execute the new behavior 3 times. Then it becomes a more natural default. Getting people to DO this stuff is the key. Go Ramit.

]]> By: Moneymonk http://www.iwillteachyoutoberich.com/blog/save-on-mortgage-bootcamp/#comment-119897 Moneymonk Fri, 04 Dec 2009 00:24:21 +0000 http://www.iwillteachyoutoberich.com/?p=4149#comment-119897 Good points Ramit and Credit Card Chaser, Personal Finance is well, personal. I'm not too crazy about debt and I guess I always look at it from my point a view. I just like to get the debt out of the way. But the average person that is looking for help with finances do not have the type of money you guys have :) Thx for making me look at debt from a different perspective. Good points Ramit and Credit Card Chaser,

Personal Finance is well, personal. I’m not too crazy about debt and I guess I always look at it from my point a view. I just like to get the debt out of the way.

But the average person that is looking for help with finances do not have the type of money you guys have :)

Thx for making me look at debt from a different perspective.

]]> By: Garrett is a Troll http://www.iwillteachyoutoberich.com/blog/save-on-mortgage-bootcamp/#comment-119896 Garrett is a Troll Thu, 03 Dec 2009 23:20:55 +0000 http://www.iwillteachyoutoberich.com/?p=4149#comment-119896 Garrett = Troll http://en.wikipedia.org/wiki/Troll_(Internet) Garrett, I bet the only reason your coming to read responses on this comments section is to see if anyone has responded to your insults. Troll! Read Darin's post #16, worth mentioning: "Sure it can be fairly basic (...) and I don’t always agree with everything on here (...) but it’s FREE and it get’s people to THINK about their money." Garrett = Troll
http://en.wikipedia.org/wiki/Troll_(Internet)

Garrett, I bet the only reason your coming to read responses on this comments section is to see if anyone has responded to your insults.
Troll!

Read Darin’s post #16, worth mentioning: “Sure it can be fairly basic (…) and I don’t always agree with everything on here (…) but it’s FREE and it get’s people to THINK about their money.”

]]> By: steve http://www.iwillteachyoutoberich.com/blog/save-on-mortgage-bootcamp/#comment-119895 steve Thu, 03 Dec 2009 23:15:42 +0000 http://www.iwillteachyoutoberich.com/?p=4149#comment-119895 I have to agree with Jenni; when you started the boot camp I did get off my butt and opened an ING direct account. I have to agree with Jenni; when you started the boot camp I did get off my butt and opened an ING direct account.

]]> By: Jenni http://www.iwillteachyoutoberich.com/blog/save-on-mortgage-bootcamp/#comment-119894 Jenni Thu, 03 Dec 2009 22:05:07 +0000 http://www.iwillteachyoutoberich.com/?p=4149#comment-119894 Ramit, I didn't join your boot camp because I couldn't justify the cost to myself. BUT the words you wrote advertising it did make me get my ass in gear, finally open up a Roth IRA, fund it, and set an asset allocation. Now I'm finally paying into my retirement every month. Simple, yes, but it took 8 months to finally do it. So thanks for creating the boot camp, even though I didn't use it! Ramit, I didn’t join your boot camp because I couldn’t justify the cost to myself. BUT the words you wrote advertising it did make me get my ass in gear, finally open up a Roth IRA, fund it, and set an asset allocation. Now I’m finally paying into my retirement every month. Simple, yes, but it took 8 months to finally do it. So thanks for creating the boot camp, even though I didn’t use it!

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