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Tip #19: Save Money, Eat Well and Look Hot in Less Than an Hour

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This is Tip #19 of of the Save $1,000 in 30 Days Challenge. (See past tips.)

This is a guest post by Susan Su.

I’m a snob. I eat organic food, love designer clothes, buy premium pet food, and hate Old Navy.

But, I’m also one of the cheapest people I know (apart from my Chinese mother – who is THE cheapest person I know, bar none).

Ramit has written about swapping out name brands for generics, and many readers have commented on the low, low price of clothes at Target or Walmart. But, I am a strong believer in quality. A truly nice suit during a salary negotiation can give you the confidence and polish to push for a 10% pay hike. Stylish and professional office clothes can add a crucial accent to your earnest hard work and painstaking PowerPoints. Fresh, organic food can keep your family in robust good health and flourishing at jobs, school and life instead of feeling sluggish and ineffective. An investment in a sexy outfit can yield returns in a hot first date, or a long-lasting flame.

clothes-sales.jpg

So, how exactly do you indulge a champagne taste on a beer budget?

CLOTHES

Target never worked for me. The clothes were always the wrong shape and size, and wore out after only a few washes. Even though an item only cost me $20, I considered it $20 wasted when it was unwearable after the third week of ownership.

For nice clothes, one trick I used to think was so smart was going to Nordstrom Rack. I bought a Michael Stars shirt (these normally start at $40 for a tank top, but are sparkly and fabulous) for $10. That was back when I was an AmeriCorps volunteer making $800 a month and living off of food stamps. $10, or three bakery scones as I like to think of it, was within my budget.

However, once I made my debut in the world of private enterprise, and let my inner efficiency expert out to play, I realized that I do NOT have time to go down to Nordstrom Rack and paw through massive, disorganized piles of ugly, out-of-fashion clothing in order to find that one buttercup-yellow Michael Stars tee. I went a couple months ago on a Sunday after a long night of rest. Still, I left exhausted, empty-handed and pissed off after wasting and hour and a half rummaging and waiting in line at the fitting rooms. I left with the grumpy and self-destructive thought that next time I’d just buy full-price and be done with the chaotic likes of discount retailers.

The beauty of buying full price, I always thought, was that all the arranging and selection is practically done for you — by all those people that the store or brand pays to look pretty, try to sell you things, and put clothes on mannequins in semi-creative ways. I hate paying for salaries (and other costs) that I don’t think are really adding major value to my core need – the need to buy pretty clothes and look awesome.

There is, I discovered, a way to have it all. You can buy high quality, fashionable, well-organized and well-displayed clothes and spend less time than getting a mani-pedi. How? Do it on the Web!

Here are the specific sites and services I love:

1. Shop It To Me. When signing up for this automated personal (discount) shopper service, I selected the brands I like, the size I wear, and how often I wanted to receive email alerts. I was skeptical because I’ve signed up for SO many email alert type services that I promptly relegated to some obscure email filter. Why would this be any different?

I found out when I got my first Shop It To Me SaleMail. Everything it suggested to me – an amalgam of sale items across the Web – played to my tastes (because I chose the brands), fit me (because I chose the size) and was available (as opposed to sold out) at a MAJOR discount. Most items have been half off or more. If the same item is available on two different sites for at two different levels of discount, Shop It To Me will include only the cheaper option in your SaleMail, automating all your time-consuming comparison shopping.

The best part is that you can skim through the images in your SaleMail while having your morning whatever and click straight through to the retail site if you’re interested in making a purchase instead of wasting hours going to physical storefronts or even wasting hours at individual online shopping sites doing comparison shopping.

shopittome8.jpg

Site: http://www.shopittome.com
Items: Men’s and women’s clothes and shoes.
Brands: Almost everything at almost all levels. Brands range from Louis Vuitton to Nike to Victoria’s Secret to Free People to The North Face to Tufi Duek … you get the idea.
$$ Saved: I picked out a hypothetical full outfit from a recent SaleMail I received. $489 regular price total – $244.50 discount price total = $244.50 total, or a savings of exactly 50%.
Time Saved: Estimated time to find same deals on Internet (incl. shopping around): 1 hr – Time it would take me to make purchase from SaleMail: 10 min = 50 min saved.

2. Amazon.com. Nope, they don’t just sell books anymore, and yep, shipping is still free on many items. Amazon has some great deals on brand-name clothes, like this James Perse sweater vest for 66% off (if that’s your style), but my favorite apparel item there is SHOES. I saved $50 on a pair of Palladium flats the other week. They were still full-price on Amazon’s sister company, Endless.com. The reason Amazon can sell stuff for less is because they are now an aggregator of items on the Web – not just a vertical retailer. As shown by Shop It To Me, aggregators save you money AND time because they do all that sifting for you.

amazon7.jpg

Site: http://www.amazon.com
Items: Everything under the sun, including apparel items. Great for shoes, and way cheaper than Zappos.
Brands: Most common brands are available here. Really unique, high-end, or fringe brands are rare, but a search only takes a minute.
$$ Saved: My Palladium shoes cost $73 originally. I bought them for $22.99, a savings of 50.01 or 69%. I also got free shipping and didn’t have to talk to sales people.
Time Saved: There’s a shoe store about 1.5 miles from my house that sells Palladium shoes. It would take me about 40 minutes to walk there and back + 15 minutes to buy the shoes, for a total of 65 minutes. It took me 5 minutes to buy the shoes online, for a savings of 1 hour.

3. Etsy. Etsy is a way cool crafty, arty site where people from all over the country showcase their talent and sell the beautiful things they created. I have a thing for unique, handmade metalwork earrings. The mass-produced commercial stuff doesn’t hold a candle to a hand-hammered pair of sterling silver danglies. But, they are f-ing expensive at the boutiques where they’re normally found. Then, I found Etsy. My Fashion Institute of New York friend and all her jewelry design classmates make beautiful stuff, then sell it on Etsy without the boutique markup. The other day I found some one-of-a-kind metalwork earrings for under $20.It’s not just for women either – there are men’s items, stylish home things, art, gadgets, books, and more.

Know anyone who wants these $14 Republican finger puppets for the holidays?

etsy.jpg

Site: http://www.etsy.com
Items: Unique, handmade everything – gifts, furniture, books & zines, jewelry and tons more.
Brands: No brands! This is the place you go to find the one-of-a-kind delights that are usually exclusive to hip boutiques and gift shops, at a fraction of the price.
$$ Saved: Saw a cute pair of earrings for $18. Saw a similar pair at a boutique last month for $45. The difference? $27 or 60%.
Time Saved: This site may not actually save you time because it is so full of all kinds of fun, impressive stuff to ogle. However, ogling here is probably still faster than scouring your city or town for similar cute items.
Added Bonus: If you’re crafy, you could actually make some money on Etsy this year. List your stuff!

FOOD AND HOME

1. Amazon.com (again). Unless you are a hardcore homesteader, chances are you use canned tomatoes in some form or another. I like to use them to make quick tomato chipotle soup, chili, and homemade ketchup. I recently realized that canned, organic, ‘fire-roasted’ tomatoes are $0.50 less per can on Amazon.con than at the grocery store. Not only is this awesome because I don’t have to go to the store, but I also don’t have to worry about buying it as often because it’s a 12 pack.Amazon works for toilet paper, soap, this facial scrub I like to use, cereal bars, organic tea and soymilk, vitamins, and just about everything else. A couple of weeks ago, I discovered I spent $50 too much on a large amount of premium vitamins and supplements when I checked on Amazon and found the same exact brands but for 20% less. Who knew a storefront cost that much? I don’t care if I see it in person, if I know what it is. In fact, I prefer to live like a (beggar) queen and have things delivered to my front door for less money – who wouldn’t?

2. eBay. As much as I scoff at the big, gaudy store by my house, I still kind of love Pottery Barn duvet covers. Problem is, they are so freaking expensive that I’d never EVER buy one. $200 for a duvet cover is a travesty, no matter how cute it is. But, what if it were $50? And brand new, in its original package? And delivered to your door? This is the magic of eBay. Don’t ask me how these sellers get this stuff (fell off the truck?), that’s not my problem. I just go, put in a bid, and forget about it. That is, until I get the “You’ve Won This Auction” email. I’ve used eBay for said Pottery Barn duvet cover, for a lovely hypoallergenic silk comforter, and for 400-thread count Ralph Lauren sheets, all at massive discounts. The point here is that it’s simple, automatic, and cheap, but still premium.

ebay1.jpg

Site: http://www.ebay.com
Items: Sundries, but I like it for bedding and home items especially.
Brands: eBay works best for brand names that you recognize.
$$ Saved: I’ve saved $150 on the duvet cover, $40 on the sheets, and $3,000 on a car (yes, I once bought a car on eBay).
Time Saved: At least 1 hour for going to the home goods store.

3. Only Natural Pet. A shout-out to pet owners – I know you’re out there! This great site has everything healthy and fun for your pet. The best part is that you can set up an automatic pet food delivery service – you choose the kind of food and the frequency, and, because you’re a guaranteed customer, OnlyNaturalPet rewards you by giving you 10% off every single delivery. Pretty awesome because pets eat all the time, and pet food and supplies tend to be bulky and somewhat time consuming to obtain.

onlynatpetweb.jpg

Site: http://www.onlynaturalpet.com
Items: Pet food, toys and supplies
Brands: Better quality natural and veterinary brands.
$$ Saved: If you opt for recurring food delivery, you save 10% on your order, each time.
Time Saved: 30 minutes per week going to the pet store.

4. Your local farm. I’d like to give a nod to vegetables. Ok, so we know you can get packaged goods (food, clothes, bedding) for less money when you buy it online. But, fresh vegetables, especially if you buy organic, are always pricey and require frequent trips to the farmers’ market or store, right? Not if you sign up, online of course, for a CSA box.CSA = community supported agriculture, and in many cases, involves a big box of just-picked, local, and organic produce delivered to your home for less than you’d pay at the farmer’s market OR the store. Why is it less for this superior product that’s delivered to you? No store overhead. Plus, the producer has a guaranteed customer every week, so those price hikes s/he was implementing to hedge against a slow day at the market aren’t necessary with a delivered CSA.

csa.jpg

Site: Search up “CSA” near your city or town
Items: Farm fresh produce
Brands: Um… it’s produce, from the earth. No branding, no marketing.
$$ Saved: At $29 a box, delivered every other week, I’m saving around $10 per week on fruits and veg.
Time Saved: 2 hours per week over going to the farmer’s market or grocery store.

Online shopping can help you live a healthy, stylish, and frugal life in so many ways. To me, the most important thing I save is the time and sanity I used to waste on running errands, going to the mall, comparison shopping from store to store, and waiting in line. Now I use that time to do the things I really enjoy (and can’t automate) – eating, trying on the clothes that came in the mail, and relaxing with the people I love.

Total savings: $20 to $500

Last thing to do
1. See other tips in the Save $1,000 in 30 Days Challenge
2. Leave a comment on this post describing how much you’re saving with this tip and any unusual techniques you use to make this tip work.

If you liked this tip, check out my Premium tips — one long, tactical tip per week. Save money or get a 100% refund.

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41 Comments on "Tip #19: Save Money, Eat Well and Look Hot in Less Than an Hour"

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Spork
Spork
7 years 8 months ago

Christ. Another post on how to spend money?

Jennifer
7 years 8 months ago
Quite a few people seem to like Shop It To Me. I’ll have to check it out. These tips are pretty useful if you have extra disposable income and like Susan, like premium brands at a discount. I would be in that category for clothes, shoes, and accessories. I love that I have $200 Ann Taylor knee high leather boots that I bought for $19.99… and a Ralph Lauren top for $30 at Plato’s Closet. However, I’ve noticed that there haven’t been that many tips for those out there who are already being as frugal as they can. Many of… Read more »
Keeley
7 years 8 months ago
I can’t believe this tip. I started reading right around tip 2 and was excited at the beginning, but this has to be the stupidest tip of stupid tips. Who the heck can afford the farmer’s market? That would AT LEAST DOUBLE my grocery bill each week – even CSAs, and believe me I’ve checked them out. The pet stuff? Here’s a tip – don’t own a pet. It’ll save you at least $1000. Ebay is one of the worst rip-off places out there. Amazon has great deals – but then you have to pay shipping and why do that… Read more »
jerk
jerk
7 years 8 months ago

why all the complaining? dont go to the websites if you dont like. not everyone is a brokeass like you. some of us still make some decent money and would like to save when we do plan on spending.

Margo
Margo
7 years 8 months ago
I don’t understand all the complaints either. Anyone who has read this site can tell its target is young professionals with disposable income, and that Ramit’s goal is to help us save or spend that income in the most intelligent ways. I like these tips – Shop It To Me sounds perfect – because I am not going to impress anyone or get my first management job in a $50 suit I got off the clearance rack at Target. It would never hang right on my body and make me look like a twenty-something playing dress up in mom’s closet,… Read more »
Battra92
7 years 8 months ago
Interesting idea, in theory, but in practicality for me it really doesn’t hold much water. Margo, I got my first job in a management position (though I in an ill-fitting suitcoat bought on clearance at Pennys. I’ve been on the other side of interviews and I’ve heard people getting rejected for dressing like a millionaire (the department made jokes that his watch cost more than my entire outfit – which I admitted was all clearance and Walmart.) Of course, I don’t live in Frisco or LA or NYC. I live in a small town and thus values are a little… Read more »
Karen
Karen
7 years 8 months ago

One important consideration for the CSA’s – when you buy a weekly share, you’re in essence buying a share in the farm. If the farm suffers, you might lose out. I bought a share in July of 2007, and the farm was flooded in early December. My year-long share ended then. So the $700 bought about 18 weeks of veggies (because there aren’t deliveries every week anyway).

Cathy
7 years 8 months ago
I love Nordstrom Rack. I like good quality clothes, but have a rule about never, ever paying retail. I haven’t found online shopping to be a suitable replacement. Shipping to my apartment is a hassle because it’s not safe to leave things on the porch. I used to have things shipped to my work, but that is taboo at my current job. Target does have some good quality and good deals – you just have to dig for them, just like at Nordstrom Rack. I find shopping of any kind to be rather tiresome – I’m petite and finding good… Read more »
Cathy
7 years 8 months ago

I live in Seattle and there are produce markets within a stones throw of just about any major intersection. There’s one that I frequent in Beacon Hill that has killer bargains on organic and conventionally grown produce. We fill up on veggies and fruit once a week for $40. At Safeway, it would cost closer to $100. Most of it is locally grown (if you can’t grow it in Washington, it can’t be grown!), so it is fresh and sweet. You do have to know how to knock on melons and pick good apples, though.

Peggy
Peggy
7 years 8 months ago
I use a good deal of these tips and have been for a while. I loved my CSA membership this year. Every single week I got fresh, organic food that was picked THAT MORNING. No grocery store can even come close to that claim. I was exposed to new veggies like tatsoi, that as it turns out, we love! I also got a few things like okra that we despise, but I was able to bless a neighbor in even worse financial condition than me. By my end-of-the-season calculation, I spent $22 less on groceries by purchasing a full CSA… Read more »
Beth
Beth
7 years 8 months ago
I love Nordstrom rack and ebay. I’ve purchased many beautiful, beautiful things for not so much money. And, in defense of Target, I have a few Isaac Mizrahi pieces from Target that are some of the best made pieces in my wardrobe. That man is into details. I have fully lined dresses in beautiful cottons and a pair of shorts that have a very high end detail of a petershammed waistband to keep their shape. And thanks for the CSA reminder. I used to love my weekly delivery from produce man. Not only was I entertained by the Iron Chef… Read more »
Corey
7 years 8 months ago
I’m with Margo here…there really is too much complaining for what are really good tips for those that can apply them. If you want to be frugal to the max, don’t buy anything you don’t absolutely need and when you do, don’t spend a single extra penny on it. If you would like to enjoy the remainder of your life, though, learning to be frugal where it doesn’t make a big difference to you and splurge where it’s going to be worth it TO YOU is going to be key. The author of the tip said right off the bat… Read more »
Research
Research
7 years 8 months ago

Note about the CSA’s, I live in a smaller city (100K people) and my friends actually have to pick up their CSA items at the local natural food store.

Great and detailed post on champagne tastes on a beer budget! A few of the tips are well known to me (amazon, ebay, CSA, shop it to me) but I know a few people who would be interested in the Etsy site!

Thanks!

Susan Su
7 years 8 months ago
Wow, what thoughtful comments! I’m impressed. Couple of things: 1. “Don’t own a pet.” Yup, we’ve heard this one from Ramit before. However, for those many readers who’ve commented on past posts about their own beloved pets and pet care spending, this is not any kind of solution. When you ask him how to save / grow money, Ramit doesn’t typically reply, “Don’t spend money!” … just a thought on being constructive. 2. Original price versus bought-for price. I consider a purchase a ‘savings-win’ if my bought-for price is significantly (and I’m talking percentages, not absolute numbers) less than the… Read more »
Battra92
7 years 8 months ago

In response to your #2, I can only think back to that old line from Radio and Vaudeville.

Wife: I bought this new hat today for $50.
Man: $50! Take it back! We can’t afford that!
Wife: But it normally cost $100 so therefore I saved $50 and it cost $50 so it was just the same as free.

What’s sad is there are people who think that way in the real world.

Amy
Amy
7 years 8 months ago

ETSY is a great tip! I did almost 85% of my Christmas shopping on Etsy. My gifts this year are very unique and completely tailored to the person i am giving them to. I probably spent about $10-15 less than I would’ve normally- per person. So that’s a savings of at least 90-135 this year. 🙂

Jordan Pearce
7 years 8 months ago
I used to be a stylist so shopping was never an issue for me. When I worked at Nordstrom even the 33% discount wasn’t enough for a starving student so I shopped at BCBG and rocked the same three pairs of pants and shirts for two years. I sell on eBay but never purchase. In the summer I wear the cheapest of cheap clothes and in the winter I do it up since I like to ‘layer’. Nowadays all I need is my Mercedes, my Coach bags, a couple pairs of designer jeans, a pair of black leather stiletto boots,… Read more »
Margo
Margo
7 years 8 months ago
Battra92, I get what you’re saying, but I checked your website and presume you’re male. Inexpensive men’s clothing is of much better quality than the women’s clothing at the same price point. My biggest complaint right now is that I can’t find an all-season wool suit with lined trousers that fit a young woman’s shape for under $1K. Ann Taylor is the gold standard in women’s office attire, but their suits don’t fit me well and most of their blouses are cut too low in the neckline to be appropriate. Much of what is marketed to 20-something women as “office”… Read more »
Catherine
Catherine
7 years 8 months ago
Thanks for this post! Target clothes do NOT work for me. Even the Issac Mizrahi stuff wears out so fast. I am good with TJ Maxx myself, but will definitely be checking out Shop It to Me for my husband. He is hard to fit and needs to look better than he does right now at his urban professional job. This post is missing any mention of CRAIGSLIST! It might not have all the selection, but you can set up a tailored search to show up in your RSS feed (Like for a pottery barn duvet cover…) I did this… Read more »
Jonathan
Jonathan
7 years 8 months ago

Target clothes work fine for me, and they keep on working with many washes just like any other shirt, although I must admit I’ve only bought two shirts from them.

Lane
7 years 8 months ago
I adore my CSA. I pick it up from my local co-op where I shop regularly anyway, and it saves me so much money on fresh produce – as well as challenges me to create meals I might not have and that are in season (and therefore best tasting.) I’ve also used Craigslist and Freecycle with great effectiveness. Just another way to buy (or not buy) local. Garage sales, estate sales. I use Amazon.com, Etsy.com, and other online options. But I often find that local craft fairs, clothing stores and shops offer just what I need, and keep money in… Read more »
Georgie Porgie
Georgie Porgie
7 years 8 months ago

But Susan, did your frugal Chinese mother never tell you to try out clothes before you buy them? How do you know the clothes you see online will fit/look good on you?

Cynic
Cynic
7 years 8 months ago
Keeley and battra92 – I agree wholeheartedly. Susan Su: “However, for those many readers who’ve commented on past posts about their own beloved pets and pet care spending, this is not any kind of solution.” Fine, so you have a pet that you’ve already wasted a lot of money on – the original purchase, vaccinations, claws, neutering, vet visits, etc. You’re in a committed inter-species relationship and can let go of your furry/scaly/feathery little friend. Fine. When it dies, don’t buy a new one. it’s that simple. Will save you lots of money later on. If that seems too cynical… Read more »
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caitlyn
caitlyn
7 years 7 months ago
I have two dogs and a cat– while life would be cheaper without them, I consider them essential to my quality of life. Plus going to the dog park is cheaper then a movie– and they keep me in shape with walks. 🙂 Anyway, wrt the dog food– I don’t find Only Natural a deal if you have large/multiple dogs. They charge $17 in shipping for a 30 lb bag! When i buy dog food in 30lb bags getting it shipped to me just doesn’t make sense– But, if you have a smaller dog, then Amazon grocery may work for… Read more »
xaotica
7 years 7 months ago
keeley, when you say that etsy is expensive, what are you comparing it to? as an example, i recently bought a pair of fingerless fleece gloves from a seller in my city on etsy for $5. similar products sell at urban outfitters or boutiques for $20, and they are made in china in a sweatshop. granted, the products on etsy vary widely in price and quality. some sellers have things for $2, others charge thousands. same goes for ebay… you can find amazing deals there, but there’s also crap to sift through. but i’ve still found that overall the same… Read more »
Kelly
Kelly
7 years 7 months ago
About Karen’s comments on CSAs- look for one that is a co-op. That way, if one farm has a bad crop, there are many others in the co-op that can supplement the food supply. I had a CSA this year, and while it was more expensive than the local fruit market, it was definitely cheaper and better quality (all organic) than the local supermarket. Also, it is more “green” and supports the local communities. It also allows you to experiment and try things you may not have ever tried or known about. (Who knew about garlic scapes or kohlrabi??) Also,… Read more »
Karen
Karen
7 years 7 months ago

The CSA actually was a co-op, but the flooding was widespread :

I still really like the CSA business model. I had a half share last year. One reason I stopped this year was because I started my own veggie garden at home.

Emily
Emily
7 years 7 months ago
I’m amazed when people complain about prices on Etsy because for many items, there is a very wide range of price points. There are so many people selling on Etsy! But the thing that really gets me is that people are so hesitant to pay people for the work they have done. If you don’t want to buy handcrafted goods, fine, whatever. But people who spend handcrafted items on Etsy have material costs, fees associated with selling, and are paying themselves for their time…if it takes a few hours to make something, and they want to recoup their time costs… Read more »
Bunting
Bunting
7 years 7 months ago

“I have under $500 to spend on clothing for my ENTIRE FAMILY for the ENTIRE YEAR – that includes all underwear, all pants, all shirts, all shoes, all socks, all winter boots, and all coats. For everyone. Forgive me while I roll my eyes at your “frugality”.”

Maybe if you ditched your internet connection, that would free up more money for the clothing budget. Just saying.

caitlyn
caitlyn
7 years 7 months ago
There’s a lot of slamming on this post for it not being frugel enough. I’d like to chime in and say that I really appreciated it! Sure, we can all live like Monks and have a cheapskate off, but I’m not interested in this. What I like most about Ramit’s blog is that he keeps persepective about the balance between saving money and having a life. Its not all or nothing– every one has different priorities. For me, a 20-something dink, this is great. I enjoy nice clothing from time to time. That doesn’t mean I have to pay retail… Read more »
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[…] 23:  Tips to save money on clothes, home goods, pet stuff…  I especially liked the ShopItToMe and Etsy […]

Sarah
Sarah
7 years 6 months ago
I second the tip from the post regarding CSAs. We’ve priced up our local CSAs and found that a box full of fresh, local, and often organic food can be delivered to a location that’s convenient for pick up or sometimes even delivered straight to our door for less than what we would pay for the equivilent ruck load of food at the grocery store. When you join a CSA you almost always join for 6 or 12 months and pay up front. It hurts at first but it feels like free food for the rest of the year (or… Read more »
Dangerman
Dangerman
7 years 6 months ago

“going to Nordstrom Rack… That was back when I was… living off of food stamps”

So you shop at Nordstom while accepting welfare? Talk about entitlement.

Suzanne
7 years 3 months ago
Ramit, I like these tips and thought I’d just say it. Susan, great post. Many are things I am already doing, or am in the process of exploring, but I did find your post a good read. For the people who posted the negative stuff, get over yourselves. If you want a site that offers tips to people who are only like you, then keep living in your closed-minded world. Otherwise, learn to appreciate the differences of what you read online and how it would work (or not) for you. The real value of increasing our knowledge comes not from… Read more »
designerinny
designerinny
7 years 3 months ago
Great posts..I thought I’d share a super super super industry secret. You can easily save 75% off NEW clothes IN season by simply contacting your favorite fashion designers. This isn’t a scam, I work at a fashion designer in New York and a large chunk of our income comes from personal orders. You might have a hard time getting big namers out there like Marc Jacobs, but there are a handful of extremely talented young designers that haven’t reached that level yet, so they rely on personal orders to 1) Get income 2) Keep their factories happy. Many factories require… Read more »
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[…] Buy generic for the stuff you don’t care about Tip #18: No Christmas gifts this year Tip #19: Save Money, Eat Well and Look Hot in Less Than an Hour Tip #20: Change the date of Christmas Tip #21: Save thousands by pre-paying your debt Tip #22: […]

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