Save money by comparing auto insurance rates
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Like I mentioned last week, I’m going to post ways to save money on recurring costs every Monday. Today: auto insurance.
I discovered from personal experience how easy it is to save money on this. When I first bought insurance, I shopped around and ended up buying 21st Century, one of the worst companies on the planet. They lost my paperwork for THREE MONTHS, overcharged me, and sent me about 3 letters per week in the mail. Leave me alone you horrible company.
Anyway, I feel ridiculous saying this, but I saved a bunch of money by switching to Geico. Seriously. I called up a bunch of places and ended up saving about $175 per 6 months, or $350 per year for a few hours of calls. Plus, I’ll save that much every year, making it a pretty good rate.
Now, to today’s way to save money: Here are the phone numbers for some of the biggest auto insurers. (I included only phone numbers on purpose, because clicking around all their shiny websites is a great way to get distracted and do nothing. Plus, the best deals come from talking to someone on the phone.) Call them up and spend an hour figuring out which is the best value. Switching is easier than you think, and it’s a one-time thing.
State Farm: 1-877-734-2265
PS–The best line to use is not, “Is that the best price?” but “What other discounts are available?”
Update: Some really great comments below, including points about cost vs. value (“don’t just pick the cheapest insurance, pick the best value”) and a reminder to re-shop the rates in a year.
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