Miscellaneous Recent Twitter posts: Credit score, tipping, credit cards, elasticity of toilet paper

Recent Twitter posts: Credit score, tipping, credit cards, elasticity of toilet paper

December 10, 2008 · 14 comments

Every day, I post micro-blog posts at http://twitter.com/ramit. Usually it’s quick stuff — sometimes personal finance-related, sometimes not. Here are a few of my recent ones:

@AndieSpeak I dunno, I just use MyFico for $10. Or try CreditKarma.com. It’s about the price of 1 lunch! 12:24 PM Dec 5th from web in reply to AndieSpeak
Search term that just brought someone to my site: “elasticity of toilet paper” 1:05 PM Dec 2nd from web
ramit Other emails I love: “Sure, I can do that” & “Yep, done” 5 minutes ago from web
ramit Just got an email from my researcher that started with “Okay, this should be right.” I LOVE THAT INTRO 6 minutes ago from web
How did freecreditreport get on my list of advertisers? I hate freecreditreport — superscammy. Just canceled the advertising relationship. 9:34 AM Nov 19th from web
If you decided to skip www.nochristmasgiftsthisyear.com, check out Kiva.org gift certificates: http://tinyurl.com/yulqkm about 3 hours ago from web
Seeing Bond movie tonight in SF…but first, Indian food. I just tell my friends to shut up and let me order for everyone 2:13 PM Nov 14th from web
Btw, I don’t want to use Amex. I don’t care how good the rewards are, if I can’t use it at 100% of places, I’d rather have a Mastercard/Visa about 23 hours ago from web
Looking for someone to review personal-finance books on iwillteachyoutoberich.com. Anyone interested? 5:51 PM Nov 17th from web
Will be volunteering at http://tinyurl.com/5dkj3f today. If you’re around, drop by 11:33 AM Nov 16th from web
What’s the best business credit card? Any recommendations? about 24 hours ago from web
Heysan is a piece of garbage (http://tinyurl.com/6ow957). Despite praise, it auto-spams your AIM list if you click 1 button. Never use it. 3:56 PM Nov 14th

People get really mad when you tell them to sell their pets 9:13 PM Nov 12th from web
OMFG http://www.bigskinny.net I WANT TO BUY A WALLET FROM YOU BUT YOUR HORRIFIC SITE IS SO BAD THAT I CAN’T FIGURE OUT WHAT TO BUY 4:31 PM Dec 5th from web
Do you guys tip for takeout? 10:10 PM Dec 8th from twitterrific

Get my Twitter updates: http://twitter.com/ramit

14 comments

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1 Matt December 10, 2008 at 8:21 pm: Well, if you have no love for AMEX, which I think you should reconsider, perhaps try the Citi Professional Cash Card (MasterCard).

“Earn 3% cash back on purchases made at restaurants, gas stations, certain office
supply merchants, and auto rentals. Earn 1% cash back on other purchases.”
2 Sra of Bunsnip Fame December 10, 2008 at 8:49 pm: I, for one, think that twitter is lame. People pick stuff out of their teeth and feel like they have to tell everybody about it. Who cares? But then maybe I just don’t understand this generation of people who constantly have their noses glued to their blackberrys and iphones.
3 Josh December 11, 2008 at 5:18 am: A good website for checking your credit score without being penalized is http://www.quizzle.com.
4 Kristina December 11, 2008 at 6:18 am: I can review personal finance books. I’m a fast reader and a decent writer and I have probably read most of them already.
5 Mike December 11, 2008 at 7:33 am: I love using AMEX. If a store or restaurant doesn’t take AMEX, I don’t go back. I also tell them as I am leaving.
6 Seth December 11, 2008 at 8:35 am: Awesome. I’ve never heard of Kiva until now. Initially, I was going to ignore this post (sorry), but I’m glad I didn’t. Kiva gift certificates will be a great gift for some of the people I’m buying for this year.
7 beachmouse December 11, 2008 at 9:02 am: I wouldn’t go near Citi right now for a credit card. They’re right in the middle of doubling everyone’s interest rates, cutting a bunch of people’s credit limits in half, and then cancelling other people’s cards if they’ve determined that the cardholder isn’t using them enough according to some algorhythm.
8 Matt December 11, 2008 at 9:22 am: beachmouse,I don’t think it is accurate to say Citi is doubling everyone’s interest rate and cutting their limits in half. I’m not sure I would apply for a card if I wasn’t going to use it at least annually, otherwise, what is the point? Credit scores take into consideration how people use their available credit also.

I really never consider interest rates when using a credit card. I always pay my balance in full every month and keep a sufficient cash reserve in an emergency fund for those “unexpected” expenses. I do have one 7.99% fixed rate card from Chase that I keep around as a back up to that emergency fund in case I ever do need to carry a balance.
9 Max Higgins December 11, 2008 at 1:38 pm: Bank of America and Mr. Higgins missing $millions, It can happen to you, my fellow Americans

http://maxhigginsbank.blogspot.com/
10 David December 12, 2008 at 7:16 am: I could review finance books. I’ve already started reading and reviewing some on my site, so check it out for some examples.
11 phillygrrl December 15, 2008 at 9:42 pm: Ditto on the reviewing books part!
12 Tim December 17, 2008 at 6:00 am: I saw your comment about big skinny’s web site. While it was a bit of a pain, it wasn’t so much that I couldn’t order. Thanks to you, I found a replacement wallet. They were quick in sending it and its perfect. I will agree that finding your cart after you put something in it was a royal pain.

The train-wreck effect works again
13 Tyler December 18, 2008 at 7:44 am: I have read tons of personal finance and investing books, and could review them. I love helping other people save and invest.