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Ramit’s 2007 Guide to Kicking Ass

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Here’s what I’ve been hinting about for the last few days: my first ebook!

It’s called Ramit’s 2007 Guide to Kicking Ass. It includes 5 all-new essays I wrote, plus new essays by some other great personal-finance bloggers. I’m publishing this now because I couldn’t wait until 2007.

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The guide includes new essays on personal finance, personal entrepreneurship, making mistakes, and more. All of them are completely new, and there’s one ridiculous story about who has the most frugal family in the world (read it and weep). Plus lots of ranting, mocking, and tactical tips. I packaged it all up in a PDF designed by Scott Hurff and included a bunch of gorgeous illustrations by Ryan McCulloch.

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The Guest Bloggers
J.D. Roth of Get Rich Slowly
Jeffrey Pritchard (JLP) of AllFinancialMatters
Casey Serin of I Am Facing Foreclosure
K of K’s blog

The Table of Contents

  • Who Has the Most Frugal Family? An Investigation…Page 3
  • The Key to Running a Great Project (hint: it starts with an “M”) by Ramit…Page 5
  • Producers, Consumers, and the Information Diet by Ramit (large PDF; right-click to download)…Page 7
  • Why Do People Get So Nutty Around Christmas? (large PDF; right-click to download) by Ramit…Page 8
  • 101 Words on Running More Than One Project at Once by Ramit…Page 11
  • How to Send an Introductory Email by Ramit…Page 12
  • Money Day (PDF) by J.D. Roth…Page 14
  • Take Advantage of Your Youth by JLP…Page 18
  • Handling Failure: Dealing with a $2.2 Million Mistake at Age 24 by Casey Serin…Page 22
  • Building the Team You Already Have by K…Page 26

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Get it now
I’m selling this 30-page guide for $4.95. If you like what I’ve written for the last 2+ years, I think you’ll love this. (Maybe a gift for someone else, too?)

Should you buy it? I thought long and hard about charging for this, and I referred back to my old posts on paying for things you value. And if you don’t love it, just let me know–I’ll refund 100% of your money back.

If you want to distribute this to friends, please buy 2 copies–on your honor.



Update 2: Here’s what people who bought the ebook had to say about it.

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60 Comments on "Ramit’s 2007 Guide to Kicking Ass"

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K
9 years 7 months ago

R,
Looks good!
I know that the article I submitted is worth the $4.95 if folks implement it so it’ll be like getting the rest of the eBook for free!

Paul Irish
9 years 7 months ago

Excellent pricing. Beautiful graphic design. Well done.

Binary Dollar
9 years 7 months ago

Can you give us a chapter? Preferably the most kick-ass chapter.

Ramit Sethi
9 years 7 months ago

Yep, I just put up a chapter from the ebook (see above).

dimes
9 years 7 months ago

Congratulations, Ramit!

me
me
9 years 7 months ago

Where the heck did you get $4.95 from? why not just an even 5 bucks? Just curious 🙂

stace
stace
7 months 4 days ago

Go to the department or grocery store and you will see things for $4.95, $9.99 or $9.95 or $99. In several countries and currencies I have seen this – and it is to to with consumer psychology – $4.95 is five bucks but in your mind, it is grouped closer to $4 and thus a lesser barrier to buy. $99 is pretty much one hundred dollars but we perceive it as less when priced as $99.

NikR.
NikR.
9 years 7 months ago

Congrats Ramit! Would love to get your eBook but I fired PayPal 2 weeks ago [not kidding]–are any other electronic payment gateways (BidPay etc) available? I know Cash and Money Orders are so 20th Century, but any plans to accept them? Thx. Congrats again.

Nik
Atlanta

moom
9 years 7 months ago

Yeah, I don’t use PayPal either. Just seems like scam central…

Joseph
Joseph
9 years 7 months ago

I just bought the eBook and read the 1st few pages, looks very good and entertaining. Congrats! And continue with the great work!

E Heck
E Heck
9 years 7 months ago

Where do I send the money order? Congrats on the book!

Jonathan
9 years 7 months ago

Awesome.

Dylan
Dylan
9 years 7 months ago

Looks good Ramit but no PayPal! Any chance of an alternative payment method?

rob burkins
rob burkins
9 years 7 months ago

yea curious as to why $4.95. No biggie, i’ve loved what i read thus far and value the info.

Jeremy
Jeremy
9 years 7 months ago

No sample chapters for us to gawk at? c’mon at least tempt us…

tz
tz
9 years 7 months ago

I think the $4.95 is a sort of psychological thing. I mean, there aren’t too many new small retail items out there selling for *exactly* $5 (I can picture items at a garage sale or used…). Somehow, saying $4.95 is not quite $5, and yet it is almost $5.

I have been doing Ramit’s financial advice for about 10 years now, and glad to see that someone is putting it into words like he is.

BTW, got the ebook today. Well done, Ramit!

Dustin
Dustin
9 years 7 months ago

I figure at the very least, I’m obligated to buy this for the free advice I’ve gotten over the past year. Good luck with the ebook Ramit.

Dale
Dale
9 years 7 months ago

Love your blog, and draw my kids’ attention to it…but I (and I hope I’ve scared the kids off too) don’t “do” PayPal. Am interested in alternate payment avenues, like several others here.

RZ
RZ
9 years 7 months ago

Casey says he’s not being paid for his chapter. I thought you believed in “paying for things you value.” Does this say something about Casey’s contribution?

Aaron
Aaron
9 years 7 months ago

Just finished. Well done, and congrats Ramit. The book alone was worth the money, but that coupled with your awesome content archive on the blog, well damn. One of the best $5 a guy could spend.

Ada
Ada
9 years 7 months ago

I bought the book and I’m waiting for it to be delivered to my inbox. I’ve been reading your stuff since, well, since I told you about the sacred fitted sheet philosophy. For the info I’ve recieved in that short period I feel like $4.95 is perfectly in order, in fact, a more than fair offer. I know by what you give away for free that anything you would charge for would be top notch!

sfmoneymusings
9 years 7 months ago

I bought the book and I’m still downloading it. DSL is slooow and I’m anxious to get started.

Thanks again for writing and reminding us not to be cheap.

Bigfoot
Bigfoot
9 years 7 months ago

$5 is a ton. Haven’t you people learned to be frugal yet?

lifter
lifter
9 years 7 months ago

Argh, I almost immediately went on buying it, but PayPal obviously doesn’t accept payments from my country. Bad PayPal, bad. I buy stuff from amazon regularly without any problem.

Could you provide other means for buying?

hypatia
hypatia
9 years 7 months ago

Isn’t it more of an e-magazine than an e-book? It’s a little more than I would pay for a newsstand mag, but without the ads and content I know I’ll value.

And why aren’t you using Google checkout? Fuck PayPal, I quit using them two years ago because they are scams and cheats.

Sputnik the Cat
Sputnik the Cat
9 years 7 months ago

So please explain: Why did you ask that flipper dipshit Casey Serin to write a chapter for this book? To serve as an example of what NOT to do??

He plagiarised most of what he wrote, anyway…

S_t_C

J.D.
J.D.
9 years 7 months ago

What’s the problem everone has with PayPal? I’ve used them for thousands of dollars in transactions since 1999 and never had an issue, either on the receiving end or the paying end. I’m not saying there aren’t problems — I just don’t know about them.

Kevin
Kevin
9 years 7 months ago

Wow, I’ve never been to Casey Serin of I Am Facing Foreclosure’s blog but I just visited it and it makes me feel as if his whole site is some sort of elaborate scam and Ramit is playing some sort of role. If Casey is facing such a horrible fate, why would he write an article for Ramit’s eBook when he hasn’t even learned from his own mistakes? How can you be a teacher who doesn’t use what they preach?

Jase
Jase
9 years 7 months ago
Publishing anything contributed by Casey Serin is a mistake. Readers of his own blog have noticed startling similarities between things he wrote for your e-book and things one of his “gurus” wrote. Casey’s excuse? “I was refreshing my memory on the Failing Forward concept so I was re-reading parts of the book before writing the article. So if I happen to write a sentence that sounds very similar that what’s in the book that’s why.” If you can remove his chapter from the book, you would be wise to do so. Even without his “creative borrowing” from other writers, his… Read more »
Andy
9 years 7 months ago
rohita
rohita
9 years 7 months ago
Interesting. You got a scam letter from Casey Serin promising a 24% return on a bogus scheme. You deplored the tactic, and the practice, on this site. You recently wrote a long post detailing how much you despise pyramid, ponzi, MSM schemes such as Amway, and the like. (Curiously, you omitted reference to Mr. Serin’s letter – perhaps that was too old news to rehash.) And yet you choose Mr. Serin as one of your selected co-authors. One presumes you intend to tap Mr. Serin’s readership (such as it is). Expedient, I suppose. But what does that say about your… Read more »
Ramit Sethi
9 years 7 months ago
Hey all, some answers to the above questions: If you can’t use Paypal or credit cards, unfortunately I don’t have another way to easily do it. Lots of people (mostly Casey’s vitriolic readers) have asked why I included Casey Serin in the ebook. I’ve answered this on another post, so here’s the question and my answer: The question: SO, let me get this straight. Casey Serin tries to CON you out of money by lying and commting fraud, then you have him as a “guest “contributor”? You are no better than he is. If some asshole tried to scam me… Read more »
Dale
Dale
9 years 7 months ago

Ramit, I use credit cards online all the time…just not through PayPal, which has lost my trust, which, as you undoubtedly know is everything when transacting business online. Feel free to contact me about alternative solutions, as I’d like to get a copy of this ebook for my daughter. BTW, how long does it typically take for you to vett comments?

spectrum
spectrum
9 years 7 months ago

Good going, Ramit. I was inclined toward your eBook yesterday when I linked to it from Wesabe’s blog. It looked very interesting and I have to admit feeling clever (well, fortunate. . . well, OK, clever) at finding it on its very first day of release. Then, when I saw today that you are one of the powers behind PBWiki, I decided to shell out the $4.95 then and there.

Keep up the good work.

Ada
Ada
9 years 7 months ago
I think the real lesson here is that there is money to be made in both “Free Casey Serin” and “I hate Casey Serin” teeshirts. I, for one, am totally unafraid of reading or hearing the opinion of anyone, because I trust my own decision making processes. I’m capable of recognizing b.s. and also, I research things pretty thoroughly if I take anyone’s advice no matter WHO they are. However, If the chapter that Casey Serin wrote is so malignant that it crawls out of my computer and eats my brain in the night, I’ll be wanting my $4.95 back.
mikey mouse
mikey mouse
9 years 7 months ago

Can you just send me your address and I’ll mail you five bucks in cash? hate using paypal.

Dave
Dave
9 years 7 months ago

R,

You know, I bet if you never mentioned the whole, “I thought about not charging for this…” point, no one would ever mention it. It’s your work. Be proud of it and charge for it. Good advice isn’t free, that’s why most of us work in the service industry.

There’s a time to be modest and there’s a time to make money.

Dave
Dave
9 years 7 months ago

Btw, I want to buy your book and I have many credit cards but no paypal. Why don’t you put this up on http://www.changethis.com ?

Rather then getting money out of it you increase your reputation which is worth more than anything you will make off of this.

alex
alex
9 years 7 months ago

Ramit, I enjoy your blog tremendously. But I have to recommend that you carefully proofread anything you are going to charge even $4.95 for. Irrespective of the content of Casey’s article, his grammar and punctuation are a joke, and this reflects poorly on you. You are ultimately responsible for the finished product, so be a strong editor and make it look polished. You are a talented writer, and you should demand higher quality from your contributors.

Jennifer
Jennifer
9 years 7 months ago

Ramit,

Put a few copies on ebay so people CAN pay you with alternative methods.

If for any reason you can’t do this, shoot me an email.

Also, you’ve made a couple references to non-one dimentional characters who’ve made mistakes. The sheer vastness of their character is all well and good, but what are the chances that a significant percentage of your readers will make the same or similiar mistakes? I, personally, don’t feel vulnerable . . . but you probably know your readers better than I do.

Carlin
Carlin
9 years 7 months ago

You may not want to share this information, but I would be curious to see how many e-books you sell. I’m kind of curious to see if people will pay for premium content on a well written, free blog.

It’s up to you, but it’d be interesting to know.

Enrique
Enrique
9 years 7 months ago

Ramit:

It seems all the whiners about Pay pal came out. They don’t tell why not to use Pay Pal.
I am getting the book. Thanks for all the insights.
I don’t know how all these whiners will become millionaries on the first things that goes wrong.

Enrique
em99_9@yahoo.com

JB
JB
9 years 7 months ago

what, may I ask is everyone’s problem with Paypal? I’ve yet to have a problem with them and would like to know what I should be on the lookout for.

Flexo
9 years 7 months ago

The e-book is a neat idea. Thanks for assembling it! I downloaded it and skimmed through… definitely worth the $4.95.

wen -wen
9 years 7 months ago

ramit. i love this and keep showing it to everyone. i would buy it, except i hate pdfs and don’t own a printer. password protect!

Ryan Mickle
9 years 7 months ago

Only Wen would be so difficult as to say that she hates PDFs. That is like saying that you hate the smell of air. 😛

Ramit Sethi
9 years 7 months ago

I used to accept check payments, but unfortunately I don’t any more. Sorry!

teresa
teresa
9 years 7 months ago

Ramit, I have to agree with Alex (comment #38). The many typos and bad grammar are distracting.

Kripal Singh
Kripal Singh
9 years 7 months ago

why don’t you publish and sell your ebook on Amazon Shorts . Really nice place to list it .

Pete Williams
9 years 7 months ago

Congrats Mate.. Welcome to the worl of “offical authors”

Phil
Phil
9 years 7 months ago

Ramit

I won’t be purchasing.

I decided it wasn’t worth the $4.95 on the basis of your Christmas essay. Looking at the contents page, I can predict what you are going to write and can’t see much value in it.

Keep up the good work – the sheeple love you.

Phil

nikr
nikr
9 years 7 months ago
“What’s the problem everone has with PayPal? I’ve used them for thousands of dollars in transactions since 1999 and never had an issue, either on the receiving end or the paying end. I’m not saying there aren’t problems — I just don’t know about them. Posted by J.D. at December 6, 2006 07:16 AM” == Ahhh the voice of naieveity. Sell your computer on eBay/ get paid via PayPal/ wait 5 days then ship it– then the day it gets delivered [too late to call it back] get the email from PayPal stating “you have been the recipient of fraudulent… Read more »
NikR.
NikR.
9 years 7 months ago

Hi Ramit,

Thank you for including a non-PayPal method of payment for your ebook! My money order is on the way!

Merry Christmas!

Franko
Franko
9 years 6 months ago

Well. $4.95 eh.

Id say it was a good investment on my part.

I like the pictures and am about 1/3 the way through.

Keep up the good work!

Bhavash Joshi
Bhavash Joshi
9 years 6 months ago

Im new to the site….but i love what i’ve rea so far. I bought the book and can’t wait to read it. If it’s as good as the website…i know im in good a treat!

Thanks again! and congrats!

Nikhil Bhat
Nikhil Bhat
9 years 6 months ago

Excellent work! I love your site, it has proven a fantastic resource to me. Thanks for all your help and congratulations on your success!

Keep up the great work

-Nikhil Bhat

joewatch
joewatch
9 years 3 months ago

Do you know why stores charge $4.95 instead of $5? It’s to prevent the cashier clerk from pocketing the $5 for a $5 item.

ed brooks
ed brooks
7 years 11 months ago

ramseys,
Thank God for Nutty people at Christmas, its nutty so it doesnt turn into Easter. can you imagine two bluttoned up ,pastel wearing ,egg eating, holidays—dreadful- add country club brunch and giant easter blunnys , –
THIS IS AMERICA , my trick is to always spend what little I have , then I dont have to waist money on things like blogs or blooks.

Joy Jani
Joy Jani
7 years 10 months ago

Hey Ramit,

Have been an avid reader of your blog, but the eBook was a disappointment. Didn’t get the worth for my money- the overall quality was below par. Are you engaged in too many projects at the same time? Just wondering… Waiting for some more interesting stuff later on. Hoping to hear from you.
JJ

Will
7 months 23 days ago

If Ramit can come so far from this in 8 years, I can do the same in less time.

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