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IWT turns 12 years old!

12 years ago, wise old Ramit wrote his first post on “5 steps to getting rich.” Here you go: Know what you spend Start with little steps like saving fees on banking Keep money in a savings account that pays interest Don’t go too crazy with rules and buy some things that make you happy Above all: Don’t ...

Starting back from zero

If I had to do it all over again, could I? If I had to start my business over -- with no resources, no money, no connections -- could I? Could I go back to living in a room in Mountain View, paying $800/month in rent, earning basically nothing while I got a business off the ground? Yeah, I ...

How to ask for a favor (and get what you want)

Every year on my birthday, I ask my readers to do me a simple favor. I tell them to leave a comment telling the world how IWT has helped them. People love the idea -- I get 500 comments every time. People humble brag about landing their dream job, eliminating $45K of debt, earning $10K on the side, and more. ...

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401k

401(k): The single best way to grow your money

How would you like free money? That's not a trick question. For millions of people, free money is up for grabs right now. But they leave it on the table with every paycheck. I’m talking about your 401(k). Now before you roll your eyes and say, “Yeah, yeah...I know,” I want to show you that this isn’...

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How to cold email VIPs and get a response

How to cold email a VIP (and actually get a response)

I used to be terrible at getting busy VIPs to respond to my emails. Years ago, I kept emailing Seth Godin. I would write this beautiful email — and he would write me back one line. At the time, I thought that was pretty rude. Now that I get over 1,000 emails daily, I understand the time demands Seth has. ...

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How to get an internship with the “Truffle Principle”

Interns are like salt. Salt is a commodity. You don’t care which brand of salt you get…they’re all the same to you. You can substitute one brand of salt for another and nobody would be able to tell the difference. And as a result, the price of commodity salt is extremely low. Much like interns. Interns are ...