Get my 5-day email funnel that generated $400,000 from a single launch

Want an email sales funnel that's already proven to work? Get the entire word-for-word email funnel that generated $400,000 from a single launch and apply it to your own business.

Yes! Send me the funnel now
15 Little Life Hacks

New in 2010: Video office hours

30 Comments- Get free updates of new posts here

1 0

I’m trying something new.

A lot of you have asked for more live video sessions and more rapid Q&A, not just on personal finance but entrepreneurship and social psychology. These are fun for me since I can mock people and tell dirty jokes.

So each Wednesday, I’ll be holding 30 minutes of video office hours, where I’ll cover a quick topic on psychology, entrepreneurship, personal finance, etc. Then I’ll take Q&A on whatever you want.

YouTube - ramitsethi's Channel
If I drink a lot beforehand, sometimes the white board comes out

The first one is tomorrow: I’ll cover the psychology of barriers when it comes to earning more money — and how you can crush them. Plus Q&A.

1 0

Related Articles

It’s my birthday. 3 things I learned

Today is my birthday. Every time one of my friends has a birthday, I ask them to share some birthday ...

Read More

Best travel credit cards from a man who’s traveled to 193 countries

Are you finally ready to book your dream vacation BUT… you want to make sure you get all the rewards ...

Read More


1 0
  1. Will this session be recorded? Ahh i hate working at nights.

  2. This is a fantastic idea, thanks a lot for this insight Ramit

  3. On personal finance, what are 3 things you learned that you didn’t expect?

  4. I’ll be there! I love how you keep finding ways to get us active rather than passive! 🙂

  5. I’m definitely interested in tomorrow’s post. I’m trying to increase my freelance income and looking at becoming more effective and efficient with my time.

  6. I like the idea of the Q&A afterwards. I’ll see if I can stay up past my bedtime for it!

  7. What can I do to get out of cosigned credit card debt when the person I cosigned for skips out on payments?

    A few years back, I cosigned for a medical credit card for a friend. Nearly three years later, my ‘friend’ has not payed the $1000 balance off, letting late fees and over the limit fees send the amount up to nearly $1500.

    When I checked my credit report last month, I saw that he was four payments behind. We have had a falling out, and he has basically said f*** you and now I am stuck dealing with the debt.

    I tried speaking with the creditor to see if I could get a lump sum settlement and they said they could get it down to about $1000 if I paid it off immediately but I am literally out of money. I have been unemployed for the past 6 months but I have started a new business – I just don’t have any money coming in yet. I could maybe pay $300-$500 towards the debt right now.

    I know they also have a hardship program, where the interest rates are lowered ($40 over the limit fees remain) but I really would like to pay the debt off and be done with it ASAP. My credit history has been much improved the past 4 years since I automated all of my bill payments This is the one big black mark for me now.

    Please help!

    Thank you!


    • Unfortunately, Marc, there’s not much you can do. I’m sure people have already told you why you shouldn’t co-sign for others, so I won’t go into that. What you need to do is earn more money so you can pay that $1,000 off and get on with your life. Starting a business is tough at first, so I might also consider taking a part-time job.

  8. Will you be recording this? It makes it much easier to watch for those of us who can’t watch then.

  9. Can’t have all of those dirty jokes staying up forever on the Internet if the video is recorded 🙂

  10. Hi Ramit,

    This is an awesome idea. My question is about what to do with debt. I currently have approximately 130k in debt. 100k is from student loans for school and grad school and the other 30k is credit card debt which was used a few years back, when I suddenly got sick to pay, for doctors, medicines and basic life expenses when I was unable to work.

    I have a great job now making 80k a year but my cash flow is crippled between paying off loans and my monthly credit card, rent and utility bills. After my fixed costs, I only end up, after taxes, with around 400 free dollars to live/spend/save. Thankfully, I am on top of my finances and track every penny spent, and don’t really waste any money, but if I could find a way to consolidate debt or do something with it, I would end up with an extra 2000 a month which I could be investing and saving or living off of.

    What do you suggest I do?