My favorite posts of 2012

Ramit Sethi · December 17th, 2012

2012 was my best year yet.

I moved beyond just writing about personal finance and even earning more, and turned to finding a Dream Job to live a rich life.

I launched more courses, wrote more material (mostly for my email list), told more ridiculous jokes, and helped more students negotiate raises, start to invest, earn more, and overall live a rich life than ever before.

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In fact, I had to hire a team of two to manage all the testimonials coming in.

2013 is going to be even better. But for now…here’s a rundown of my favorite posts this year.

As always, email me any time with suggestions or things you want to read.

2012: The Year of Mastering the Game Being Played Around You
I kicked the year off with this mega-post showing you the game being played around you. My favorite part: Why “I’ll figure it out” and “Follow your passion” are terrible ideas that we continue using.

How to stop paying credit card fees
One of my favorite and most popular scripts. You can use this today to save hundreds of dollars.

How much should a man spend on an engagement ring?
After years of avoiding the topic because I was afraid of a backlash of weirdos with chips on their shoulders, I started discussion money & gender.  And I was right! The series was ridiculously popular, but look at the comments. Btw, how much do you think a man should spend on an engagement ring?

It’s my birthday — Will you do me a favor?
This is always my favorite post of the year: I ask readers to share their IWT success stories. If you’re not sure my material applies to you, take two seconds to look at the 400+ comments on this post. The results are astonishing.

How I traveled for 3 weeks and made passive income
I took a 3-week off-the-grid vacation to SE Asia this year and no one reading this site knew. Money kept coming in. Yet I STILL believe that 99% of people cannot earn passive income. Why do I say one thing and do another?

15 little life hacks you can use today
This was a dream project of mine. I collaborated with over a dozen friends and mentors to put together an ebook sharing some of our best health, social, productivity, business tests. Don’t reinvent the wheel — just use these tested results. Featuring Neil Strauss, Mark Sisson, Stanford psychologist BJ Fogg, Noah Kagan, Josh Kaufman, Neil Patel and many more. Oh…and it’s completely free.

Announcing Negotiate It: Ramit’s iPhone App
I released my first iPhone app this year. You choose what you want to negotiate — your credit card, cable, late fees, whatever — and the app will dial the right company for you, and show you the exact words to read…right over the phone. Average savings: Over $140 per user.

What’s the one thing you’re most proud of
I loved asking people to list one thing they’re proud of. The truth is, we want to brag…but it’s not politically correct. But here, 400+ people answered.

Thanks for reading. It’s a privilege to be able to write for you and know that you’re actually reading and taking action.

And if you think 2012 was fun…just wait until January 2013.


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  1. Chris Johnson


    I’m still loving your post in 2011, which was the first I’d ever heard of you.


  2. Neil Khan

    Even though it was from last year, it’s still one of my favorite “Ramit’s Eye-Opener Quotes”:

    “Imagine being able to systematically focus on doing just 10 high-impact actions per year. Now compare your results to your friend, who does 100 different things and seem to be furiously busy, but few of them make any difference whatsoever. Who gets better results?”

    Some of my friends are just “busybodies” saying they’re “too busy doing this” and “too busy doing that”, yet they fail to make any sort of positive impact or achieve anything to add to themselves, their career or others.

    For me, it’s not about how much you’re DOING, it’s about how much you’re PRODUCING!

    I can’t wait for 2013!!!!! Keep the stuff coming Ramit — they’re all GOOD! 😀

  3. Congrats Ramit,

    You are definitely helping people help themselves and that’s a good thing.

    In 2013 I’d love to hear what you have to say about the bankster culture and it’s effects on society.

  4. These are great public posts, but your private stuff for subscribers is hands down the best out there.

    I’ll continue to cite you on my site, keep it up!

  5. Geoff Whitmore

    Great list! I especially loved the post about how you traveled for 3 weeks, and no one knew. Speaking my language.

  6. That passive income post is SO inspiring, I really need to start earning passively.

  7. Mary Kaplan

    I’m a newcomer to your site, but based upon the response you are getting, I’m definitely coming back to read more! Anyone who wants to help others achieve their goals and live richer lives, is someone I want to get to know! Thanks for a good end of the year summation. Look forward to hearing more in 2013!