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Credit Card Debt Calculator”

IWillTeachYouToBeRich 1-hour class!

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Want to learn everything on this site in 1 hour? I teach a 1-hour class called I Will Teach You To Be Rich.

Course description
I teach a class on personal finance including banking, budgeting, saving, and investing.

It REALLY pays to start now. Check this: if you save 100 bucks/month until you’re 30 (for only 10 years, then you never save money again), and your dumb friend starts later–saving 100 bucks/month from age 30 to 65 (that’s 35 years compared to your 10 years)–you will have way more money (over $100,000 more) than him at age 65. Start early and you will be rich.

In the class, I go over…
1. How to save your money–tricks to not pay your bank any fees, how to budget, using credit cards, etc.
2. How to make more money by investing–what are stocks? bonds? mutual funds? Roth IRAs? And what can you do to start today and maximize returns?

I start at a beginner level, but if you have any specific questions about your own money, you can bring them and I’ll help. See the actual course handout.

How to attend
It’s pretty easy. If you can get a group of 10 people together, I teach the class for free. If you can’t get a 9 other people together (or you don’t live in the Bay area), just get in touch and we’ll figure it out: Update: Because of time constraints, I’ve had to cut back on free talks for small groups. Please see for details.

The class is 1 hour long and is geared to students and recent grads (i.e., young people), but is applicable to everyone. I’ve taught it to over 500 people, including students from Stanford, MIT, and Bay-area high schools.

Tell your friends: The URL of this page is

Update: I was invited to teach this class at MIT, where I taught my 500th student! See pictures and details from the MIT class.

Testimonials from past attendees

“Ramit spoke to undergraduate engineering students in my program a little over three weeks ago and students are still raving about how informative, real, and engaging his presentation was. Each year, we invite guest speakers from CEO’s to recent grads, and I have never seen a speaker make such a long lasting impact on a group of undergraduates like Ramit did. Since he does not represent any particular financial advisory firm, the students really listened and believed him. And because Ramit’s presentation is so concise (under one hour and he means it!) and he is so funny, his message really sticks and students act on it.”

Christopher Resto, Executive Director, Undergraduate Practice Opportunities Program (UPOP) MIT School of Engineering

“Ramit’s class is the ultimate crash course in personal finance! He teaches you the nuts and bolts in layman’s terms, so that anyone can pick it up. I learned more about managing my money in one hour with him than I have in three years as an econ major.

The day after taking Ramit’s class I setup a personal budget, obtained a free credit report, had my credit limits raised, and got free checking. I never would have known where to start before taking his class. They don’t teach you how to do that in high school or college.”
Brooks Kincaid, Stanford University, economics major

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