Get my 5-day email funnel that generated $400,000 from a single launch

Want an email sales funnel that's already proven to work? Get the entire word-for-word email funnel that generated $400,000 from a single launch and apply it to your own business.

Yes! Send me the funnel now
15 Little Life Hacks

I’m back from vacation, some links I’m reading

13 Comments- Get free updates of new posts here

0

I’m back from India!

I had a great time in Delhi and Mumbai, and I’ll probably post some of my photos/thoughts a little later. I was also lucky enough to meet up with a few readers (here’s Ranjan’s writeup on meeting me), so thank you to everyone who met up and said hello.

While I’m catching up on stuff, here are some links that caught my attention recently.

0

Related Articles

standard post picture

How to ask for a favor (and get what you want)

Every year on my birthday, I ask my readers to do me a simple favor. I tell them to leave ...

Read More
401k

401(k): The single best way to grow your money

How would you like free money? That's not a trick question. For millions of people, free money is up for ...

Read More

13 Comments

0
 

Leave a Reply

13 Comments on "I’m back from vacation, some links I’m reading"

Notify of
avatar

Sort by:   newest | oldest
Mark H.
Mark H.
8 years 5 months ago
Ramit, thanks for the article link regarding homes under water. I am in this exact scenario. I accepted a job offer that requires relocation to CA in a few weeks, and to my surprise my house is not worth what I owe (after refinancing a few years ago and taking out a 20k home equity loan for home improvements). I still don’t know what to do. If I sell at a loss, I am stuck with trying to come up with the difference (plus commissions), if I short sale, the bank will still want the remaining balance (50K), if I… Read more »
Colin
Colin
8 years 5 months ago
Kudos to you for proactively looking for viable alternatives to foreclosure – that probably makes you more responsible than 50% of the people on that chart. Unfortunately, there is no easy answer. If you have assets to cover the difference, the bank will want you to come up with that at closing – it is extremely difficult to broker a short sale, even when it is clear that the homeowner can never realistically come up with the difference and foreclosure is imminent. Banks still seem to have their heads in the sand about where the real estate market is headed.… Read more »
Mark H.
Mark H.
8 years 5 months ago
Colin, thanks for your response. To answer your question, when its all said and done (Including Legal and Real Estate fees), I am probably going to owe about 50k at closing. Part of this is my fault, I should have know something fishy was going on. To elaborate, during my home equity loan process (2006), I had two assessments done on my house, the first was a market analysis done by a real estate agent (his value was $240,000), this did not work for the bank, so they had one of their “Professional Assessors” come out and do a full… Read more »
Justin W.
Justin W.
8 years 5 months ago

Would keeping the home as a rental become an option and hold onto it until the market turns around in a year or two?

Ed
8 years 5 months ago

Thanks for the post and links.

I read “The Entrepreneurship Myth” , good ideas, particularly on why some fail and others don´t.

What about start ups and small business as educational experiences? If you come out even, or even a little short, the experience of running projects on your own, having responsibility, having to make decisions, networking, selling ideas are all good for future endeavors and for personal growth.

Sra
8 years 5 months ago
Ramit, love the link about Failure of the Last Mile. Great stuff. Not sure why women who fear being weighed in the doctor’s office is a failure of the last mile, though. As a woman, I feel that it’s generally best for the self-esteem not to weigh yourself. So whenever I go to the doctor and get on the scale, I simply don’t watch the numbers as the nurse balances the scale. For years I did this and never knew how much I weighed. Then one day a nurse ruined my peaceful ignorance by declaring my weight out load as… Read more »
April
April
8 years 5 months ago
I never care about being weighed at the doctor’s office, because their measurement is always wrong since I’m wearing clothes, shoes, etc. Plus, I am a size 4, but I have a lot of muscle tone, and I weigh a lot more than I look like I weigh. One nurse weighed me three times because she didn’t think I could weigh as much as the scale says. I can see how overweight people would be sensitive about it, though. I mean, if you know you need to lose weight, you don’t want your number called out in a hallway full… Read more »
Allen
Allen
8 years 4 months ago

The responsibility for repayment of the loan is with the person who asked for the loan and signed the contract.
There appears to be a mistake with the paperwork and it’s not the banks or assessors’. It’s the signature by someone who agreed with the numbers.

Colin
Colin
8 years 4 months ago

Allen, that’s a pretty gross oversimplification.

I agree that people should be responsible for their actions and make good on their obligations – but that doesn’t forgive the banks for irresponsible (and sometimes predatory) lending.

Kat
Kat
8 years 4 months ago
I read the housing article and it pisses me off. All of those people have alternatives to make their mortgage payments and none of them need a government, otherwise known as my tax dollars, bail out. The first couple didn’t need a bigger house, they wanted it. That was pure greed on their part, not the lenders. The 60 year old woman has 3 extra bedrooms and could rent them out to help with the cost of the mortgage so she could travel and buy clothes. Or she could take the 6k from retirement and sell the big house she… Read more »
Carlin
Carlin
8 years 4 months ago
You should get weighed at the doctor. You could always ask that they don’t read your weight to you, or don’t look at the scale. But they wouldn’t want to do it if it wasn’t important to your health. As for home loans, there needs to be some personal responsibility for this. When tech stocks crashed, did the government ride in and put money back in people’s 401ks? Did they help Enron employees that lost their life savings because there was a freeze on selling the stock? If you take the risk out of speculation, then what incentive do people… Read more »
mike
mike
8 years 4 months ago
@Kat, I applaud your response and second it. I cringe at the thought that I moved my family away from SoCal in 2005 because houses quickly moved out of my affordable range and I was *responsible* enough to recognize I couldn’t afford to buy. Now all the former speculators with green in their eyes are playing the victim-of-the-lenders card. I have been saving for a down payment on my first home ever since… have yet to buy… and don’t want my hard earned money taxed to cover the greedy. Suck it up, folks. You gambled and lost. Now get on… Read more »
Schadenfruede
Schadenfruede
7 years 10 months ago

I’m LMAO @ all the greedy scumbags [flippers who got caught] who paid too much, thought they could make an easy couple 100K and then dump their overpriced POS crackerboxes on some other chump 🙂 Between these people and the ones who took out mortgages as simply a way to live somewhere rent-free for a year C_R_Y__M_E__A_R_I_V_E_R_!

wpDiscuz