If you use Tivo, Facebook, MP3s, or a cellphone…

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MP3's are a spectacular way to add educational enrichment to a busy lifestyle. With the amount of educational podcasts, college lectures and tech news/commentary, there is no good reason not to be always learning. Between portable players and in-dash units, I personally manage to add about 1 hour a day of educational content to my life!

after taking a course in artificial neural networks, and then learning about genetic algorithms and so forth, i thought i'd try my hand at doing day trading based on automated predictive trading systems which used forecasting/optimization methods wall street probably doesn't know about, the assumption being that there are short-term market inefficiencies one might exploit.

well, i still think it's doable, but it's really god damn hard, probably as hard as doing a thorough job of fundamental analysis for a buy-and-hold strategy on equities.

thus, when i get out of college, i'm planning on just putting most of whatever money i have into government bonds and the rest into an index fund. like 70-30, respectively.

i give up trying to be a mad scientist who gets one over on full-time investment professionals and day traders.

hey, don't forget that the responses you'll get on your wiki aren't going to be representative of *all* young people! I'd venture to say that the demographic that reads your blog vs. the typical 16-yr old teenie bopper is substantially different!