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	<title>Comments on: I am disappointed with Michael Jackson&#8217;s interest rate</title>
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	<link>http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate/</link>
	<description>Personal finance blog for college students, recent graduates and everyone else -- including entrepreneurship -- for getting rich. Featured in the Wall Street Journal and New York Times.</description>
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		<title>By: thrillhouse</title>
		<link>http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate/comment-page-1/#comment-1918</link>
		<dc:creator>thrillhouse</dc:creator>
		<pubDate>Mon, 17 Apr 2006 15:47:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate#comment-1918</guid>
		<description>this is exactly why it does not matter how much money you have, if you manage it poorly, you will be broke.
credit card companies are snakes, and debt is evil.
</description>
		<content:encoded><![CDATA[<p>this is exactly why it does not matter how much money you have, if you manage it poorly, you will be broke.<br />
credit card companies are snakes, and debt is evil.</p>
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		<title>By: aixwiz</title>
		<link>http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate/comment-page-1/#comment-1917</link>
		<dc:creator>aixwiz</dc:creator>
		<pubDate>Mon, 17 Apr 2006 15:36:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate#comment-1917</guid>
		<description>Ramit,
As long as your account is in good standing with your credit card company, most will actually lower your rate if they ask.  If they balk at doing so, you can always mention that you&#039;re thinking of switching to another card that&#039;s offering a lower rate.  That usually entices them to match the offer.</description>
		<content:encoded><![CDATA[<p>Ramit,<br />
As long as your account is in good standing with your credit card company, most will actually lower your rate if they ask.  If they balk at doing so, you can always mention that you&#8217;re thinking of switching to another card that&#8217;s offering a lower rate.  That usually entices them to match the offer.</p>
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		<title>By: Freelove</title>
		<link>http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate/comment-page-1/#comment-1916</link>
		<dc:creator>Freelove</dc:creator>
		<pubDate>Mon, 17 Apr 2006 14:09:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate#comment-1916</guid>
		<description>People need to remember than Michael Jackson is an extremely special case. He is faced with countless lawsuits that could potentially bankrupt the pedophile, er singer, at any given time. In some cases a court ruling against him may take precedence over prior credit obligations. The credit companies must have an increased risk with MJ, though Ramit&#039;s advice is still quite valid for the majority of us.</description>
		<content:encoded><![CDATA[<p>People need to remember than Michael Jackson is an extremely special case. He is faced with countless lawsuits that could potentially bankrupt the pedophile, er singer, at any given time. In some cases a court ruling against him may take precedence over prior credit obligations. The credit companies must have an increased risk with MJ, though Ramit&#8217;s advice is still quite valid for the majority of us.</p>
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		<title>By: Judah L.</title>
		<link>http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate/comment-page-1/#comment-1915</link>
		<dc:creator>Judah L.</dc:creator>
		<pubDate>Sun, 16 Apr 2006 04:19:40 +0000</pubDate>
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		<description>20% is unbelievable.  He either needs a new financial advisor, a 0% balance transfer, or repeat the greatness of Thriller.  I wonder what those minimum monthly payments are?</description>
		<content:encoded><![CDATA[<p>20% is unbelievable.  He either needs a new financial advisor, a 0% balance transfer, or repeat the greatness of Thriller.  I wonder what those minimum monthly payments are?</p>
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		<title>By: Aaron</title>
		<link>http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate/comment-page-1/#comment-1914</link>
		<dc:creator>Aaron</dc:creator>
		<pubDate>Sun, 16 Apr 2006 02:57:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate#comment-1914</guid>
		<description>Actually, a great tactic to try with any organization with a large call center is to simply cut a conversation short with a rep if you&#039;re not satisfied with their help.  The chances are fairly good of getting an entirely different person who is more helpful.</description>
		<content:encoded><![CDATA[<p>Actually, a great tactic to try with any organization with a large call center is to simply cut a conversation short with a rep if you&#8217;re not satisfied with their help.  The chances are fairly good of getting an entirely different person who is more helpful.</p>
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		<title>By: Nick</title>
		<link>http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate/comment-page-1/#comment-1913</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Sat, 15 Apr 2006 01:51:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate#comment-1913</guid>
		<description>Heh, looks like Michael Jackson employs a lot more people than he thinks!</description>
		<content:encoded><![CDATA[<p>Heh, looks like Michael Jackson employs a lot more people than he thinks!</p>
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		<title>By: Jonathan</title>
		<link>http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate/comment-page-1/#comment-1912</link>
		<dc:creator>Jonathan</dc:creator>
		<pubDate>Fri, 14 Apr 2006 23:52:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/i-am-disappointed-with-michael-jacksons-interest-rate#comment-1912</guid>
		<description>You&#039;re right Ramit. all it takes is a simply phone call. I&#039;ve done it many times.


if they say no, try again next month. At one point or another, they will be able to lower it.


Also, make sure you pay on time everymonth. If your payment record is clean, you increase your chances of getting your rates lowered.</description>
		<content:encoded><![CDATA[<p>You&#8217;re right Ramit. all it takes is a simply phone call. I&#8217;ve done it many times.</p>
<p>if they say no, try again next month. At one point or another, they will be able to lower it.</p>
<p>Also, make sure you pay on time everymonth. If your payment record is clean, you increase your chances of getting your rates lowered.</p>
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