Comments on: Here’s how I start planning for Christmas — in October http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october/ Personal finance blog for college students, recent graduates and everyone else -- including entrepreneurship -- for getting rich. Featured in the Wall Street Journal and New York Times. Sun, 14 Mar 2010 14:42:13 -0700 http://wordpress.org/?v=abc hourly 1 By: one million euro blog http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october/comment-page-1/#comment-61532 one million euro blog Sun, 11 May 2008 11:07:17 +0000 http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october#comment-61532 Great Planning! with my best wishes. Great Planning!

with my best wishes.

]]> By: Beestro http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october/comment-page-1/#comment-58550 Beestro Fri, 11 Apr 2008 06:00:02 +0000 http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october#comment-58550 Well guys, I didn’t expect to see anything like that here. It’s amazing. So many shocking news on one website. I’m not sure I can agree with everything , but I’m totally astonished by this words. To be honest, I have never heard this kind of information online. It’s really something very special. Well guys, I didn’t expect to see anything like that here. It’s amazing. So many shocking news on one website. I’m not sure I can agree with everything , but I’m totally astonished by this words. To be honest, I have never heard this kind of information online. It’s really something very special.

]]> By: Phoenix http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october/comment-page-1/#comment-51689 Phoenix Fri, 08 Feb 2008 21:53:34 +0000 http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october#comment-51689 Use your Christmas Club account. Nearly all credit unions have one. The money can be automatically deducted starting in January and is "set free" for you to use in November. The cycle starts all over again in January. (may be different for each credit union) Use your Christmas Club account. Nearly all credit unions have one. The money can be automatically deducted starting in January and is “set free” for you to use in November. The cycle starts all over again in January. (may be different for each credit union)

]]> By: aimee http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october/comment-page-1/#comment-39848 aimee Tue, 06 Nov 2007 13:28:21 +0000 http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october#comment-39848 My husband's family is pretty materialistic and attempts at limiting gift giving to one person drawn from a bowl haven't worked. So we have to buy for twenty people just on his side, and they have everything to begin with. I stopped buying individual gifts for them years ago and instead buy each couple (aunts/uncles etc.) the same thing. Last year we made calendars on Shutterfly for $15/each. This year's gift is a crystal ornament set from Pottery Barn. I found them online back in February marked on clearance from $40 to $10 each. I bought ten for $100. Bonus: they came gift wrapped. Bah humbug! My husband’s family is pretty materialistic and attempts at limiting gift giving to one person drawn from a bowl haven’t worked. So we have to buy for twenty people just on his side, and they have everything to begin with.

I stopped buying individual gifts for them years ago and instead buy each couple (aunts/uncles etc.) the same thing. Last year we made calendars on Shutterfly for $15/each. This year’s gift is a crystal ornament set from Pottery Barn. I found them online back in February marked on clearance from $40 to $10 each. I bought ten for $100. Bonus: they came gift wrapped. Bah humbug!

]]> By: JLP’s Weekly Roundup (Week of October 29, 2007)—� AllFinancialMatters http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october/comment-page-1/#comment-39692 JLP’s Weekly Roundup (Week of October 29, 2007)—� AllFinancialMatters Mon, 05 Nov 2007 04:55:41 +0000 http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october#comment-39692 [...] Speaking of Christmas, here’s how Ramit plans for Christmas in October. [...] [...] Speaking of Christmas, here’s how Ramit plans for Christmas in October. [...]

]]> By: linda http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october/comment-page-1/#comment-39618 linda Sun, 04 Nov 2007 17:15:30 +0000 http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october#comment-39618 I am 57 years old and I rarely do much for Christmas. My parents have every thing they need or want. So I do not send them anything. They have suggested this. For my kids but I give them a real special gift. I live on the West Coast and they live on the East Coast. What I give them is a $50 gift certificate for Southwest Air for Christmas and a $25 gift certificate for them for their birthdays. That way they have some money to help them come visit me. For the boyfriend I buy him a book from the Friends of the Library book sale. Something special that I know he would like. Most of their books are in great condition for a few dollars. My Christmas budget $160. I hate the consumerism of Christmas. It is such a turnoff!! I am 57 years old and I rarely do much for Christmas. My parents have every thing they need or want. So I do not send them anything. They have suggested this.

For my kids but I give them a real special gift. I live on the West Coast and they live on the East Coast. What I give them is a $50 gift certificate for Southwest Air for Christmas and a $25 gift certificate for them for their birthdays. That way they have some money to help them come visit me.

For the boyfriend I buy him a book from the Friends of the Library book sale. Something special that I know he would like. Most of their books are in great condition for a few dollars.

My Christmas budget $160. I hate the consumerism of Christmas. It is such a turnoff!!

]]> By: Linda V http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october/comment-page-1/#comment-39598 Linda V Sun, 04 Nov 2007 14:20:34 +0000 http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october#comment-39598 I like to buy gifts throughout the year when I see the "perfect" one. Which is sort of like saving all year for Christmas. HOWEVER, I still do save for Christmas, because EVERYTHING is on sale, and I have a list of "We Needs" and I buy for the house in December while everyone is slashing prices to entice the Christmas buyer. It is the BEST time to get that extra or new TV or DVD player, I-pod, laptop, bedroom comforter, lamp set, etc. Most of my business wardrobe is purchased before Christmas as well. It used to be so disheartening when I needed what was on sale, but couldn't buy, because I hadn't planned, and needed to meet the Christmas demands. Now I do both. Christmas is done by Oct, and I plan for the Christmas sales! I like to buy gifts throughout the year when I see the “perfect” one. Which is sort of like saving all year for Christmas. HOWEVER, I still do save for Christmas, because EVERYTHING is on sale, and I have a list of “We Needs” and I buy for the house in December while everyone is slashing prices to entice the Christmas buyer. It is the BEST time to get that extra or new TV or DVD player, I-pod, laptop, bedroom comforter, lamp set, etc.
Most of my business wardrobe is purchased before Christmas as well. It used to be so disheartening when I needed what was on sale, but couldn’t buy, because I hadn’t planned, and needed to meet the Christmas demands. Now I do both. Christmas is done by Oct, and I plan for the Christmas sales!

]]> By: Matt http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october/comment-page-1/#comment-39591 Matt Sun, 04 Nov 2007 13:22:10 +0000 http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october#comment-39591 I am able to save by keeping several no cost or at least very cheap and frugal hobbies. As long as you can keep yourself occupied cheaply, this is all that matters. I restore junk furniture. I program games using free software tools. I build websites and try and host them at home. I am attempting to build a company on nothing, it may not work but it is fun to try. I train my dog and cat to do tricks. Cat hasn't learned much. I am able to save by keeping several no cost or at least very cheap and frugal hobbies. As long as you can keep yourself occupied cheaply, this is all that matters.

I restore junk furniture.
I program games using free software tools.
I build websites and try and host them at home.
I am attempting to build a company on nothing, it may not work but
it is fun to try.
I train my dog and cat to do tricks. Cat hasn’t learned much.

]]> By: Weekly Roundup #2 (Nov 3, 2007) - myinvestingblog.com http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october/comment-page-1/#comment-39525 Weekly Roundup #2 (Nov 3, 2007) - myinvestingblog.com Sat, 03 Nov 2007 16:00:27 +0000 http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october#comment-39525 [...] Blog Articles:  Six Steps to Building a Solid Financial Foundation I Will Teach You to Be Rich:  Here’s how I start planning for Christmas in October Christian PF:  The Trick to Saving Money Moneyning:  Change Our Car Buying Behaviors and Save [...] [...] Blog Articles:  Six Steps to Building a Solid Financial Foundation I Will Teach You to Be Rich:  Here’s how I start planning for Christmas in October Christian PF:  The Trick to Saving Money Moneyning:  Change Our Car Buying Behaviors and Save [...]

]]> By: Dale Swinford http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october/comment-page-1/#comment-39471 Dale Swinford Fri, 02 Nov 2007 22:06:47 +0000 http://www.iwillteachyoutoberich.com/blog/heres-how-i-start-planning-for-christmas-in-october#comment-39471 One thing I haven't seen mentioned yet: our "extended family" includes several "20-somethings", as well as moms and pops and uncles and aunts. A few years ago, the "older" generation realized that if *everyone* got a present for *everyone*, it would seriously tax the kids' finances, so we instituted a system of putting everyone's name in a bowl and having each person pull out a name when we all get together for Thanksgiving. You are responsible for purchasing a gift for the person who's name you drew, and no-one else. We put a strict limit on the amount (originally $25, but now up to $100, as the kids got older). The net result of this is that *everyone* gets a gift (and a nice one, instead of a "trinket"), and no-ones budget is broken at Christmas. An interesting side effect is that the "geezers" can still "go crazy" on spouses and grandchildren (and we do ;-)), without the expectation that the kids will be paying for Christmas until June. One thing I haven’t seen mentioned yet: our “extended family” includes several “20-somethings”, as well as moms and pops and uncles and aunts.

A few years ago, the “older” generation realized that if *everyone* got a present for *everyone*, it would seriously tax the kids’ finances, so we instituted a system of putting everyone’s name in a bowl and having each person pull out a name when we all get together for Thanksgiving. You are responsible for purchasing a gift for the person who’s name you drew, and no-one else. We put a strict limit on the amount (originally $25, but now up to $100, as the kids got older).

The net result of this is that *everyone* gets a gift (and a nice one, instead of a “trinket”), and no-ones budget is broken at Christmas. An interesting side effect is that the “geezers” can still “go crazy” on spouses and grandchildren (and we do ;-) ), without the expectation that the kids will be paying for Christmas until June.

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