Comments on: Get your credit card’s annual fee waived http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived/ Personal finance blog for college students, recent graduates and everyone else -- including entrepreneurship -- for getting rich. Featured in the Wall Street Journal and New York Times. Sun, 21 Mar 2010 02:45:13 -0700 http://wordpress.org/?v=abc hourly 1 By: lilybird99 http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived/comment-page-1/#comment-94827 lilybird99 Sat, 11 Apr 2009 17:26:48 +0000 http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived#comment-94827 I just called Amex & they refused to waive $45/year fee. I asked for supervisor, same thing. They offered other cards with zero fee, reminded me that I agreed to pay fee when I signed up for card, & really didn't care at all that I was planning on taking business elsewhere. (On a positive note, 15 minutes on the phone with Comcast just now resulted in $257 savings over next 6 months.) I just called Amex & they refused to waive $45/year fee. I asked for supervisor, same thing. They offered other cards with zero fee, reminded me that I agreed to pay fee when I signed up for card, & really didn’t care at all that I was planning on taking business elsewhere.

(On a positive note, 15 minutes on the phone with Comcast just now resulted in $257 savings over next 6 months.)

]]> By: Michael http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived/comment-page-1/#comment-94826 Michael Sat, 11 Apr 2009 17:16:58 +0000 http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived#comment-94826 I tried to have my Amex fee waived. Tried all of the method here promoting that I have been a loyal customer for 10 years and always paid on time. I was given the option of paying for the fee with points, and or moving to a lower fee card, but they were not going to waive any fee. Well they have just lost a customer and I will move my spending elsewhere. I tried to have my Amex fee waived. Tried all of the method here promoting that I have been a loyal customer for 10 years and always paid on time. I was given the option of paying for the fee with points, and or moving to a lower fee card, but they were not going to waive any fee. Well they have just lost a customer and I will move my spending elsewhere.

]]> By: pamela from oz http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived/comment-page-1/#comment-86485 pamela from oz Wed, 14 Jan 2009 00:20:51 +0000 http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived#comment-86485 I am a credit card user the Banks hate...in fact they have a name for people like me...but can't remember it unfortunately, lol. Just received an offer from American Express for one of their credit cards and it states there is NO annual fee, there are rewards attached and 55 day free of interest. Also if I spend $550 before the end of February they will also send me a lovely wheeled travel bag. I have taken up the offer but just noticed on line that this card does have an annual fee according to Website. Rang and queried why my letter states NO ANNUAL FEE and yet website says there is one. Response was that I had received a special offer. Most interesting; was not aware they did this. I thought everyone was treated the same; apparently not! The normal annual fee for this particular card...Choices...I think it is called...is $49 a year. The operator said there will be no fee for the life of the card. I should have asked what exactlyt that meant. Maybe it just means until its expiry date and when the new card is issued I will be asked to pay the $49 fee. That is when I will ditch it, lol. I am a credit card user the Banks hate…in fact they have a name for people like me…but can’t remember it unfortunately, lol.

Just received an offer from American Express for one of their credit cards and it states there is NO annual fee, there are rewards attached and 55 day free of interest. Also if I spend $550 before the end of February they will also send me a lovely wheeled travel bag.

I have taken up the offer but just noticed on line that this card does have an annual fee according to Website. Rang and queried why my letter states NO ANNUAL FEE and yet website says there is one. Response was that I had received a special offer. Most interesting; was not aware they did this. I thought everyone was treated the same; apparently not! The normal annual fee for this particular card…Choices…I think it is called…is $49 a year.

The operator said there will be no fee for the life of the card. I should have asked what exactlyt that meant. Maybe it just means until its expiry date and when the new card is issued I will be asked to pay the $49 fee. That is when I will ditch it, lol.

]]> By: Pretty girl in Pink http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived/comment-page-1/#comment-84120 Pretty girl in Pink Tue, 16 Dec 2008 06:51:43 +0000 http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived#comment-84120 Mr. BThappy, I went ahead and did as you said and absolutley nothing! So much for these banks want to keep you as a customer. Infact First Premier Bank Rep said if you'd like we can close you account so you don't have to pay the fee's. Ya, Ummmm Ramit these days banks don't care for their customers like they use to back in the day... Especially the banks I have to bank with "bad credit" they know I need them to improve my credit at the end of the day. Mr. BThappy,

I went ahead and did as you said and absolutley nothing! So much for these banks want to keep you as a customer. Infact First Premier Bank Rep said if you’d like we can close you account so you don’t have to pay the fee’s.

Ya, Ummmm Ramit these days banks don’t care for their customers like they use to back in the day… Especially the banks I have to bank with “bad credit” they know I need them to improve my credit at the end of the day.

]]> By: BThappy http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived/comment-page-1/#comment-84000 BThappy Sun, 14 Dec 2008 07:10:34 +0000 http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived#comment-84000 why do you need to be assured pretty girl in pink? what is the worst that could possibly happen? they say no? make up a talk about how moneys a little tight and you think 170 bucks is a little High, hell i just opened a new credit card and the fee was only 39.99. why do you need to be assured pretty girl in pink? what is the worst that could possibly happen? they say no?

make up a talk about how moneys a little tight and you think 170 bucks is a little High, hell i just opened a new credit card and the fee was only 39.99.

]]> By: Pretty girl in Pink http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived/comment-page-1/#comment-83663 Pretty girl in Pink Wed, 10 Dec 2008 01:01:19 +0000 http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived#comment-83663 Okay, So I'm one with not the best of credit so most credit card companies apply at least 170 dollars for annual fee's. I would love to get this waived. Let me get this straight. All I need to do is call up the bank and simply say " I see an annual fee on my cc I want it to be removed". and if the rep says no, this is not going to happen, I say " Well what can you do for me?" mmmmm, I don't see this is likely.... can someone assure this will happen Okay, So I’m one with not the best of credit so most credit card companies apply at least 170 dollars for annual fee’s. I would love to get this waived.

Let me get this straight. All I need to do is call up the bank and simply say
” I see an annual fee on my cc I want it to be removed”.

and if the rep says no, this is not going to happen,

I say

” Well what can you do for me?”

mmmmm, I don’t see this is likely…. can someone assure this will happen

]]> By: S. Brady http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived/comment-page-1/#comment-78556 S. Brady Fri, 31 Oct 2008 22:49:05 +0000 http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived#comment-78556 At Bank of America, the only way to get an annual fee waived it to close your account. The annual fee is assessed to the card because of the benefits you get with that card. You get more benefits with a card with an annual fee then one that has no fee. So if you don't want the annual fee don't have that particular card. There are a lot of cards out there that have no fees. At Bank of America, the only way to get an annual fee waived it to close your account. The annual fee is assessed to the card because of the benefits you get with that card. You get more benefits with a card with an annual fee then one that has no fee. So if you don’t want the annual fee don’t have that particular card. There are a lot of cards out there that have no fees.

]]> By: Dave http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived/comment-page-1/#comment-78445 Dave Thu, 30 Oct 2008 22:47:08 +0000 http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived#comment-78445 @Thisson: http://www.iwillteachyoutoberich.com/blog/credit-card-perks-you-didnt-know-about-part-2 Check out that and part one on why credit cards aren't all so bad. On cc interest rates and annual fees, it's not impossible to have a low interest credit card with no annual fee. I'm only 21, but my CapitalOne card has no fee and a 5.9% APR and my Discover w/ rewards has no fee and 10.9% which isn't LOW, but it's still lower than most of my parents cards. That and I don't carry a balance on it. @Thisson: http://www.iwillteachyoutoberich.com/blog/credit-card-perks-you-didnt-know-about-part-2 Check out that and part one on why credit cards aren’t all so bad.

On cc interest rates and annual fees, it’s not impossible to have a low interest credit card with no annual fee. I’m only 21, but my CapitalOne card has no fee and a 5.9% APR and my Discover w/ rewards has no fee and 10.9% which isn’t LOW, but it’s still lower than most of my parents cards. That and I don’t carry a balance on it.

]]> By: JEANNE http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived/comment-page-1/#comment-78082 JEANNE Sun, 26 Oct 2008 07:27:05 +0000 http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived#comment-78082 I find it's a trade off - either you have no fee but high interest rates, or a low rate with some kind of fee. Of course in a perfect world none of us would carry any balance, so the first choice would be the way to go. Still, if you're looking for both it can be tricky. I do have one card with Capital One that has a low rate and no fee, but it's the exception. I find it’s a trade off – either you have no fee but high interest rates, or a low rate with some kind of fee. Of course in a perfect world none of us would carry any balance, so the first choice would be the way to go. Still, if you’re looking for both it can be tricky.

I do have one card with Capital One that has a low rate and no fee, but it’s the exception.

]]> By: Queercents » Blog Archive » Queercents Weekly Roundup: Vote Louder! http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived/comment-page-1/#comment-78046 Queercents » Blog Archive » Queercents Weekly Roundup: Vote Louder! Sat, 25 Oct 2008 21:45:03 +0000 http://www.iwillteachyoutoberich.com/blog/get-your-credit-cards-annual-fee-waived#comment-78046 [...] credit card has an annual fee, Ramit Sethi suggests calling and asking to have the fee waived. (Read it at I Will Teach You To Be [...] [...] credit card has an annual fee, Ramit Sethi suggests calling and asking to have the fee waived. (Read it at I Will Teach You To Be [...]

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