Comments on: Full chapter from my book: Optimize Your Credit Cards

By: Ben

Ben — Wed, 15 Jul 2009 20:44:56 +0000

From your video interview on CNBC, you say “never take the collision insurance” at the rental car counter because your credit card already gives it to you. This is not true for all countries. You have to call your specific card issuer to find out where their coverage applies or does not apply. Otherwise some people will be screwed if they go to Ireland, Israel or Jamaica thinking they are covered by their credit card’s insurance.

By: Financial Guru Review: Ramit Sethi

Financial Guru Review: Ramit Sethi — Wed, 15 Jul 2009 20:08:22 +0000

[...] your credit cards’ interest rates: Going beyond just accelerating debt repayment, Ramit gives scripts on how you can speak with the customer service representative. I had called my credit card company [...]

By: Having Trouble Paying Credit Cards?

Having Trouble Paying Credit Cards? — Tue, 30 Jun 2009 17:05:17 +0000

[...] Rich, actually offers techniques in his book. You can access the 1st chapter for free on his site here. Another thing you should check is to see if you qualify for a change in status. If you are [...]

By: Amber Frankhuizen

Amber Frankhuizen — Fri, 08 May 2009 21:25:03 +0000

Ramit..
I am such the typical 21 year old procrastinator… I just FINALLY got around to reading the first chapter of your book. As a result, I got my ONE late payment fee on my credit card (from 6 months ago) refunded, my APR lowered 6%, and a $2000 increase on my credit line. I am going out to buy your book RIGHT NOW. No more waiting.. I feel like the longer I wait to read, the more money I am missing out on… THANK YOU, THANK YOU so much.

By: Justan

Justan — Wed, 29 Apr 2009 10:50:03 +0000

I have 5 credit cards in a debt management plan all of which are closed and will remain that way. I have one credit card, a store one, what should I be doing to help me credit. I already pay on all cards and pay extra on the one with highest interest. I just bought a new\used car last week. I would like to help my credit recover. I have 2900$ in credit card debt compared to 5300$ last year. Should I get amother credit card?

By: fda approve acomplia

fda approve acomplia — Wed, 29 Apr 2009 10:38:21 +0000

Gentle estate! Add to favorite

By: Justan

Justan — Tue, 28 Apr 2009 14:54:47 +0000

I am in the process of reading your book.

By: “I Will Teach You To Be Rich” -First Impressions « Journey to the Automation Age

Tue, 31 Mar 2009 08:18:56 +0000

[...] This will greatly improve my credit score, thus saving me hundreds of thousands of dollars down the line when I need loans for big purchases (wedding, house, car, etcetera). It will also allow me to efficiently track my spending, and give other benefits of credit card use, such as consumer protection. To learn more about the benefits (and dangers) of credit cards, you can read the entire chapter for free from Ramit Sethi’s blog here. [...]

By: nau8CO

nau8CO — Sat, 28 Mar 2009 15:38:57 +0000

Hey Ramit,
I started reading your book and as I pay off my credit cards in full every month I decided to ask CapitalOne and Discover for credit increases. This comment is to share my experience with other readers. At CapitalOne, I could not get to a customer rep and their automated system politely told me to buzz off (not eligible for user initiated credit limit increase). This for a person with a good credit score (close to 800). My experience at Discover was the direct opposite, their customer rep within 5 seconds bumped up my limit by $4k. So a hit and a miss on this one but I am looking forward to applying the rest of your suggestions. Thanks for a great book.

By: Queercents » Blog Archive » Queercents Weekly Roundup:

Queercents » Blog Archive » Queercents Weekly Roundup: — Sat, 28 Mar 2009 14:59:14 +0000

[...] book was #1 at Amazon after it’s debut, and you can check out the first chapter for free! (Read it at I Will Teach You to Be [...]