The IWillTeachYouToBeRich chat tonight at 7pm PST

August 23 1 Comment latest by ranee

Ok, the chat is on tonight! Here’s the deal:

1. I’m hosting an online chat tonight at 7pm PST, and I’ll post the chat URL here at 6:50pm PST. (Just click refresh on this post to see the latest updates.)

**UPDATE (6:45pm PST)**
The chat room is open closed. I’ll try to post a transcript soon.

2. I’m going to try to have a free-flowing chat–but if it gets too chaotic, I might ask people to AIM me privately with questions, I’ll write my thoughts in the chat room, and then we can all chat about it.
3. I’m going to avoid answering deeply technical/individual questions that only about 3 people will understand, as well as questions I don’t know the answers to. But I’m thrilled to answer questions about getting started with personal finances, personal entrepreneurship, choosing a career, taking risks, and all the other stuff I write about on this site.

See you tonight.

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1 Comment latest by ranee

“It’s easy to tear ideas down, Ramit”

June 1 10 Comments latest by Kevin

My post on stupid frat-boy business ideas got a ton of feedback. Check out the 50+ comments here. As another commenter noted, “Funnier than the post, in a sad sort of way, were the dissenting comments by those outraged to have their bubbles burst.” (Other comments were not so charitable.)

Anyway, I got a lot of emails from people saying “It’s easy to tear ideas down, but do you have your own? What do YOU think will be next?”

But I’m not a futurist, and I never said I was. Plus, they have notoriously bad results.

Still, I’ll take a stab at it: Companies have no idea how young people are using technology, and there’s a huge opportunity for people our age to educate them. We live it and breathe it. Older people do not. I was once hired to talk about blogs, social networks, etc, so I decided to have some fun with them. I can personally tell you that there’s nothing like opening http://www.myspace.com/forbidden (PS–not safe for work) to a room full of VCs.

Other things I find promising: Helping people work together online sounds like a pretty good thing, in whatever form, as does targeting the always-increasing luxury segment. So does creating a platform for political discussions and news. But really, take what I say with a big fat grain of salt. I’m just one guy.

And finally, I want to mention one thing. I’m tired of Quicken and MS Money’s arms race of more and more features. I don’t need 5,000 things. I just want an easy way to enter my spending, with automatic downloads from banks/CCs, easy categorization, and charts that show me where the money is going. Bonus points if you can aggregate data and let me compare my spending with others to see if I’m in the same ballpark.

If any of you are developers interested in developing a simple, beautiful personal-finance app, let me know. I will personally help you spread the word about it.

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10 Comments latest by Kevin

Wow, you hate spending on a lot stuff

March 21 2 Comments latest by Mike

If you haven’t read the comments to my last post (Things I hate spending money on), you should check them out. There are 39 comments and counting…making it one of my most-commented-on posts yet.

Big takeaways for me:

• I have pretty smart readers
• You guys hate a LOT of things
• I laughed out loud about 5 times reading the comments

See the comments here.

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2 Comments latest by Mike

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