Scrooge Strategy

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The Money Diaries

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The Money Diaries: The 30-something Scrooge member who’s starting to automate his finances

The Money Diary from a 30-something Scrooge member who’s starting to automate his finances. Notice the transition period from not paying attention to his finances to fully automating it.

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The Money Diaries: The 20-something semi-conscious spender

Today’s post is by a 24-year old social worker who also works a second job. She’s a semi-conscious spender with a slight impulsive tendency, and in spite of her indecisiveness, she still seems to be on the right track. See her spending and my reactions.

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The Money Diaries: The 20-something coupon-clipper

Today’s post is was written in November by an 26-year-old who works in television and is engaged to a guy without a job (and a wedding looming). Notice how her costs are extremely low and she’s very conscious about her spending…but is she missing the bigger picture? Let me know in the comments.

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The Money Diaries: The 20-something who can’t seem to get out of his parents’ house

Today’s post is by a 25-year-old who lives at home with his parents in an attempt to save money to buy a house. Meanwhile, he obsesses over small expenses thinking that they affect his housing fund.

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The Money Diaries: The 20-something emotional spender

Today’s post is by a 25-year-old woman who feels guilty about spending money she doesn’t have. How many friends do you have like this?

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Money Diaries: The 20-something cube-dweller with an addiction to phone accessories

Another one from the Money Diaries series: Today’s post is by a 23-year-old married guy who works for an insurance company in San Francisco. Check out how small slips in budgeting and spending can add up before you know it.

How much have you saved
using Ramit's advice?





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Only numbers please