If I were a bank, here’s how I’d deal with overdraft fees

Overdraft fees make me want to cover myself in bird seed and stand in front of a toucan cage while duct-taped to the ground. One overdraft fee at your neighborhood Wells Fargo zeroes out your interest for the entire year, and makes you hate your bank even more than you already do. Is that even possible? Anyway, here's an interesting ...

Oh my god — it will be a dramatic day of posts

I had a bunch of stuff I wanted to post today, but I just threw it out the window after I saw some new emails come in. Yesterday, I wrote about the guy who bought a car, got ripped off, and was embarrassed. Check out the comments on that post, which are excellent. Well, a lot has happened since then. ...

Guy gets ripped off, is embarrassed

Here's an email I got just now (names changed). I need a little help. Well actually a lot of help. My friend got suckered into a TERRIBLE car deal. I mean bad. I don't know all the details but I know he has a contract for 6 years on a $20,000 car with a APR of 17.something%, and ...

Food and personal finance are similar (part 2)

Earlier this month, I wrote how food and personal finance are similar. Now check out a few excerpts from yesterday's New York Times Magazine article on nutrition, which also has lots of parallels to money: Humans deciding what to eat without expert help — something they have been doing with notable success since coming down out of the trees — is seriously ...

My Free Insider's Kit will show you how to earn more money

Free professional personal-finance advice today only

J.D. at Get Rich Slowly (a great personal-finance blog), writes: This Friday, January 26th, you can receive free, professional retirement advice by phone courtesy of Kiplinger’s Personal Finance: Get free, personalized answers to your financial questions. For the fifth time, we are joining with the National Association of Personal Financial Advisors (NAPFA) to sponsor Kiplinger’s Jump-Start Your ...

Conscious spending: How my friend spends $21,000/year on going out

A few weeks ago, a couple of friends and I were talking about where we want to travel this year, and one of them said something that surprised me. "You probably wouldn't approve, but I want to go to the Caribbean this year." Huh? Why wouldn't I approve? I thought about this in a pensive stare for many moments, taking ...