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Best of IWT: Dominate with my word-for-word scripts

Today is the first of a 4-part series spotlighting some of the best material on IWT. Today’s focus: My tested, word-for-word scripts that you can use to instantly save hundreds of dollars, negotiate thousands, and my personal favorite, improve responses at bars. I love scripts because they make it mindlessly easy for you to get started. No thinking required ...

What does the Capital One acquisition mean for ING Direct?

I've always pledged to be brutally honest with you about the best and worst companies out there. Very few people in the personal finance space will name specific names about companies. Some of them are worried about closing the door on a sponsorship deal. Some simply don't want to be "mean." I've always found that being ULTRA-SPECIFIC -- more than ...

Most Americans couldn’t come up with $2,000 if they needed to

Years ago, I wrote a post about my $100,000 friend -- who made 6 figures but lived paycheck to paycheck. I know several people like this. And now, the data to back it up. According to the Wall Street Journal, nearly half of Americans say they “definitely or probably” could not come up with $2,000 if they needed ...

This guy is going to regret his life in 15 years

Sigh. An email I got recently. Vito writes: "Love your name btw. Just ram it! lol. My investment strategy is non complicated. I invest everything I have in gold and silver. 75% silver and 25% gold. Simple and effective and no need to read any books. It's doing very well. Nobody I know has the slightest clue what's going on. ...

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5 fascinating perspectives on money

1. It's Coming: The $5 ATM fee My thoughts: Who cares if you have a checking account that refunds 100% of ATM fees? 2. Awesome tips on dealing with contracts My thoughts: From the article, the commenter writes: "This isn't even a housing thing, this is just a global thing. I don't think I've ever signed an employment contract without ...

How DARE they spend so much?

People love to point fingers and act indignant about how much people spend on other things....until it comes to themselves. "I can't BELIEVE she spends THAT much on shoes." "$3,000 for an apartment! RIDICULOUS!" "$28,000 for a wedding? I had 500 people over and we only spend $350" (by the way, every single post on wedding costs ...