Most Americans couldn’t come up with $2,000 if they needed to

Years ago, I wrote a post about my $100,000 friend -- who made 6 figures but lived paycheck to paycheck. I know several people like this. And now, the data to back it up. According to the Wall Street Journal, nearly half of Americans say they “definitely or probably” could not come up with $2,000 if they needed ...

Best savings account for 2014

This week, I’m sharing my favorite accounts with you. Tuesday: The best checking account Yesterday: The best credit card Today: The best savings account In my last note, I talked about why American Express Starwood card is the best all-around credit card and the one I personally use. Today, I want to talk about another crucial piece of your ...

This guy is going to regret his life in 15 years

Sigh. An email I got recently. Vito writes: "Love your name btw. Just ram it! lol. My investment strategy is non complicated. I invest everything I have in gold and silver. 75% silver and 25% gold. Simple and effective and no need to read any books. It's doing very well. Nobody I know has the slightest clue what's going on. ...

5 fascinating perspectives on money

1. It's Coming: The $5 ATM fee My thoughts: Who cares if you have a checking account that refunds 100% of ATM fees? 2. Awesome tips on dealing with contracts My thoughts: From the article, the commenter writes: "This isn't even a housing thing, this is just a global thing. I don't think I've ever signed an employment contract without ...

My Free Insider's Kit will show you how to earn more money

How DARE they spend so much?

People love to point fingers and act indignant about how much people spend on other things....until it comes to themselves. "I can't BELIEVE she spends THAT much on shoes." "$3,000 for an apartment! RIDICULOUS!" "$28,000 for a wedding? I had 500 people over and we only spend $350" (by the way, every single post on wedding costs ...

Psychology of Money: The Last Mile of Saving

A few weeks ago, while I was at a conference in DC, I was attending a panel on email marketing when someone raised their hand and asked a question about advertisers and CPM vs. CPA. If you've ever been to a tech conference and waited for the Q&A period, this is about when you start contemplating different ways ...