The Ultimate Guide to Making Money

Check your credit score: The Most-Ignored Big Win

There are about 10 Big Wins that, if you get right, you’ll almost never have to worry about spending money on lattes or ordering a large Coke. Let other people worry about turning the light off in their oven (yes, this is an actual piece of advice given by a personal-finance blogger.) If you get the Big Wins right, ...

If you use a Big Bank, you deserve to be treated like crap

Sorry guys, no more sympathy from me. If you continue to use a Big Bank like Bank of America or Wells Fargo, you deserve to be treated like shit. I hate them, but it’s not their fault. It’s your fault. After I’ve warned you for years how duplicitous and scammy these banks are, you continue to use ...

Best of IWT: Popular posts

This is part 4/4 highlighting some of the Best Of material on IWT. I’ve written IWT for nearly 8 years, starting back when I was a cocky college kid. Not a lot has changed since then. The sad part about writing a blog, besides the fact that my readership is overwhelmingly slightly socially awkward dudes, is that lots ...

Best of IWT: Dominate with my word-for-word scripts

Today is the first of a 4-part series spotlighting some of the best material on IWT. Today’s focus: My tested, word-for-word scripts that you can use to instantly save hundreds of dollars, negotiate thousands, and my personal favorite, improve responses at bars. I love scripts because they make it mindlessly easy for you to get started. No thinking required ...

My Free Insider's Kit will show you how to earn more money

What does the Capital One acquisition mean for ING Direct?

I've always pledged to be brutally honest with you about the best and worst companies out there. Very few people in the personal finance space will name specific names about companies. Some of them are worried about closing the door on a sponsorship deal. Some simply don't want to be "mean." I've always found that being ULTRA-SPECIFIC -- more than ...

Most Americans couldn’t come up with $2,000 if they needed to

Years ago, I wrote a post about my $100,000 friend -- who made 6 figures but lived paycheck to paycheck. I know several people like this. And now, the data to back it up. According to the Wall Street Journal, nearly half of Americans say they “definitely or probably” could not come up with $2,000 if they needed ...