Attention whiny complainers: Why you STILL aren’t saving money

I know you want me to jump right into the tactics of earning more money — how to turn your idea into income, negotiate higher rates, and scale your earnings — but I’m not going to yet. That’s because it’s critically important to understand your implicit barriers before you start tackling action steps.

And that’s what I want to cover today: Whiny people who don’t think they can save (and earn more money).

Let’s start by examining what happened about 1 year ago.

Why do delusional people think their spending will be different than other people’s?

See why delusional people refuse to believe they’ll have the same spending patterns as everyone else. By planning to live an ordinary life, you give yourself the means to be extraordinary.

Why you should stop complaining about Obama and the budget — and fix yourself first

Why people love to complain about taxes, macro-policy questions, and Obama, but fail to spend even 1 hour managing their own money.

5 myths of personal finance (plus: stupid advice)

What are the most common mistakes in personal finance — especially among blog readers? I did a 30-minute interview with the Consumerism Commentary guys and covered common mistakes we make. This post includes extensive notes.