Which of these people do you know? The Rambler, Bad Jokester, Advice-Giver

Let’s take a moment to celebrate the weirdos we all work with. Which one of these people do you know? THE BAD-JOKE MAKER: They don’t talk a lot, but one day in a meeting, they randomly make a joke. It completely flops and hangs in the air. Co-workers look at each other out of the sides of their ...

Look what happens when you try to help the wrong people

I got a great email from an IWT reader that made me smile. I smiled because I sensed his inevitable doom, but I wanted to try to gently guide him away from making a mistake. In the past, I’ve written about how I don’t try to help everyone. It’s uncomfortable to admit, but some people just can’...

I could give you 100 ways to earn more and it still wouldn’t matter

All right...I want to proceed delicately with this one. I was fascinated by an article I saw recently on MoneySavingMom.com. The piece featured a struggling reader asking for ways to earn an extra $1,000 per month. This person was already frugal (eats at home, economizes on utilities, only buys on sale, etc.) but still needed ways to ...

Cost vs. value: the $71,000 conference that’s a bargain

The vast majority of Americans are fixated on cost, not value. They complain about how much something costs, rather than understanding what value it could provide -- whether financially, emotionally, or otherwise. I’ve written about this before in my post on why I bought a new car, a decision commonly dismissed without any research or perspective. In that post, ...

My Free Insider's Kit will show you how to earn more money

What does the Capital One acquisition mean for ING Direct?

I've always pledged to be brutally honest with you about the best and worst companies out there. Very few people in the personal finance space will name specific names about companies. Some of them are worried about closing the door on a sponsorship deal. Some simply don't want to be "mean." I've always found that being ULTRA-SPECIFIC -- more than ...

44% of people plan to never invest again

A recent survey shows that 44% of people plan to never invest money in the stock market again. "Prudential, which polled more than 1,000 investors between the ages of 35 and 70 online earlier this year, found that 58% of those surveyed have lost faith in the stock market. Even more alarming, 44% said they plan to never invest ...