Hustlin’ case study: How to get into your dream organization — after getting rejected

Note: This isn't only about getting into college. You can use Failure Expectation to get a dream job or getting into almost any exclusive organization. "Welcome to the Class of 2014!" There is no feeling quite like getting admission into your dream college. No purchase, no vacation, no other achievement can rival it. But it's even more impressive when you've ...

Be the expert: How would you use psychological defaults to change these 3 behaviors?

I wanted to share something from the cutting-room floor of my New York Times article on the psychology of financial willpower, which didn't make final print. In the article, I shared some of the latest research on how extraordinarily difficult it is to change our behavior: Many of us think we're in control of the decisions we make about money, ...

The result of decades of propaganda

...is this: "About 84% of the respondents...said owning makes more sense than renting, consistent with earlier surveys." The push for Americans to own real estate has been so systematic, so deeply embedded, so endorsed (by multiple presidents and the duplicitous NAR) that no matter what counter-evidence is presented, a majority of Americans will always believe real estate is the ...

Let’s get serious: Wealthy people are not evil

I read this line over at Trent's blog, The Simple Dollar, where he was talking about people who can afford nice things. ”To get to this point, you either had to make some tremendous sacrifices along the way – often damaging relationships and missing out on life-affirming experiences and going through painful “salad years” without much at all – or simply have ...

My Free Insider's Kit will show you how to earn more money

How to strategically evoke cognitive dissonance

If you complain about Wall Street's fat-cat greed, can you tell me what fees you're paying on your investment funds? If you complain about taxes, which tax-advantaged accounts do you use? If you think that other people "waste" money on $200 jeans, $400 shoes, or $600 phones, what would you say if I told you that with a 10-minute review ...

Why you’ll probably fail your New Year’s resolution

The most common New Year's resolutions deal with health & fitness, money, career, relationships, and travel. Sorry to be blunt, but if you're not making steady progress at your top resolution right now -- September 6th -- you haven't set up systems to maintain ongoing accountability, and chances are you'll fail again in January. On the other hand, if you're systematically ...