How to make expensive purchases

April 29th, 2012

Today I want to talk about making expensive purchases. Too often, we see something expensive we like, feel guilty because we know we shouldn't get it...and then we buy it! Only to feel more guilty later. IWT isn't about guilt. I hate guilt and, also, I have no emotions so it's difficult for me to relate. Nonetheless, let me ...

The psychology of putting effectiveness before ego

April 24th, 2012

I spend a lot of time talking about BIG wins (like salary negotiation) instead of incremental cutbacks on lattes or paper towels. The “big win” mentality is how hundreds of my students have landed their dream jobs, dug out of debt, and outperformed their peers in countless situations. But big wins aren’t always easy—especially when you use an ...

Be the expert: How should this guy manage his monthly expenses?

April 20th, 2012

Here's a recent email from IWT reader Richard A. How would you answer his question? "I have no idea why I'm writing this but you seem like the only person that would even care and/or be eligible to say I told you so. I live a pretty normal life. House, car, girlfriend, occasionally going out. I max out my ...

The Power of Small Wins

April 18th, 2012

When I was researching my book, I discovered that one of the first feelings when people see a book/course about money is...DREAD. “Ugh...I’m going to have to analyze all my spending...find those old receipts....then keep a budget for the next 60 years...ugh” (throw book away and stomp on it on the way to ...

My Free Insider's Kit will show you how to earn more money

The worst career advice in the world

January 04th, 2012

Today, some gut-wrenching stories about the worst career advice you’ve been hearing for the last 25 years. It is truly amazing how bad most career advice is. The only comparable industry is "financial literacy," which mindlessly repeats the same 5 tips over and over, is completely out of touch with how real people use their money, and genuinely believes ...

2012: The Year of Mastering The Game Being Played Around You

January 01st, 2012

I have a special talent for making women cry. It's not intentional, it just happens. I remember, one year during college I was an RA, and one Saturday I had a series of back-to-back meetings with my residents to try to resolve all kinds of problems. I hate my roommate! I just failed my test. What should I do with ...