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We love to debate minutiae

If you're below the age of 125, you have heard people saying one of more of these phrases about losing weight: Don't eat before you go to bed because fat doesn't burn as efficiently If you cut your carb intake and raise your protein level, you can lose lots of weight quickly If you eat fruit in the morning, it's ...

Cheap versus frugal

Everybody knows a cheap person, and probably hates them. But I think we often mislabel frugal people cheap. These are just my opinions, but here's what I think differentiates the two: Cheap people care about the cost of something. Frugal people care about the value of something. Cheap people try to get the lowest price on everything. Frugal people try ...

Time is NOT money–at least, not yours

I'm tired of people saying "time is money." No, it's not--especially not yours. (more…)

All about mutual funds

Most adults in America invest in some kind of mutual fund. They’re an easy, hands-off way to buy and diversify part of your portfolio. But there are costs to handing off your investment decisions to someone else. Here I’ll cover the basics of mutual funds, the secret most investors don’t know, and what fund I invest in. ...

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Cook at home, you lazy bastard

Every time I do a summer internship, I lose my mind and start eating out every day. Then about halfway through the summer, I realize I have no money saved up, only fond memories of that taco truck down the street. (more…)

All About Credit Cards

This post was archived on 2014-12-11 by Ciaran Lyons. The post redirects to http://www.iwillteachyoutoberich.com/credit-card-benefits/ Do you have a credit card? If not, you should. A credit card lets you start building credit, which will let you get loans for cars, houses, etc. "But Ramit," you might say... (more…)