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Ramit’s Best of 2014

I always love hearing how people spend their holidays -- mostly because some people have truly insane families. I looked at what my friends are doing, and it’s either... Filled in a loving environment eating decadent holiday food, relaxing, and watching children play with their new gifts Hating life, listening to a racist uncle at dinner, hiding in a ...

Coffee and Frugality... WRONG

How to save money

These are actual, real articles that someone wrote about how to save money. I swear. Not here. If frugality’s what you’re after, please go back to 2 hours of carefully separating toilet paper by hand to save $1.42 a week. If you don’t want to be that person, today I want to show you how to ...

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5 unconventional truths about money

Imagine you spent years getting really good at something -- maybe weightlifting, or ice skating, or personal styling, whatever. Then you went back and read the “introductory” articles about how to succeed. You would want to grow arms like Gumby, reach through the computer screen, and strangle the writer. And that is exactly what I find myself wanting to do. ...

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“I did all the right things… and look how it turned out”

Imagine someone who “did all the right things” their whole life. They... Studied hard and went to a good school Got a good job Met a nice girl/guy and got married Had 2 kids and bought a house Saved some money as they grew older Now, truthfully, for a lot of people, this works out pretty well. It’s ...

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Check your credit score: The Most-Ignored Big Win

There are about 10 Big Wins that, if you get right, you’ll almost never have to worry about spending money on lattes or ordering a large Coke. Let other people worry about turning the light off in their oven (yes, this is an actual piece of advice given by a personal-finance blogger.) If you get the Big Wins right, ...

Why you should stop listening to kooky weirdos about money

How many of us have friends and family that are FULL of advice... that makes NO sense? Your parents will tell you, “real estate is the best investment!” Your college advisor will tell you, “Better take Chinese! The future is in China!” And your friends will tell you about this “super-cool investment strategy” that they read about on a penny-stock ...