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How to pay off student loans without thinking about it

Student loans are a big kick in the face that the real world has arrived. The average graduate has $28,950 in student loan debt. (That number is even higher for students who went to private or for-profit colleges.) If you’re looking ahead to college, you can save money and reduce debt with financial aid and scholarships. For those ...

Best credit cards for 2016

This week, I’m sharing my favorite accounts with you. Yesterday: The best checking account Today: The best credit card Thursday: The best savings account Let’s get to it. When my book was originally published, I named names. This is why some banks will never, ever partner with me. Oh well!! My old favorite credit card: Citi PremierPass card ...

The best checking accounts for 2016

Most of us hate our banks for gouging us for fee after fee, requiring minimums, and offering teaser rates that turn into nothing more than the same old BS accounts. I’ve studied most of the checking accounts on the market and today, I’ll show you the best one I’ve found. In fact, it’s the one I ...

The news from IWT: May 2015

You’ve heard me say it before. A Rich Life is about more than just money. This month on the IWT blog, we covered how to travel more, painlessly save money, stay motivated, select the perfect TV show to watch, and raise your prices -- all part of a Rich Life. May was a busy month for IWT so today, ...

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New Challenge: Save $1,000 in 1 week

You know, it’s funny how hard it is to change people’s opinions of you. If you were the crazy partier in college, you might turn into a super-responsible person...but some people will always think of you as the CRAZY BRO who goes out hard all the time (!!!). I see this in my own life. Some people still ...

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Ramit’s Best of 2014

I always love hearing how people spend their holidays -- mostly because some people have truly insane families. I looked at what my friends are doing, and it’s either... Filled in a loving environment eating decadent holiday food, relaxing, and watching children play with their new gifts Hating life, listening to a racist uncle at dinner, hiding in a ...