A blog on personal finance (banking, saving, budgeting and investing) and personal entrepreneurship.

 
 

Get your credit card’s annual fee waived

October 23 17 Comments latest by Pretty girl in Pink

A reader named Becky emailed me yesterday:

Just wanted to say thanks for inspiring me to get my $95 annual credit card fee waived tonight. I remembered reading one of your previous entries about asking your bank (or credit card company) nicely for these types of things. I just got an AMEX and I asked if they’d waive my fee the first year…I think for $95, the 1 minute I spent on hold was worth it.

Of course, most people shouldn’t even pay an annual fee on their credit card. But if you spend enough to justify it, you can often get it waived by using the same principles I use when negotiating my bank: See Part 1 and Part 2.

Leave me a comment and let me know how it goes for you.



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I'm Ramit Sethi.

I'm a recent graduate of Stanford, where I studied technology and psychology. Now I'm the co-founder & VP of Marketing for PBwiki, a wiki startup in Silicon Valley.

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