Emails like this make it 100% worth it

Hi Ramit, I stumbled upon your website a few months ago and have so far benefited immensely from your writings. I am 20 and have been earning a decent living since I was 17, but always managed to live from paycheck to paycheck. Recently I've turned things around and have been mercilessly attacking my old spending habits. I setup a ...

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I don’t know if this is a good financial move

I got this email today: Good Day I am contacting you based on information obtained from business library which vouched for your good reputation I am interested in investing about US$15,500,000 through you in your country or abroad in any viable and profitable venture that you will recommend. I would not like to invest my money here ...

Why do you want to be rich?

Sometimes, teaching people how to get rich gets me a bad rap. "You just want to make money," I've been told. Or "money isn't everything." These gems, while not particularly eloquent, do have a point. Actually, I'd prefer that these people ask me why I teach people to be rich. It's important to ask yourself, too: Why do you want ...

Get your credit report today

Do you know what your credit report says about you? Starting this year, it's free for you to see your report once a year: (Remember, this is different than getting your credit score, which you have to pay to get.)

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My Free Insider's Kit will show you how to earn more money

Boy am I stupid

I was in Japan a few weeks ago. When I got to Narita airport a couple hours before my return flight, I decided to pick up something to read on the way home. (more…)

We get more conservative with investments as we get older

As we get older, we naturally get more conservative with our money. That's why, when we're young, it pays to be aggressive with our investments. I like to drive fast. A few days ago, I drove on a long trip and realized something: It's probably not worth it to drive so fast. I ran a quick calculation and discovered that, ...