Is the 401(k) a failed experiment?

New York Times writer Joe Nocera recently penned an article decrying the 401(k) as a “failed experiment.” As he writes, “...I’m not planning to retire. More accurately, I can’t retire. My 401(k) plan, which was supposed to take care of my retirement, is in tatters. [...] The bull market ended with the bursting of that bubble in ...

Something a lot of my readers need to see

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$1,001 Contest Winner (and Twitter posts)

We have a winner! Congratulations to J. Money, the winner of my "How would you spend $1,001?" contest. Here's how he said he'd spend the cash: The first thing I’d do is dump $500 of it into our baby’s 529 college fund.  Which we have yet to still open, haha… though I reckon this would certainly help ...

My latest experiment: Giving away $1,001

I always find it funny when people talk about what they would do if they made $100,000, because they usually say things like “I would spend all day giving away money to charity, feeding puppies, and helping homeless vets.” Yeah, I’m sure you would. So I decided to run a small social experiment. I’m giving away $1,...

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New on IWT: Ramit answers your advanced questions

Seriously, who refers to themselves in the third person on a blog post. Anyway, a couple days ago, I ran a video of me ranting at a dumb question from one of my readers. I’ve also done Q&As on my YouTube channel. These damn things are so fun, I decided to do more. I’m starting a ...

Quick reminder: My book is $2.24 for the next few days

Quick reminder... For the next few days, my publisher is running a promotion so the digital version of book, which took me 2 painstaking years of near-suicide to write, is less than $3. Read it on your computer, iPhone, iPad or Kindle for $2.24. Or on your Nook for $2.99. See the results people got from using my ...