Scrooge Strategy

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54

Why you should stop complaining about Obama and the budget — and fix yourself first

Why people love to complain about taxes, macro-policy questions, and Obama, but fail to spend even 1 hour managing their own money.

60

Behind the scenes: 3 case studies about money that will make you laugh, cry, & vomit

Read 3 money case studies: A 32-year-old woman who just discovered she’s been paying unnecessary fees to her financial “advisor” for the last 13 years, a 40-something female surgeon who makes $500,000/year but isn’t sure what to do with her money, and a 24-year-old guy who negotiated $200 back with one phone call

45

5 myths of personal finance (plus: stupid advice)

What are the most common mistakes in personal finance — especially among blog readers? I did a 30-minute interview with the Consumerism Commentary guys and covered common mistakes we make. This post includes extensive notes.

8

I’m guest writing at the New York Times this week

This week, I’m a guest writer at the New York Times. Check out the money Q&A and submit your own question!

36

“Why would anyone keep investing when the market keeps going lower every day?”

A friend forwarded me these, and I wanted to share them with you. Don’t automatically discount them just because they come from a financial company. These are excellent.
Think carefully about where you want to be 10-20 years from now, investing-wise.

4 hypothetical investors
View more documents from ramit.

Anatomy of a market decline: Why it pays to think [...]

47

Why “average is not normal” — and why most people get this wrong

Tons of people have withdrawn all their money from the stock market because….well, they don’t really know why — it just feels “bad” to keep it in. Logically, we all understand that the stock market’s average return of about 8% is an average — meaning it goes up and down — but when our 401(k) [...]

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