I’m guest writing at the New York Times this week

This week, I’m a guest writer at the New York Times. Check out the money Q&A and submit your own question!

“Why would anyone keep investing when the market keeps going lower every day?”

A friend forwarded me these, and I wanted to share them with you. Don’t automatically discount them just because they come from a financial company. These are excellent.
Think carefully about where you want to be 10-20 years from now, investing-wise.

4 hypothetical investors
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Anatomy of a market decline: Why it pays to think [...]

Why “average is not normal” — and why most people get this wrong

Tons of people have withdrawn all their money from the stock market because….well, they don’t really know why — it just feels “bad” to keep it in. Logically, we all understand that the stock market’s average return of about 8% is an average — meaning it goes up and down — but when our 401(k) [...]

20 questions that your financially unprepared friends are afraid of

Note: In many cultures, you would be considered a huge jackass for asking these questions out loud.

1. How much money do you spend each month?
2. Where does it go?
3. Where do you want it to go?
4. Are you rich?
5. What does rich mean to you?
6. Hey, how’d you pay for that iPhone?
7. How much do [...]

The Truth: What Obama and McCain won’t tell you about your money

After watching the debate tonight, I figured I’d translate what both candidates were saying. Sorry I’m not as politically correct as them, but I hope this is informative.
Things will get a lot harder before they get better.
All the predictions about the recovery taking until “at least the end of the year” are horseshit. In [...]

10 links to walk you through today’s financial crisis — and make you smarter than 99% of other people

All right, guys. I’ve gotten lots of emails about what’s going on with the economy and bailout, so I thought I’d put together a list of the articles I’ve been reading over the last two weeks. I added my own commentary to them below, plus links to stuff I’ve written that agrees/disagrees with each of [...]