“Should I invest my student loans?”

Zach emails about his student loan money: Now for the most part all of that money will be used to do things like pay rent, and buy groceries, but when I've calculated it out, there's around $1000 left per semester minimum, and more if I can be frugal about how I spend it. My questions was, do you think it ...

BS teaser rates: More typical bank behavior

I have become increasingly turned off by big banks (I use Wells Fargo). Maybe it's the 80% of my friends who hate dealing with their banks. Or the nickel-and-dime fees that produce $50 billion in fees per year for banks ("more than twice the total of a decade ago") (link via Consumerist). That's why online banks like ING (which I ...

I’m doing a live interview Friday (today) — listen in

Quick link: Listen to me being interviewed, live, for an hour starting at 11am Pacific today (Friday, 4/6). I'm being interviewed by Pamela Slim (who was one of my most popular Friday Entrepreneurs interviewees ever) today at 11am Pacific. This will be a live interview and you can stream it online, free. We'll be talking about iwillteachyoutoberich, PBwiki, my ...

The media is atrociously bad at prediction and I’m sick of it

[This is part of the IWillTeachYouToBeRich Week of Discontent.] I'm so sick and tired of financial and business magazines that I could vomit. It's absurd to see yet another "10 Stocks You Must Buy in 2007!" issue of a magazine. I just point, laugh, and walk by whenever I see these. This is a little ironic considering I was featured ...

My Free Insider's Kit will show you how to earn more money

Free chapter from Ramit’s 2007 Guide to Kicking Ass

Late last year, I released my first ebook, Ramit's 2007 Guide to Kicking Ass. Today I'm releasing another chapter from the ebook, "Money Day," in which J.D. Roth of Get Rich Slowly (a great personal-finance blog) writes about getting your finances organized in just one day. Best of all, he recommends his favorite companies and sites to get it ...

Conscious spending: How my friend spends $21,000/year on going out

A few weeks ago, a couple of friends and I were talking about where we want to travel this year, and one of them said something that surprised me. "You probably wouldn't approve, but I want to go to the Caribbean this year." Huh? Why wouldn't I approve? I thought about this in a pensive stare for many moments, taking ...