Get your credit card’s annual fee waived

A reader named Becky emailed me yesterday: Just wanted to say thanks for inspiring me to get my $95 annual credit card fee waived tonight. I remembered reading one of your previous entries about asking your bank (or credit card company) nicely for these types of things. I just got an AMEX and I asked if they'd waive my fee ...

How a pro does it — My friend Rachel made $1,000 an hour negotiating a new job

[I was featured on Yahoo Finance and the Huffington Post. New readers, click here for a 1-page introduction / list of my most popular articles.] Here's what my 25-year-old friend Rachel just negotiated: "I got a 28% raise in base salary which comes out to more than $1000/hr based on how much time I spent. Plus stock options, which at ...

Here’s how I negotiated out of bank fees — part 2

Here's how I negotiated out of a $20 overdraft fee and a $27.10 finance charge from Wells Fargo. I accidentally overdrafted a couple weeks ago (overdrafting is when you don't have enough money in your checking account to pay off your bills, so your bank helpfully transfers money from your savings or credit-card account. They also helpfully charge you $...

Here’s how I negotiated out of bank fees

Have you ever had a teacher or adult who is supposed to be really good at something, but they haven't actually done it in so long that you wonder whether they even remember how to do it? I had a CS professor at Stanford who is supposedly one of the best hackers of all time, but when I was stuck ...

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