Carrying a CC balance? Guy lowers his APR by 5.75% using my negotiation scripts

I've said it before and I'll say it again: If you're carrying a balance on your credit card, the first thing you should do is call your credit card and negotiate your APR down. It doesn't always work, but when it does, you can save a ton of money. I include a call script in Chapters 1 and 2 of ...

How Todd made $13,000 in 5 months, doubled his salary, and turned down a $25,000 raise

Todd exemplifies everything about I Will Teach You To Be Rich -- focusing on the big wins, negotiating a raise from his ordinary salary (see chapter 9 of my book), and always looking for a creative solution to earning more while others complain. Check out how he earned more than $13,000 in 5 months (and turned down $25,000 ...

Video from my appearance on the CBS Early Show

I've been in New York for the past few days kicking off the media tour for the book. More posts to come soon, but I thought you might want to check the video of me at the CBS Early Show this morning. If you guys want, I'll give you a behind-the-scenes look at what a media tour is all about. ...

Roundup of my favorite recent posts

If you're coming here from today's AP story, or you've been reading a long time, here are some of my favorite recent posts that you may have missed: How I'm saving $25,000 in 2009. What to do when you make major purchases, keeping account information in one place, negotiating down service providers (cable, cellphone) once per year, working on ...

My Free Insider's Kit will show you how to earn more money

Get your credit card’s annual fee waived

A reader named Becky emailed me yesterday: Just wanted to say thanks for inspiring me to get my $95 annual credit card fee waived tonight. I remembered reading one of your previous entries about asking your bank (or credit card company) nicely for these types of things. I just got an AMEX and I asked if they'd waive my fee ...

How a pro does it — My friend Rachel made $1,000 an hour negotiating a new job

[I was featured on Yahoo Finance and the Huffington Post. New readers, click here for a 1-page introduction / list of my most popular articles.] Here's what my 25-year-old friend Rachel just negotiated: "I got a 28% raise in base salary which comes out to more than $1000/hr based on how much time I spent. Plus stock options, which at ...