The Ultimate Guide to Personal Finance

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Pay off your debt, IWT style

We do something unusual at IWT: We forbid anyone with credit card debt from purchasing any of our flagship courses. This decision costs IWT millions of dollars per year, but we believe it’s the right thing to do. It’s because, if you’re in debt, we don’t want your money -- we want you to focus on ...

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How to make money fast (without getting caught in a scam)

Hi, I’m Ramit Sethi, and I’m going to show you how to make more money. Legitimately (I’m a Stanford grad and New York Times best-selling author), and as quickly as you want. We will be AVOIDING ridiculous money-making schemes like the ones you typically find online. For example... Top 4 ridiculous money-making schemes Panhandling? Selling your hair? ...

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How to save thousands of dollars in 10 minutes (Ramit’s free gift)

I have something really cool for you today. If you’re interested in cutting the bills you’re already paying and applying all the negotiation techniques you “should” be using, read on. As most of you know, because I’m Indian, I was basically bred to negotiate. As a kid, I learned how to bargain at Macy’s. I practiced ...

My Free Insider's Kit will show you how to earn more money

“I did all the right things… and look how it turned out”

Imagine someone who “did all the right things” their whole life. They... Studied hard and went to a good school Got a good job Met a nice girl/guy and got married Had 2 kids and bought a house Saved some money as they grew older Now, truthfully, for a lot of people, this works out pretty well. It’s ...

When should you talk about finances in a relationship?

Would you dump your girlfriend if you found out she had $80,000 in debt? What if it was student-loan debt? That’s what happened to this guy. Or...what if you found out it was credit-card debt? How does that change things? My guy friends and I talked about this. Most of them agreed -- finding out someone we’...