How to save thousands of dollars in 10 minutes (Ramit’s free gift)

September 03rd, 2013

I have something really cool for you today. If you’re interested in cutting the bills you’re already paying and applying all the negotiation techniques you “should” be using, read on. As most of you know, because I’m Indian, I was basically bred to negotiate. As a kid, I learned how to bargain at Macy’s. I practiced ...

“I did all the right things… and look how it turned out”

December 09th, 2012

Imagine someone who “did all the right things” their whole life. They... Studied hard and went to a good school Got a good job Met a nice girl/guy and got married Had 2 kids and bought a house Saved some money as they grew older Now, truthfully, for a lot of people, this works out pretty well. It’s ...

When should you talk about finances in a relationship?

July 19th, 2012

Would you dump your girlfriend if you found out she had $80,000 in debt? What if it was student-loan debt? That’s what happened to this guy. Or...what if you found out it was credit-card debt? How does that change things? My guy friends and I talked about this. Most of them agreed -- finding out someone we’...

8 Fascinating Insights about Credit Cards

November 28th, 2011

I combed the internet to find the most interesting stories about credit cards for you. Here are 7 of my favorites. 1. The Tactics of Discover Card Reps How did the telemarketers supposedly trick customers into signing up for the products? The Minnesota attorney general’s office gave us audio files of some of the calls, 2. I am a ...

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BOO! Your financial horror stories

October 31st, 2011

As a dude in my 20s, Halloween is my favorite holiday for obvious reasons. Your favorite blogger and New York Times best-selling author, Ramit Sethi A few days ago, in preparation for this magnificent day, I asked the people on my Insider’s List to send me their financial horror stories. Here are some of the best: *     *     *     *     * “How do I ...

How to improve your credit score

October 26th, 2011

Here’s something that you’ll almost never see on a financial TV show: Consider 2 people... One has great credit The other has poor credit In their 30s, they decide to buy houses of similar prices. How much do you think they pay? Simply by virtue of having different credit scores, the person with poor credit will pay over $...