Carrying a CC balance? Guy lowers his APR by 5.75% using my negotiation scripts

Check out how Aaron, an iwillteachyoutoberich reader, negotiated 5.75% off his credit card APR with one phone call.

Full chapter from my book: Optimize Your Credit Cards

When I wrote my first book, we spent about a month trying to convince the publisher to send us a PDF OF OUR OWN BOOK SO WE COULD TRY TO MARKET IT. They were afraid that it would leak and magically kill sales. Are you kidding me?
For my new book, I Will Teach You To [...]

What would you tell the 30-year old divorcee with 30k of debt?

Jason writes:
I’m 30.
Just divorced. Not fun.
$30k in debt. Freaking me out.
I have an old 401k that I rolled over from a previous company into Sharebuilder. Value $8,500.
I’m very inclined to withdraw the cash with penalty and pay off a higher interest credit card (13%). I know that mentally and emotionally it will make me feel [...]

Get your credit card’s annual fee waived

A reader named Becky emailed me yesterday:
Just wanted to say thanks for inspiring me to get my $95 annual credit card fee waived tonight. I remembered reading one of your previous entries about asking your bank (or credit card company) nicely for these types of things. I just got an AMEX and I [...]

I was on TV this week — watch my 2:17 CNBC video on credit card perks

Hey, pretty cool news — CNBC flew me out earlier this week to New York to appear on “On The Money,” a new personal-finance show.
Here are a couple pictures of me getting prepped from a while back:

And here’s the clip of me appearing earlier this week, on Tuesday: