A blog on personal finance (banking, saving, budgeting and investing) and personal entrepreneurship.

 
 

Get your credit card’s annual fee waived

October 23 14 Comments latest by S. Brady

A reader named Becky emailed me yesterday:

Just wanted to say thanks for inspiring me to get my $95 annual credit card fee waived tonight. I remembered reading one of your previous entries about asking your bank (or credit card company) nicely for these types of things. I just got an AMEX and I asked if they’d waive my fee the first year…I think for $95, the 1 minute I spent on hold was worth it.

Of course, most people shouldn’t even pay an annual fee on their credit card. But if you spend enough to justify it, you can often get it waived by using the same principles I use when negotiating my bank: See Part 1 and Part 2.

Leave me a comment and let me know how it goes for you.



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I was on TV this week — watch my 2:17 CNBC video on credit card perks

September 5 31 Comments latest by henry

Hey, pretty cool news — CNBC flew me out earlier this week to New York to appear on “On The Money,” a new personal-finance show.

Here are a couple pictures of me getting prepped from a while back:

cnbc-makeup

ramit-on-cnbc-set-for-pilot

And here’s the clip of me appearing earlier this week, on Tuesday (click to watch clip):

cnbc-screenshot-cc-appearance.PNG

Watch the 2:17 clip of me appearing on CNBC



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About Me

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I'm Ramit Sethi.

I'm a recent graduate of Stanford, where I studied technology and psychology. Now I'm the co-founder & VP of Marketing for PBwiki, a wiki startup in Silicon Valley.

Speaking

I speak at companies and schools on personal finance and entrepreneurship.

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The Book

I'm thrilled to announce that I've signed a book deal with Workman Publishing for the I Will Teach You To Be Rich book.

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