Examples of spending on the things you LOVE?

I was reading this Reddit thread where people talk about their biggest discretionary expenses and it got me thinking. It’s so rare to see that kind of honesty, where people talk about what they really enjoy, guilt-free. It’s very different than the finger-waving nagging you see from so many people who tell you what you CAN’T do. ...

Will I raise my future kids as spoiled brats?

Is it really fair that I have a special number I call to get impossible-to-get reservations and concert tickets? Or that I get to cut in line at the airport and Vegas clubs? Or look at this email I got from my bookkeeper: Hi Ramit, I am in the process of setting up an appt for you and XYZ at ...

If you use a Big Bank, you deserve to be treated like crap

Sorry guys, no more sympathy from me. If you continue to use a Big Bank like Bank of America or Wells Fargo, you deserve to be treated like shit. I hate them, but it’s not their fault. It’s your fault. After I’ve warned you for years how duplicitous and scammy these banks are, you continue to use ...

The 30-Day Return-It Method to get unimaginably great results in 4 weeks

In college, I had a credit card that allowed me to get tons of miles for every dollar I spent and every mile flown. So when it was holiday time and my friends were flying home, I would offer to buy their tickets and they could pay me back. "Hey dude," I would say, "can I buy your ticket? I ...

My Free Insider's Kit will show you how to earn more money

The psychology of cutting back on lattes

I’ve talked about Big Wins instead of savings on pointless small expenses like lattes. Frugality zealots don’t understand this and accuse me of arguing that people can’t manage their expenses and that, gasp, is it REALLY that hard to cut back on this stuff? They are right. In general, people can’t manage their expenses, and yes, ...

How DARE they spend so much?

People love to point fingers and act indignant about how much people spend on other things....until it comes to themselves. "I can't BELIEVE she spends THAT much on shoes." "$3,000 for an apartment! RIDICULOUS!" "$28,000 for a wedding? I had 500 people over and we only spend $350" (by the way, every single post on wedding costs ...