The Ultimate Guide to Making Money

Ask Ramit: “Should I change jobs or improve the one I have?”

It’s interesting when people let their barriers slip out in their actual language. Usually, they don’t even realize they’re doing it. But Detective Sethi is on the case: Guy 1: “So you started going to the gym?” Guy 2: “Yeah, I actually kinda like it now.” Guy 1: “So you’re saying I’d have to go ...

What if you make the leap…and fail?

How many of us have faced a decision...and we didn’t know how to decide? I’ll take you back to one that changed my life. In college, I was deciding between taking a job at Google -- a well-paid job that would have put me into an “elite” job category -- or starting my own company. How do ...

The surprising myth about investing in real estate

One of my most popular concepts is "Invisible Scripts," or the guiding beliefs we have that are so deeply embedded, they're often invisible. For example: "Everyone should get a college degree" "I don't have any money, so I can't go to college" "Marry someone you love" "If you rent, you're throwing money away" "Online courses are SCAMS" Here's an overview ...

When should you make the jump to work for yourself?

Too many weirdos think that to start a business, they have to quit their job, raise millions in venture capital, and start the next Google. Uh, that sounds pretty risky to me. Is there another way? Can you start something slowly? What if you want to quit your job and start your own thing, but you have bills and you ...

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VIDEO: How to use “Competence Triggers” in a salary negotiation

The best places to people-watch are airports, clubs, and the subway. The amount of concentrated ridiculous human behavior on display is amazing. If you’re wondering why I have my sunglasses on at 2:30am at Marquee...now you know. One of the things I like looking at is something I call “Competence Triggers.” These are telltale behavioral signs of ...

How to pick a Roth IRA

Which of these lines is a lie? Many of you have written to me telling me how you spent 150 man-hours studying the differences in Roth IRA accounts. “I don’t want to become a financial expert. I just want my money to go where it needs to go and work for me so I can get on with my ...