Comments on: Are Big Banks doomed? Look at these survey results

By: Debbie

Debbie — Mon, 02 Aug 2010 21:38:41 +0000

Love USAA! I can even deposit my check by using my iPhone. How awesome is that.

By: Kevin

Kevin — Fri, 23 Jul 2010 12:41:33 +0000

What’s with everyone spamming BankSimple?

For one thing, their website has a certificate error. That’s not encouraging, for a BANK site.

Secondly, reading their FAQ makes them seem a little too casual for my tastes. I’m not sure I want to trust my life savings with people who use words like “Yep” and “quickest” (hint: it’s not a word) on their website. It sounds like a 2-bit operation run by a couple of college kids or something.

No thanks.

By: Erica

Erica — Thu, 22 Jul 2010 04:04:50 +0000

I have an Ally savings account. You have to set up an external bank account to transfer money in, both when you set up a new account and when you have an existing account. They do have a checking account, though, which I don’t have, but I believe it would work like a regular online checking account.

By: Mneiae

Mneiae — Wed, 21 Jul 2010 07:18:16 +0000

There are people trying to make the whole banking experience better. Here’s one of the new banks. https://www.banksimple.net/

By: novatedlease calculator

novatedlease calculator — Wed, 21 Jul 2010 00:59:31 +0000

I think stability plays a major part why these big banks are still incomparably dominating. They may offer less and pay more for lots of people but the idea that they generate lots of income simply states that majority of those holder of big accounts establish trust in them. We may possibly overlooked the most important role of banking because of the arising opportunities that online banking lays.I’m not against them but I think our choices depends on our financial support needs.

By: Fabian

Fabian — Tue, 20 Jul 2010 05:40:13 +0000

has anyone tried Ally bank, the online bank? how do you make deposits online?

By: renae

renae — Mon, 19 Jul 2010 15:51:13 +0000

I have used USAA for 20+ yrs and now also have ING accts. The bonus is that USAA has so many additional services. The insurance is probably the best. I watched the wildfires run through So Cal and my friend’s house burn to the ground along with their entire neighborhood. During the rebuilding process the neighbors had community mettings to discuss insurance issues with regards to rebuilding and my friend said she finally had to stop going to these community meetings because she had absolutely no issues with USAA like everyone else had. USAA totally took care of them. Same goes with car insurance. I totalled my car, thanks to a little old lady running a red light. Again, USAA took care of everything. They are also very competitive with rates. My neighbors pay lots more in premiums than we do for home, car and umbrella insurance. The banking is easy and customer service great. No, I don’t work for them either.

By: Peter

Peter — Sun, 18 Jul 2010 20:22:57 +0000

Zoe, glad you found something you liked. I’m going to take a look at ING Direct soon too.

By: Zoe

Zoe — Sun, 18 Jul 2010 17:40:12 +0000

I actually banked with a relatively small local bank and HATED it. They nickle and dimed me for everything. I finally moved over to ING and am in love.

By: Peter

Peter — Sat, 17 Jul 2010 22:49:27 +0000

I hated banks. I used WaMu before they were bought out. What I found was I was being charged tons of money when things got tight. I switched to Wells Fargo.

What happened at Wells Fargo was that they charged me a ton when things got tight. Notice when you complain about the fees they try to tell you how to balance your books. Anyways, I switched to Boeing Employee Credit Union.

Suddenly, I get access to a cool website that let’s me make transfers and stuff. I don’t get charged a ton of money per mistake. When I do make a mistake, I get a nice grace period that actually saved me a lot of money. Now, when I think about banks I’m not angry any more. I don’t care. I’m happy with BECU.