Get my 5-day email funnel that generated $400,000 from a single launch

Want an email sales funnel that's already proven to work? Get the entire word-for-word email funnel that generated $400,000 from a single launch and apply it to your own business.

Yes! Send me the funnel now
Credit Card Debt Calculator”

Best credit cards for 2016

89 Comments- Get free updates of new posts here

0

This week, I’m sharing my favorite accounts with you.

Let’s get to it.

When my book was originally published, I named names. This is why some banks will never, ever partner with me. Oh well!!

My old favorite credit card: Citi PremierPass card

Anyway, in the first chapter on credit cards, I shared the details of my favorite credit card at the time: the Citi PremierPass card. In fact, I had used it as my primary credit card for several years and recommended it to hundreds of thousands of people.

That’s changed now.

Citi tightened up on its credit-card lineup, dropping several of their most compelling rewards. This was highlighted in a devastating column in the New York Times.

Hilariously, Citi actually mailed out a note to cardholders trying to spin the reduction of benefits into something like ‘exciting new features’ — but it was obvious to anyone with a pulse that the most compelling rewards were being removed.

And so I began an exhaustive search for a new credit card. Because I spend a significant amount on my credit card, I expect significant rewards. Also, I consider it a fun game to find the 99.99999th percentile best card in the world. This is why women find me irresistible.

Today, I’ll share my new favorite credit card. I consider it the best card on the market — even better than my Citi card — and in addition to using it myself, it’s the  card I’m recommending to my readers.

First, 6 rules about credit cards

  1. Interest rate doesn’t matter if you don’t carry a balance. The interest rate is irrelevant as long as you’re paying off your entire balance each month. Don’t keep a balance, please – if you are, stop reading now and use my credit card payment calculator to pay it down quick.
  2. Use a rewards card. The vast majority of people should use a rewards card. If you’re already spending money, you should be rewarded for it. Exceptions are people who can’t qualify, who should instead use a secured credit card.
  3. I prefer travel cards over cash back. Most people would benefit more from travel rewards than from cash-back. I describe the details of why in my book. For some reason, people get really mad when I make this recommendation, but I don’t care.
  4. I prefer general rewards cards, not airline-specific cards. Unless you fly a majority of flights on the SAME airline, I prefer a general travel card instead of an airline-specific card (like a United card). For example, I fly Jetblue and Virgin a lot, so I want a travel card that I can redeem on multiple airlines, not just one.
  5. Annual fees are not Satan’s spawn. I know it may be blasphemy to personal-finance “experts,” but I’m willing to pay an annual fee! OMG! This is why you can call me RTR: Ramit The Rebel. In some cases, there are no-fee versions of the card, so you should always calculate if you spend enough to justify it. Still, $65/year is just not that significant to my financial situation any more.
  6. I am merciless about using my credit card perks, which can easily be worth $1,000/year. DO THIS.

Bonus: You can now get the full first chapter of my bestselling book, called “Optimize Your Credit Cards.” for free, because I want you to have the tools and word-for-word scripts to fight back against the huge credit card companies. Download it free now.


What I want from the best credit card

My bottom line is I want to get free flights and free hotels. For example, when I go on vacation, travel for friends’ weddings, or travel between NYC and SF.

Alternatively, I want to upgrade to business class when I travel abroad.

And I don’t want to be nickel-and-dimed for idiotic things like blackout dates, penalties, and fees.

So with that in mind, here is…

The best credit card for 2016 is…

It’s the Starwood Preferred Guest® Credit Card from American Express.

When I first discovered this card, I actually wasn’t sure how many places accept AMEX. But after using the card for nearly a year, I’m happy to report that I use my AMEX 95% of the time. (I always carry a Mastercard or VISA backup, just in case.)

This is the best travel card on the market. Here’s why:

4 Starwood perks that matter most

  1. Flights + hotel points: Whenever you spend money, you earn points, which you can redeem for flights (on virtually airline) and hotels (in the Starwood program)
  2. Flights: The Magical 25% bonus. Let’s say you redeem 20,000 Starwood points to your American Airlines frequent-flier program. Starwood will give you a 25% bonus — that’s 5,000 points — which is a HUGE bonus to get free flights faster. This is worth a ton in free flights.
  3. Hotels: You can stay at hotels for just 2,000 points, which is great if you just need a basic place to stay. But if you want ultra-luxury, Starwood has top-of-the-line properties (including the St. Regis and even higher-end resorts) that will accept your Starwood points. Here are the cheapest hotels and most expensive.
  4. Customer service: I fanatically test the customer service of companies I work with. My goal is for them to call me a diva in writing. I opened a second Starwood card (biz + personal) and somehow, they didn’t connect the card to my Starwood account. That meant that I had lost something like 15,000 points over the last few months. I sent them an email and a few hours later, they said, “We’ve retroactively applied your points.” Done. I love it.

Other perks:

  • Starpoints® bonus: earn up to 25K bonus points — 10K with your first purchase and another 15K when you spend $5K within the first 6 months of Card membership – enough for a weekend getaway to a Category 4 hotel like the Westin Savannah Harbor Golf Resort & Spa
  • Free Hotel Nights: redeem Starpoints at over 1,100 hotels in over 100 countries worldwide — with no blackout dates
  • Earn 2 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the SPG® program
  • Earn 1 Starpoint® for each dollar of eligible purchases
  • $0 introductory annual fee for the first year, then $65
  • Terms and Restrictions Apply.

My final test was this: The world’s best consumers of credit cards are management consultants at firms like McKinsey, Bain, and BCG. That’s because basically the only thing these consultants care about is points. Many of my friends have over a million points and are anal — even more than I am — about their choice of cards.

They love their credit cards more than their girlfriends! True.

I know a bunch of friends who work at these places, and every one uses this card. DONE!

Downsides with AMEX credit cards

Few things here.

One negative thing is that AMEX isn’t always accepted (it is about 95% of the time in NYC, less so elsewhere), so I have to carry a backup Mastercard/VISA.

Second, not everyone qualifies for AMEX. They are stringent about who they accept so you may be rejected.

Third, they give you a low credit limit. You can request a credit-limit increase in 60 days, then 6 months later, so if you do get this card, set your Google calendar reminders. (How I got around this: I paid it off multiple times/month so I could spend what I needed to.)

Places to read about this Starwood card

You should always do your own research. Here are 2 places to see what others have said, as well as understand the perks/rewards in great detail.

Other credit cards I recommend

If you are a weirdo and hate traveling, (1) get a life, and (2) the best cashback card is the Fidelity 1.5% cashback card. I have one of these, but only use it as a backup. Starwood is my primary.

Should you keep your old credit card?

My recommendation: If you’re looking for a good credit card, apply for this and if you get accepted, KEEP YOUR OLD CARD (don’t close it, which will negatively affect your credit). But start transitioning your auto-pays to this card and start accumulating miles.

Your goal should be to get at least 3 free hotel stays this year, but most of you will be able to do much more than that.

NEXT STEPS: If you want my favorite credit card

If you’re interested in getting this card, here’s a link to see if you’re approved.

Depending on their offer, you can usually get 10,000-30,000 points upon signup.

Example: Up to 25,000 Starpoints (use, e.g., for 2 free nights at a Category 5 Hotel like the Westin Maui Resort & Spa or Le Parker Méridien New York).

P.S. I have a few special, obscure tools I use with my credit card to optimize the experience. I’ll write about those in the future.

Tomorrow, the best savings account for 2016.

Sign up for my insider’s list and learn how to save for your future, earn more, and still enjoy life

0

Related Articles

standard post picture

Starting back from zero

If I had to do it all over again, could I? If I had to start my business over -- ...

Read More
standard post picture

How to ask for a favor (and get what you want)

Every year on my birthday, I ask my readers to do me a simple favor. I tell them to leave ...

Read More

89 Comments

0
 

Leave a Reply

89 Comments on "Best credit cards for 2016"

Notify of
avatar

Sort by:   newest | oldest
Andrew
Andrew
5 years 2 months ago
My favorite credit card is the Citi Forward card. You get 5 Thank You points for the following categories: – Restaurants, bars/clubs, Starbucks (80% of my monthly expenditures) – Movie theaters – Book and music stores You also get the following features: – 1 Thank You point on every other purchase – 6000 bonus points after $250 purchases in the first 3 months – 2500 bonus points for signing up for paperless billing The Thank You points can be redeemed generally for $100 gift cards for 10,000 points. So you get 8,500 ($85) pretty easily in the first 3 months.… Read more »
Andrew
Andrew
5 years 2 months ago

Seems like Lifehacker agrees with me on this card. Also Amazon counts as a bookstore for rewards purposes. You get an effective 5% reward rate if you only cash out $100 gift cards.

http://feeds.gawker.com/~r/lifehacker/vip/~3/mWMlw2zyGuA/whats-the-best-credit-card-for-amazon-purchases

Ben
Ben
7 months 15 days ago

The card doesn’t exist anymore, unfortunately. Be happy you got it while the gettin’ was good.

Vik
Vik
5 years 2 months ago

The “Fidelity 1.5% cashback card” link actually takes us to “Fidelity® Investment Rewards® Visa Signature® Card.” It isn’t a cash-back card at this point.

Just FYI.

Ben
Ben
7 months 15 days ago

Technically, it is a cash-back card and it’s 2%, not 1.5%. You do have to deposit it into a Fidelity account to get the 2% cash back (otherwise it’s 1%), but you can withdraw it as soon as it’s in the account if you don’t want to keep it there. Or you can get the Citi Double Cash, which is a flat 2% without the extra process.

Andrew H
Andrew H
5 years 2 months ago

Ramit,
Boy I wish I had been looking out for this 6 months ago. Just got done paying for a wedding on my Chase Sapphire (paid off in full every month) and going to 3 friends’ weddings (ending this weekend). With this I easily could have stayed on Maui for free.

Nick
Nick
5 years 2 months ago

Any suggestions on a good travel card that is Master Card or Visa? There are not many AMEX vendors in the mid west.

Thanks!

John
John
5 years 2 months ago

If you are recommending a Fidelity card as a non-travel card, this one is way better:

http://personal.fidelity.com/products/checking/content/amex_rewards_card.shtml

AMEX & 2% cash back (into Fidelity account, not a check, but you have to have a Fidelity account to get the card anyways).

Ben
Ben
7 months 15 days ago

That’s the card he recommended (He just wrote 1.5% instead of 2%). It’s not an Amex anymore, though.

Kyle Meyer
5 years 2 months ago

Lovely series Ramit, I’ve been looking to switch checking accounts and have been on the look out for a better card than my Discover More. Would you also consider doing a best brokerage account?

Kev
Kev
5 years 2 months ago
I’ve had this card for 5 years and agree, it is great! I just used my points to get the following discounts for my honeymoon: 2 nights free and the rest at half off. Pretty great for a luxury hotel. While there I waived the insurance when renting a car. Most places did accept the card, btw. I also paid for most of our wedding with it. So I have tons of points for our next vacation. It’s really like a secondary savings. They are also very good about contesting unknown charges (I returned something and was not credited by… Read more »
Jennifer
Jennifer
5 years 2 months ago

So can I ask — just how low is the AMEX “ridiculously low” credit limit? I might get one to pay for wedding deposits etc, but those are in the thousands of dollars… so if it’s only $1000 or so it wouldn’t be feasible for me.

Love these recommendations, keep them coming!

Noah
Noah
2 months 29 days ago

I just applied for a blue preferred amex on my phone in like 3mins and was approved instantly for a $15k limit.

Not sure I agree that’s a low ceiling, but maybe at certain credit levels it’s a different story. For reference my scores are mid to high 700s.

I do very little travelling and spend plenty on fuel and geoceries so this was a good card for me and well worth the $75 annual fee. Easy enough if I need to carry a balance (rarely the case) to put on another card.

Doug
Doug
5 years 2 months ago

anyone else having trouble with the survey page not working?

dallas
dallas
5 years 2 months ago
He is right the limit was really low to start. Like $500. It was a real pain to start because I wanted to use it to get points but I would always max it out and I could only pay off the balance online once a month. After 60 days they let me pay it off whenever I wanted so the limit was less of a big deal and they gradually increased it. I will say though that I have made significant use of the free hotels and they are really nice ones. I highly recommend it. Its very useful… Read more »
Justin
Justin
5 years 2 months ago

hard to pass up a 10% money market rate where your rewards get rolled into. kicker is you have to be a member of the credit union. http://www.kemba.org/platinumrewards.htm granted the rate can change at any time just like any rewards programs can but this card has been sweet.

Peter
Peter
5 years 2 months ago
I got a bit anal like this earlier this year but came to a different conclusion. For me, I like the freedom of cash-back for one very important reason, miles don’t earn interest. I got the Capital One Venture card. The annual fee (waived the first year) is $59 but it pays 2% cash-back on all purchases. After spending $750/month, I beat even the 1.5% cashback cards with no annual fees. I typically spent 2-3 times thins much monthly so the justification is evident. the other card that I greatly considered was the Penfed Platinum card that pays 5% cash… Read more »
John
John
5 years 2 months ago
I have an AAdvantage rewards card. I definitely agree that having a credit card should be used for rewards…and travel cc’s are best suited towards that. One should also look at the sign-up bonuses and promos. I was going to get the Starwood credit card but looked at the benefit of opening a AAdvantage during their promo: 75k bonus miles after $6k spent in 6 months. That’s enough miles for a round-trip ticket to Asia, or 2 round-trip tickets to South America. In the long run this might not be as good as some other cc’s with the standard 1… Read more »
JH
JH
5 years 2 months ago

Right now I get the ~1% cash back from my Visa, which averages about $25/month.

I don’t fly often (about once every 2 years), but I would travel more if my flight was paid for with the extra points/miles I’m earning. Is this card worth getting if you don’t really plan on staying at many Starwood hotels?

If this card could pay for 2 roundtrip tickets every 1 or two years, I think it would be worth it. But since I don’t travel much regularly, is it still worth it?

WK
WK
5 years 2 months ago

The survey link isn’t working for me either

Doug
Doug
5 years 2 months ago

not sure that link is going to where it should be. just takes you to the create an acct page, and even once you’ve created an acct it doesn’t go to anything that looks like something for you…then again, i’m not smart…

Drew
Drew
5 years 2 months ago
I like a lot of what you say but your blinders are often a little narrow with what seems to be a referance point of a person living in a city with no children (I don’t know if that is actaully your situation). Myself, and many like me dislike traveling with young ( infant – 3 year old) children. Cash rewards cards are much better than a travel rewards card for people in this demographic. On top of which, when I do travel, we often don’t stay in hotels. We camp… because we like to. So again, useless. You have… Read more »
Jana
Jana
5 years 2 months ago
Re: this: “Hilariously, Citi actually mailed out a note to cardholders trying to spin the reduction of benefits into something like ‘exciting new features’ — but it was obvious to anyone with a pulse that the most compelling rewards were being removed.” The not-for-profit car share service in Philly tried this when they got rid of their $0/month membership (and automatically changed everyone to a $15/month membership unless you opted out within a particular period of time, which is absolutely silly for people who might get a car once or twice a year to go to Ikea or the like…).… Read more »
steve ward
5 years 2 months ago

Lol, get a life, anyways very nice well written here is my question Ramit does that include Events. Like say the card give you a chance to stay at a private island meeting up with say bill gates?

or sky diving from space back to earth? or trip to space?

Thanks Ramit

Laura Roeder
5 years 2 months ago

I researched this versus the Amex Premier Rewards Gold Card and ended up going with the gold card. I wanted travel rewards but I rarely stay in hotels as I prefer to rent apartments, and the starwood seemed too hotel-heavy on the rewards.

Also, the Gold has an unlimited balance (that’s what I was given anyway) so if the low limit is a problem for anyone they might want to choose the gold instead.

Steve
Steve
5 years 2 months ago

Ramit,

Do you think you can negotiate the annual fee?

Graeme
Graeme
5 years 2 months ago

Will the referral form work for the Canadian version?

Thanks.

nicole
nicole
5 years 2 months ago

I had an AMEX for over a decade and was late on my payment ONCE and they wouldn’t waive the fee so that card is now locked up and hasn’t been used since. I’ve always found that Discover provided superior customer service, including answering the phone immediately when I call. I get tons of cash back bonuses because I put everything on the card and pay it off in full every month. I would never use AMEX again.

Mehna
Mehna
5 years 2 months ago

I tried website for survey the day you sent this. No survey, says thanks for completing it but never took it. Then tried again, same thing. No email with link from you. What next? Even registered at survey monkey, to no avail. Says there are no surveys done….

Ed
Ed
5 years 2 months ago

@19, maybe in your case, but the audience also includes people like myself who have toddlers and like to travel with them. Previously, I was mostly using a cash back AmEx, but now that I actually have to pay for the toddler to fly (she just turned 2, so she can’t fly on our lap anymore, and we have to buy her a ticket), travel rewards cards are becoming a more-appealing option. So the fact that it’s a broad audience works both ways . . .

Drew
Drew
5 years 2 months ago

I hear what you are saying, but the post reads in a factual way that it was the best way. Like most of Ramits posts, the reader is subjected to feeling like “they just don’t get it” if they don’t agree even though their own life situation and financial principles are sound.

Benedict
Benedict
5 years 2 months ago

I wish you had a Canadian sister site.

anom
anom
5 years 2 months ago
Vivek
Vivek
5 years 2 months ago

Ramit,

What do you think about Debit cards?

Ric
5 years 2 months ago

Hey Ramit,
My Dad received an AMEX business gold rewards with 75k points with an annual fee of $125. He needs to spend $1k in the next three months (which isn’t an issue). What do you think about that deal and that card?
Thanks

Robert
Robert
5 years 2 months ago

Survey link not working?

Belden Lyman
Belden Lyman
5 years 2 months ago
I considered using CitiBank 12 years ago. At the time, the password for their online banking website was the same as your PIN for your debit card. There’s only 6,561 different 4-digit PINs. That’s enough to stop someone from casually guessing my PIN if they’re standing with my debit card at an ATM, but it’s a trivially low amount of PINs for that to be an online banking password. Writing a program to brute-force its way into someones account wouldn’t have been too hard. Just yesterday I read that Citibank’s credit cards had been hacked due to bad security on… Read more »
Maz
Maz
5 years 2 months ago

What’s special about your special referral email link, other than you get bonus points for referring people?

Sheehan Alam
5 years 2 months ago

I would recommend checking out the nerds at http://www.flyertalk.com. They discuss in detail how to redeem travel points and get the most bang for your points. The only problem I’ve had with travel cards are reward and redemption availability. You must have a flexible schedule, or else it can be very difficult to redeem free flights.

Sunil from The Extra Money Blog

i prefer cash back as i can use it to spend on anything i want. that said, i have taken advantage of promos such as AA’s 75k miles and BA’s 100k miles – use it, get the rewards, cancel the card.

Shelley
Shelley
5 years 2 months ago

Ramit-

I just started following your blog and I have begun to read your book. I am very interested in applying for this card. I filled out the survey for the referral link but I have not yet received it. Is there anyway you can look into this and send me the link via email. It would be greatly appreciated.

Thanks

Matthew Borsick
Matthew Borsick
5 years 2 months ago

Ramit-

When are you sending out the referral link ?

Annie
Annie
5 years 2 months ago

Ramit – for your Canadian readers, the TD Bank Visa Infinite card is almost identical to the Starwood Amex. Instead of 1 Starwood Point for every $1.00, it’s 3 TD points for every $1.00. No TD account required (min income of $60,000 gross).

A great comparison for Canadians:
http://www.rewardscanada.ca/cccompare.html

Sudarto
1 year 2 months ago

I love to read your experience with highly profitable credit card. Citi is great. Many ideas are offered as special credit card.

It is dynamic and continues to move forward. However, the requirements to get a Citi credit card is not easy. Must have high credit scores, including cards for students.

Yes, this of course as an option from the Citi to get consumers. Citi’s strategy turned out to be great. Thank you.

C
C
1 year 1 month ago

Just got the SPG AMEX card, then saw this post.

Glad it’s Ramit-approved!

J
J
1 year 1 month ago

It looks the SPG is increasing their fees to $95/year effective August 2015. Is this card still the best bet?

Akin
Akin
1 year 1 month ago

I strongly agree with American Express being ranked as the best for credit cards. Discover is 2nd best. I disagree with travel cards though. It’s more for frequent travelers, not for someone who rarely travels. I’ll take a cash back card anyday because I travel only once or twice every year.

Jessica
Jessica
11 months 29 days ago

Love this! I have to fly frequently from DC to San Fran and this is exactly what I was looking for. Got approved in 60 seconds and since I had been a card member before they rushed it to me no charge. Awesome blog posts keep them coming!

Tom Craig
Tom Craig
9 months 10 days ago

Thanks for sharing this helpful blog… i was looking for same content for credit card information. great work!

Matt
Matt
7 months 14 days ago

Starwood was recently purchased by Marriott and one can probably safely assume they will be merging their loyalty programs. In terms of bang for your buck (rooms, room rates and how many points you need to get a room), Marriott always seems to come out on top among travel bloggers for their loyalty program over SPG. I do like AMEX for their perks but I’d probably go for their Delta Skymiles card or Chase for their Marriott card until the details of the merger are clear

Yash
7 months 8 days ago

I am just started before 6 months to work on this website & now I am happy with this site. I think its best way to earn money online.it’s simple and legit way to earn money online.I am earning now 500 to 700 $ per month.its big amount for me.must try if u find online job…..

http://goo.gl/t1lREN

pete johnson
pete johnson
7 months 8 days ago

I do serious business ,dont email if not interested in purchase
we sell active credit cards for reasonable prices, we negotiate reasonable offers if customers are financially challenged . EMAIL @ hackerserivce@gmail.com for more details

Akin
Akin
7 months 7 days ago

Great choice! I had it ranked 3rd best for travel credit cards only due to the lower first year bonus and not being accepted everywhere. The Citi Thank You Premier and Chase Sapphire Preferred are greater in the first year, but more expensive year 2 and onward.

Alex
7 months 6 days ago

Ramit,

Does the Marriott/SPG acquisition have any effect on your recommendation? With the possibility of the card going away or the rewards programs merging/changing?

In terms of travel credit cards the most comparisons I’ve seen are between your card and Chase Sapphire Preferred. What is the biggest reason you’d prefer the SPG over Chase? Does your dislike of the big banks have a big part of it or is it straight up about the rewards?

Interested to hear your thoughts, thanks for the detailed post man.

Wynn
Wynn
7 months 4 days ago

Apparently, chase sapphire preferred is much better than starwood…

Pre Burn Ingredients
7 months 1 day ago

Hi there friends, good post and pleasant arguments commented
here, I am really enjoying by these.

Blackcore Edge
7 months 20 hours ago

Excellent website you have here but I was curious about if you knew of
any user discussion forums that cover the same topics talked about here?
I’d really love to be a part of community where I
can get feedback from other knowledgeable people that share the
same interest. If you have any recommendations, please let me know.

Cheers!

pub table stools
6 months 25 days ago

It’s nearly imposible to finmd experienced people in this
particular subject, however, you seem like you know what you’re talking
about! Thanks

quickbooks online tech support phone

Great post.

Kindle
6 months 19 days ago

I enjoyed the post and pleasant arguments commented here 😉

Mr. Walter Henry
Mr. Walter Henry
6 months 19 days ago
Hello Everybody, My name is Mr Walter Henry, I live in California USA, i am a happy man today because I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. he gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over, when the banks are not willing to help as a single parents with 2 kids, I met this honest and GOD fearing loan lender online Mr. Thomas… Read more »
Mario Muay Thai
6 months 18 days ago

Attractive component to content. I simply stumbled upon your
blog and in accession capital to assert that I get actually loved account your blog posts.
Anyway I will be subscribing for your augment or even I fulfillment you get
admission to constantly quickly.

Aluris Does it Work
6 months 17 days ago

Thanks for your personal marvelous posting! I genuinely enjoyed
reading it, you might be a great author. I will remember to bookmark your
blog and will eventually come back later in life. I want to encourage you to definitely continue your great writing,
have a nice day!

Elite Payment Processing
6 months 17 days ago

Appreciate .. great post its really help to others who wants to know about credit cards .

Ucousto
6 months 13 days ago

Hi! Quick question that’s totally off topic. Do you know how to make your site mobile friendly?
My website looks weird when viewing from my iphone.I’m trying to find a theme or plugin that might be able to fix this issue.
If you have any recommendations, please share. Appreciate
it!

Nathalie
Nathalie
6 months 10 days ago

Interested in an amazon-like website that offers rebates for EVERY single purchase? Go to http://www.gwazoo.com and start taking advantage of their amazing deals today!

Jane
6 months 7 days ago

Today i show to all my personal carder!!! Go to Tor seacrh and find CyberFreak. Or visit him website http://bjjkaebas6uywama.onion/ . Attention only Tor Browser

james
6 months 7 days ago

Have found lots of credit cards tips ,Can i know Balance transfer credit cards ,what are the banks offering

Karen
Karen
6 months 4 days ago

Just called American Express about the Starwood card and was told JetBlue is not one of their partner airlines. Initially, it sounded like it was useful for people flying Virgin and JetBlue. Am I missing something?
Loved the article. Love the book. Love the blog.

JD
JD
6 months 4 days ago

Hard to find something stable to invest in. The best I’ve tried is growinvestmentcompany.com , I get returns of 10%. Also, acorns.com is another one of my favs.

Event Support
6 months 3 days ago

If you wish for to get a great deal from this post then you have to apply such techniques
to your won webpage.

ถ่ายวีดีโองานแต่ง

Excellent, what a web site it is! This website gives useful
information to us, keep it up.

Lee Smythe
Lee Smythe
5 months 25 days ago
Andrew, this is a heads up to everyone that are American Express holders that American Express may be raising your interest rate by 50% or more as of April 26, 2016. American Express sent us, (Starwood Guest card holders) and is sending to many others like us, a letter notifying us of this across the board increase. Their justification is that they checked with a credit bureau about our activities and some of them they do not like. This without regard as to how long you were their customer and how well you paid your bills. Even though we have… Read more »
hydratone dumbbells mnemonic
5 months 9 days ago

When someone writes an post he/she retains the plan of a user in his/her brain that how a user can understand it.
Thus that’s why this article is perfect. Thanks!

Gagan Dhanoya
Gagan Dhanoya
4 months 24 days ago

Does anyone know if it’s alright to get this card while still attending college? Don’t know if the travel rewards favor college kids

iphone
4 months 9 days ago

But what the image you favor is a scene from DVD movies,
you need to take snapshot from DVD movies and convert to JPG,
BMP format which is supported by most of the portable devices, then Mac – X DVD Ripper
Free Edition would help you get favorite pictures
from movies, which can be set as wallpaplers. Here are some perfectly OK reasons
to use a virtual, or ‘fake’ IP address on i – OS devices.
The same is true for PPTP, but PPTP is an older version of VPNs, and
is not as secure.

trackback
4 months 6 days ago

[…] Article Source : Best Credit Card […]

trackback

[…] Getting a wedding credit card is one of the best decisions you can make while you’re planning your wedding. Every purchase you make can help you gain points for flights, get cash back, or any other number of benefits. You know that you’ll be making a ton of purchases, a ton of large ones at that. Why not get a free plane ticket while you’re making the purchases you have to anyway? […]

FICO
3 months 16 days ago

Nice post. Very useful for user.. Please visit this website:

Book Business Travel Tickets Online

I am impressed, its useful to all people thanks for this sharing for us and it’s an interesting article, I got the best information and best service from your blog, i am very glad to wish and sure its very helps

Best Business Credit Cards
2 months 29 days ago

Thanks for all the informations 😉

comment être riche
1 month 24 days ago

I have been exploring for a liittle for any high quality articles orr
weblog posts in this kind of area . Exploring in Yahoo I at last stumbled upon this website.
Reading this information So i am satisfied to show that I’ve a very just right
uncanny feeling I came upon exactly what I needed.
I so much unquestionably will make sure to do
not put out of your mind this website and give it
a glance on a continuing basis.

matheuw
matheuw
1 month 7 days ago

Its just awesome with lots of no expiring rewards and offers. My favourite card is citi platinum visa card and am enjoying my every purchases.
https://www.citibank.com.ph/gcb/creditcards/platinum-visa-credit-card.htm

chase
chase
1 month 2 days ago

We are Chase group of investors located in USA , and we offer
funding for projects whose profitability is certain and we
ocroyons of credit to individuals honest people who are actually
in need to short -, medium-or long-term. For more information please contact us. (chase.funds@mail.com) (+12605728502)

anna
anna
27 days 12 hours ago

To whom it may concern

Apply for Usa and UK visa urgent response.

Contact us via emial id email id

Best regards
Dr.Mattew

Curtis Hodge
Curtis Hodge
26 days 15 hours ago

Hi!
What credit card is better to use with this payment terminal?
pointofsaleks.com
I got a small retail business that is why I’m interested in this.

wpDiscuz