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15 Little Life Hacks

What do you think about your bank?

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Occasionally, we do large-scale “I Will Teach You To Be Rich” surveys and analyze the data. In the past, we’ve analyzed what people wish they’d saved for, what people spend on Valentine’s Day, if people spent less because of a recession, and the differences between men and women when it comes to money.

Today, I’m running another survey. This time, I want to know: What do you think of your bank or credit union?

It will take you about 5 minutes. We’ll slice and dice the data and present it here shortly. Thanks for your help.

Click here to take the survey.

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  1. You don’t have citibank on your list of banks at the beginning. That surprises me.

    Your last question “Do you want to get the iwtytbr newsletter” should have a third choice “Already signed up, thanks!”

  2. Ehm, there’s something wrong with the survey. I went from page one to two to ten and then I was done? 🙂

  3. Love my local credit union! Sometimes their website and services feel a bit dated, but they communicate really well, have low fees, lots of ATMs, and are always willing to work with you.

  4. I love USAA and will recommend them ad nauseum

  5. Done!

    I’m using Wells Fargo, and I’m perfectly happy with them because:
    – My accounts are free.
    – Online and ATMs are easy to use, so I almost never need a branch.
    – There are locations around the country (since I move on occasion).

    I’ve heard various opinions of their customer service, but they meet my needs without any fees.

    Looking forward to the other results.

  6. I’ve got a pretty good package with Wellsfargo as well. I meticulously went through my statements not long ago, and found no hidden fees in my accounts.

    I also use USAA, which is fantastic. I do plan on getting an online bank in the not-so-distant future when interest rates recover a bit. Last I looked they were a sliver better than USAA’s best rates for savings, not enough to justify moving everything over.

  7. Whoa, no Fidelity love?
    They have a checking account now.. and they’ve had bill pay for a while.

  8. I use wachovia (read: walk all over ya), or so people tell me. So far, I haven’t had many problems with them and they have waved my overdraft fees when they happened. WIll be interesting to see how the integration goes with Wells Fargo. They do charge a nasty international fee on foreign withdrawals so be careful though…

  9. My favorite thing about my bank (chase) is the number of branch/atm locations. I’ve never been more than a few blocks away from an ATM.

    Also, I have never been charged any fees, and I use a different (online) back for my savings account, so I don’t care about earning any interest in my checking account, since there’s never much money in there anyways, and I’d probably make less than $1 a month with any interest or checking rewards program.

  10. TD is fine, on line banking system is OK, ATM machines are fine, integrated with TD Waterhouse so that is cool too. They are open to negotiations for pricing of banking services as well, which is good too.