Another ridiculous credit card offer

Ramit Sethi · January 15th, 2008

(via The Consumerist)


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  1. man, if that was root beer I’d be all over it (j/k)

  2. Man, that’s desperate. At least I got a bottle of Spanish Cava with mine.

  3. That’s a .99 cent value. Are you kidding? I’d sign up for 10 cards!!!

    Anyone who signs up for a credit card based on a gift, should really evaluate their financial situation. I use one credit card from a credit union and that’s it. No gimmicks, no bonuses. They consider me a “deadbeat” because I pay it off every month too.

    I wish everyone would realize that they are buying everything for 18% more than cash purchasers do. (Or whatever interest rate they happen to be paying). Life is so much cheaper when you avoid finance charges.

  4. Mrs. Micah

    Whee! Free soda. Oh wait, I don’t like soda much.

  5. Frugal Dad

    That picture reminds me of the quote, “If you don’t stand for something, you’ll fall for anything.” Advertisers, especially credit cards, are great at catering to the impulsive side of most Americans. You’ll see more MBNA t-shirts around a college campus than shirts advertising the school the kids are attending. Sad.

  6. Man, I didn’t get anything when I applied for a credit card. I should’ve waited for a gift or bonus.

  7. Wow, Wal-Mart knows how to grab people with a good deal. An income generating mechanism for them and all they had to pay was a 2 liter. I’ll be upset if I saw someone go for that deal.

  8. Wow, I don’t think that would have even worked on me while I was in college…the Pepsi is probably old too

  9. This Mom

    Only Wal-mart could pull that off… a 99-cent bottle of soda in exchange for a 22% interest rate on a credit card. Are people actually falling for this?

  10. Wow, its funny and sad at the same time…I guess there is a sucker born every minute

  11. just fill out the info with the wrong info and wala, you got a free bottle of soda, lol

  12. This reminded me of story from long ago. When I was first out of college, during a recession, I desperately took a job door-to-door selling German vacuum cleaners (vorwerk, I think they were called). For is for real! The man and woman sales managers were old D2D sales pros. To train us, they put us in a big van and we drove out to the country looking for small homes or mobile homes with giant satellite dishes (this was in the mid-80s). But first off, we stopped off at a grocery store and bought 2 dozen 2-liter bottles of Pepsi. WTF! “Why”? I asked the sales managers and they burst out laughing. “For a 99 cent bottle of Crapsi, these people will let you into their home for an hour to sell them a $1200 dollar vacuum cleaner!!!! (that they didn’t need…)”. Incredibly, it worked. I did this for a week; sold one vacuumn cleaner, and got out forever. Amazing!

  13. Wait, wait! There’s a use for this! I can use it to bribe my students to work! Yesh. I get the free soda (which being a twit, I would never buy on my own), and then I offer it up to our worthy university students to actually, like, write a coherent essay. Hey: what’s a 22% interest rate compared to the good of tomorrow’s leaders?

    And while I’m at it, I pitch them a Dyson for $1,200. Excellent!

  14. Worst Credit Card Offer I’ve Seen | Green Panda Treehouse

    […] from I Will Teach You To Be Rich posted this photo with comments on ridiculous credit card offers. I decided to look into it and the two credit cards Wal-Mart […]

  15. Jonathan

    Yet another reason to love Wal-Mart. Maybe next they will give out free balloons!

  16. JPaulII

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