Comments on: Announcing the Scrooge Strategy: Premium savings tips

By: Le Prix est la Bonne Série d’Interview : Ramit Sethi | Fuite de Nation de Cabine

Mon, 28 Dec 2009 04:20:35 +0000

[...] aux commentaires de mon lancement de Stratégie d’Harpagon : http://www.iwillteachyoutoberich.com/blog/announcing-the-scrooge-strategy-premium-savings-tips/ la paire quelques ans plus tard (et la note les commentaires d’un autre blog où les gens ne [...]

By: Ramit Sethi

Ramit Sethi — Tue, 17 Feb 2009 04:06:11 +0000

Kate, good question. When I talk about accounts like Roth IRAs and 401(k)s, it’s US-centric, but much of the other advice (saving strategies, negotiation, specific tactics) can be applied anywhere. I have a number of international customers and they seem to enjoy it.

And yes, you’ll get all tips starting from Tip #1 regardless of when you sign up.

By: Kate

Kate — Mon, 16 Feb 2009 01:27:52 +0000

Interesting concept, but I have two questions before I give it a whirl:

1) Like Beth, I’m Canadian. How useful will these tips be to me, and how much “translation” will I have to do to apply them? (Perhaps non-American subscribers can give a rough estimate of how many tips need adjustment due to their location?)

2) Is there some way to gain access to tips posted before your subscription started?

By: Ramit Sethi

Ramit Sethi — Thu, 12 Feb 2009 04:16:03 +0000

The difference is I guarantee you’ll save money with this subscription…and it’s a 100% guarantee if you don’t. So far, many of my Scrooge members have been saving hundreds and even $1,000+ with the first few tips.

By: Jon

Jon — Thu, 12 Feb 2009 04:05:25 +0000

Wait a second. Didn’t you tell us a while back (one year?) to NOT buy in to subscriptions? I remember reading that on LifeHacker, and now here you are selling your own. Sorry, but it just strikes me as kinda funny.

By: Ramit Sethi

Ramit Sethi — Thu, 22 Jan 2009 15:41:38 +0000

Charlotte: GREAT point.

Chris: Well…the Scrooge emails come weekly, not monthly, so you wouldn’t have to wait for long. But it’s true, not all tips will apply to you. If you’d be upset at 100% of the tips not applying to you (and me making money from the hours it takes to write teach tip), then this probably isn’t for you.

By: Chris

Chris — Thu, 22 Jan 2009 13:53:46 +0000

I’d be sort of upset if I paid a subscription fee for a newsletter that guaranteed to save me more money each month than the fee and then told me how to save money on a trip to Vegas. See, Vegas is about the last place I’d like to go on my own time so that month’s letter would be completely worthless to me. Not to mention, convincing people to pay you for a detailed listing of how you saved money on your vacation to Vegas is probably a great way to offset the cost of the trip. There’s a free tip for all the readers out there.

By: Charlotte

Charlotte — Mon, 19 Jan 2009 14:54:36 +0000

I received my first tip and was pleased, it isn’t as if I didn’t know this already but it caused me to take notice and actually DO something about it. I applied what was suggested, planned and prepared and am ready to put into practice with a vengeance the tip as it applied to me and if I do well I should have saved about $150 this month. Call me what you may that I needed a paid subscription to do what I already know, but some of just need more motivation than others. It’s a bit like a support group:)

By: Chet

Chet — Sat, 17 Jan 2009 18:18:58 +0000

Ramit i received your first “premium paid” tip and quite disappointed. Basically its a hyped up Frugality and i was expecting something more than the common sense idea. I hope you have something more unique or valuable tip up your sleeve that you are saving for later. I have not given up on you yet and you still have my attention. Thanks anyways

By: Beth

Beth — Sat, 17 Jan 2009 00:48:40 +0000

I wish someone would do something like this in Canada. Sorry, Ramit, but I live in a world of RRSPs, TFSAs, Canadian dollars and Canadian taxes. I would pay for content that was geared to me. (Though I find it funny that I know more about US finances than some Americans do!)

Incidentally, I did take the 30-day challenge and only saved about $10. (Most of your tips I learned from my parents growing up). I still think it was a worthwhile exercise because I used the tips as a guideline for what I could be spending if I wasn’t using those strategies. Instead of living comfortably within my means and saving money each money, I would be overspending my income by as much as $300 a month!