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A big fear I have of this site

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Writing this site is a lot of fun for me. I get to go around, meet interesting people, and make fun of things. I once got a free lunch. But still, I’m not sure it makes a big difference.

A while ago, I ran across an article entitled, Because buying new running shoes is more fun than actually running.

My concern is that there’s a big difference between buying new running shoes and actually hitting the road every morning. Big difference. One is really fun and relaxing while the other requires a lot of hard work, diligence, and sacrifice…

You can buy a successively more costly and high-quality series of claw hammers until you’ve reached the top of the line, but until you learn how to use them skillfully, you’re going to keep making ugly bird houses.

Boy, we love to buy things and read things and watch things. But actual behavioral change? That’s another story.

That’s why I still shake my head when I get emails asking if they should go with Datek because it has trading for $5 cheaper. Or when people ask if they should invest in stock A vs. stock B, rather than taking a holistic view of their investment strategy, or what software to use.

I remember when I was in high school. My group of friends was pretty competitive, which pushed all of us to try to do well in school. So when it came to the SATs, I was so pumped up that I went out and bought about 10 SAT books. Dorky, I know, but it felt good to get each shiny new book. But what did I really accomplish?

At that time, if anyone had told me that college admissions (or whatever) was not just about your score, but a holistic view of your character and accomplishments, I would have laughed and tried to figure out what the “right” SAT score was for getting in. With perspective, though, I realized that buying the books was probably the smallest step to successfully getting into where I wanted to go.

Same thing for finances. It’s so easy to read this site, watch CNBC, buy the Wall Street Journal every day, etc. After a while, you know what you should be doing. But really, the only way to get rich is to start doing it. Whether it’s starting a budget, or buying your first stock, or even just opening the right bank account, that’s the way to do it. Reading and reading and reading with no action won’t accomplish anything.

What will you do today?

PS–Newsletter subscribers already know about this site because I give them sneak peeks at upcoming articles. If you’re not a subscriber (it’s free and takes 3 seconds), you should be: The IWillTeachYouToBeRich newsletter

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10 Comments on "A big fear I have of this site"

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~Dawn
11 years 3 months ago

Reading, reading and reading does sink into to your subconscience I think. But you are right, learning is nothing without action and action doesn’t happen unless attitudes change.

Colm O Brogain
Colm O Brogain
10 years 10 months ago

Great site. the link to the article is broken, here’s the new one: http://www.43folders.com/2005/05/18/because-buying-new-running-shoes-is-more-fun-than-actually-running/

cathy
cathy
10 years 9 months ago

I like the Nike slogan – just do it!

Penny Olson
10 years 4 months ago
This article really hit home for me. I was a “reader” but it was only an excuse to hesitate because I was afraid. Since I have learned to start by simply putting one foot in front of the other and “just freakin’ do it”, I have done nothing but surprise myself with the incredible things that I am capable of. I am finding that this tactic works in every aspect of life from starting my own business, trading stocks, even relationships. And the more I do things in spite of fear, the happier I am becoming. I believe that you… Read more »
Leo L. Sluga
10 years 1 month ago
You guys are great. I am quite a bit older than you, almost 47, but I can remember being just like you guys like it was yesterday. The good part: I believe you are on the right track. I am an engineer by degree involved in manufactuirng IT and consulting for manufacturing. I figured out in high school that engineers don’t make any money and that my 9-5 was going to be my secondary source of income. I went the real estate route (and of course 401k’s and IRA’s) and I also realized early that you have to start, but… Read more »
Thea Westra
9 years 11 months ago

Love the posting. So obviously true.
I went to the article and I also liked this line:
Don’t fiddle endlessly, just because it’s fun. That’s not running; that’s just playing with your shoes.
No accident that I named my coaching business ‘Forward Steps’. 🙂

Cheers,
Thea

Sowlin Kongbahdi
Sowlin Kongbahdi
9 years 9 months ago

i absolutely love this post. keep up the good work for you gained a religious reader!

Pauline
Pauline
9 years 7 months ago

That’s a great point!

When getting ready to take the LSAT and now getting ready for law school, I go to the library and borrow all the books I need and take notes. Who needs all those books saying the same thing lying around. Libraries are the best things ever for frugal people who love to read.

Vasu Aiyer
Vasu Aiyer
8 years 11 months ago
Hi Ramit, I came over here via Yahoo! You have an informative site and my congratulations on providing a wonderful service. About this article, one thing comes to my mind is – practice, practice and more practice. I have had a variety of roles in the software industry over the years and nowin my latest avatar, I have a spanking new role in training. We try to answer this question and execute on that answer – “How do you get people within the company up-to-date on the latest products and technologies in the most cost effective way?” You can just… Read more »
Anonymous
6 months 19 days ago

この最初の腕時計の白い腕時計はクールということを証明した。それは、垂直クロノグラフ分計800シリーズ名tx線形クロノグラフ腕時計の1つです。第2のタイムゾーンとダイヤルの全体的なデザインは独特で、とげとげしくなる逆行ダイヤルがある。ホワイトトーン腕時計を通して持続する(明らかに)、しかし、それは100 %の定義はありません。あなたにはまだ若干のスポーティなオレンジとゴールドトーンダイヤルと手の上に上がりました。それは本当にうまくやった。私は高浮き彫りを付して白い回転ベゼルにホワイトが好きにしてください。グッチスーパーコピーブランド財布腕時計を見事に45 mmのワイドサイズまたは多分私の手首の上で非常に快適でした。あなたは、ダイヤルは最初は少し威嚇を見つけるかもしれませんが、ライブであなたの観察の後にすることは非常に簡単です。本当に素敵な白い色はしばしば見やすいスポーツです。この時計は本当に新しいであったので、私は正確なモデル番号を見つけることができません、しかし、それは価格の間にどこかについてドルであるべきです。 http://www.wtobrand.com/lv20.html

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