Automation: Add a “Stupid Mistakes” sub-savings account

April 20th, 2010

Let me show you how I handle stupid mistakes like traffic tickets in my automation system for personal finances.   One of the most common reasons people can't get ahead is expenses they just didn't expect. I constantly hear things like this: "I was just about to pay off my credit card debt FOREVER, and then I had to get ...

Clueless friends giving you money advice? Use the STFUDF Technique

April 15th, 2010

How many people in your life lecture you about finances, but don't have their own finances under control? Nothing is more infuriating than someone telling me I'm "throwing away money on rent" when they haven't spend even 2 hours running the numbers. Or someone who proudly proclaims that they found a higher interest rate on a new bank, which is ...

Who uses a freaking coupon for DEL TACO?

April 12th, 2010

My parents. I found this on the kitchen counter when I went home to visit my mom and dad the other day. Seriously, look how ready it is to be used. All folded perfectly. My mom proudly told me that she sometimes uses the coupon on Tuesdays "after I go shopping at Ross because of the Tuesday discount." Yet another ...

Free clothes & weird tax advice: 2 things you can get this week

April 05th, 2010

If you're on my free email newsletter, here's what you're getting this week: How I got $10,000+ of free clothes in 2009 Why everything "experts" say about tax returns is wrong About 60,000 people are members. In exchange for trusting me with their email address, they also get a lot of cool stuff I never, ever mention on ...

My Free Insider's Kit will show you how to earn more money

Student loans and financial aid: How to save $23,000

April 01st, 2010

When it comes to student loans, financial aid, and higher education, everyone's got an opinion. They just usually happen to be wrong. When I was in high school, it drove me crazy to hear people saying things like, "Oh, I'm not going to apply to Harvard. Even if I could get in, there's no way I could afford the tuition." ...