Scrooge Strategy

Archives —
June, 2009

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16

Looking for people in your 20s, 30s, and 40s — what do you wish you’d saved for?

Lots of people leave comments on this site saying, “Ramit, I’ve already handled the basics, so what am I supposed to do with my money now?”
I’m working on a new post to give you a strategy to leave your friends in the financial dust.
But first, I need your help to tell me what [...]

18

Guy is scared of calling companies, calls them, negotiates fees successfully

Another one from Ramit’s Inbox on negotiating a fee away…
Here’s a good example of how you can get many fees waived in 2 minutes with a phone call. (It’s kind of curious that people email me instead of the company directly, but…)
From: Stephen T.
To: Ramit
Hey Ramit, enjoyed your book and it’s been a great help.
I [...]

53

The Money Diaries: The 20-something who can’t seem to get out of his parents’ house

Today’s post is by a 25-year-old who lives at home with his parents in an attempt to save money to buy a house. Meanwhile, he obsesses over small expenses thinking that they affect his housing fund.

64

Is frugality about saving money or making you feel less guilty?

Is frugality about saving money, or making you feel less guilty?

21

Mental Accounting: Why Smart People Make Big Money Mistakes

If you think you save, but you still have trouble saving, mental accounting may be one of the reasons. Using behavioral economics, read this in-depth review of “Why Smart People Make Big Money Mistakes.”

5

60-second survey + 5 $100 Donorschoose gift certificates

I’m doing a quick 60-second survey of iwillteachyoutoberich readers. It’s easy, quick, and at the end, there’s an optional question to enter your “name/email” — if you fill it out, I’m giving away five $100 DonorsChoose.org gift certificates.
Thanks for helping out.
The 60-second survey is here. Over 1,000 responses in less than 12 hours. You guys [...]

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